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Meriwest Credit Union Rates & Review October 2026

Meriwest Credit Union's top rates as of October 10, 2026 are 3.15% APY on its 60-Month CD, 4.25% APY on savings, 3.00% APY on money market accounts, 2.00% APY on checking, and auto loans from 4.99% APR, according to rates verified by MonitorBankRates. Other Meriwest Credit Union CD rates include 6-Month CD at 3.05%, 8-Month Liquid CD at 3.05%, and Business 8-Month Liquid CD at 3.05%. MonitorBankRates evaluates the financial stability of Meriwest Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.20%. Rates last updated and verified on 10/10/2026.

Meriwest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meriwest Credit Union? Share your experience about Meriwest Credit Union by leaving a review below, or read customer reviews before you decide to use Meriwest Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.20%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Meriwest Credit Union
Corporate Office- San Jose
5615 Chesbro Ave
San Jose, CA 95123-3046
https://www.meriwest.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Meriwest Credit Union CD Rates

Product Rate APY Term View More
60-Month Certificate 3.102% 3.15% 60-Month
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
6-Month Certificate 3.005% 3.05% 6-Month
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
8-Month Liquid Certificate 3.005% 3.05% 8-Month
Min Balance $10,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 6 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
8-Month Liquid Certificate 3.05% 3.05% 8 months
Min Balance $10,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 6 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
12-Month Certificate 2.907% 2.95% 12-Month
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.95% APY · checked 5 times
2.45%2.95%3.45%Sep 18, 2026: 2.95% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
24-Month Certificate 2.859% 2.90% 24-Month
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.90% APY · checked 5 times
2.40%2.90%3.40%Sep 18, 2026: 2.90% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
36-Month Certificate 2.859% 2.90% 36-Month
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.90% APY · checked 5 times
2.40%2.90%3.40%Sep 18, 2026: 2.90% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Business CD Rates

Product Rate APY Term View More
Business 8-Month Liquid Certificate 3.05% 3.05% 8 months
Min Deposit $10,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 6 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Savings Rates

Product Rate APY View More
Premier Savings 4.162% 4.25%
Min Balance $100
Details Balance: $100 to $10,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Premier Savings 2.225% 4.25%
Min Balance $10,001
Details Published APY range: 4.25%-2.65%. Balance: $10,001 - $50,000.99
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Anniversary Savings 0.10% 0.10%
Min Balance $1
Details Balance: $1+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
You Name Savings 0.10% 0.10%
Min Balance $100
Details Balance: $100+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Business Savings Rates

Product Rate APY View More
Business Savings 0.10% 0.10%
Min Balance $100
Details Balance: $100+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Money Market Rates

Product Rate APY View More
Money Market Max 2.469% 2.50%
Min Balance $250,001
Details Balance: $250,001+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Money Market Max 1.735% 1.75%
Min Balance $50,001
Details Balance: $50,001 - $250,000
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Sep 27, 2026: 1.75% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Money Market Max 0.747% 0.75%
Min Balance $10,000
Details Balance: $10,000 - $50,000
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 27, 2026: 0.75% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market Plus 2.956% 3.00%
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business Money Market Plus 1.489% 1.50%
Min Balance $100,001
Details Balance: $100,001-$250,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business Money Market Plus 0.995% 1.00%
Min Balance $50,001
Details Balance: $50,001-$100,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business Money Market Plus 0.499% 0.50%
Min Balance $10,001
Details Balance: $10,001-$50,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business Money Market Plus Account 0.499% 0.499%
Min Deposit $100
Min Balance $10,000
Details Must have Checking with Daily Average balance of at least $3000 per month, otherwise, rate earned is 0.50% APY (0.499% Dividend Rate). Variable rate account. Rates may change after the account is opened. Fees may reduce earnings. Closed if balance is zero at month end. APY accurate as of October 1, 2026 . Variable rate account, rate may change after account is opened. Account must be opened with new money balances only, balances transferred from an existing Meriwest Credit Union account do not qualify as new money. Fees may reduce earnings. Unlimited deposits and up to six preauthorized, automatic, telephonic, or online transfers or withdrawals per month. Not available for new account opening. The Money Market Dividend Rate Schedule is regularly updated and available at any Meriwest Credit Union financial center; by calling 877-MERIWEST (877-637-4937); or by visiting www.meriwest.com. This schedule is incorporated as part of Meriwest's Consumer Account Disclosure and Deposit Agreement (Form B-055) as part of Meriwest's Business Account Disclosure and Deposit Agreement (Form B-066) and should not be used separately. Consult Meriwest's Consumer Fee Schedule and Business Fee Schedule for applicable account fees. The Consumer Account Disclosure and Deposit Agreement, the Business Account Disclosure and Deposit Agreement, Consumer Dividend Rate Schedule and Business Dividend Rate Schedule and Consumer Fee Schedule and Business Fee Schedule are incorporated and set forth the complete Truth-in-Savings account disclosures. Federally insured by NCUA. Membership is required with a one-time non-refundable $5 fee.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 0.50% → 0.50% ▼ 0.00 pts · high 0.50% / low 0.50%
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYOct 10, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.50%▼ from 0.50%
  • Sep 14, 20260.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business Money Market Plus 0.25% 0.25%
Min Balance $2,501
Details Balance: $2,501-$10,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business Money Market Plus 0.10% 0.10%
Min Balance $100
Details Balance: $100-$2,500
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Checking Rates

Product Rate APY View More
Smart REWARDS Checking 1.98% 2.00%
Min Balance $100
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $100 - $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Smart REWARDS Checking 0.10% 0.10%
Min Balance $15,000
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Over $15,000+
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Business Checking Rates

Product Rate APY View More
Business Elite Checking 0.30% 0.30%
Min Balance $2,500
Details Balance Amount: $2,500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business Essentials Checking 0.10% 0.10%
Min Balance $1,500
Details Balance Amount: $1,500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.39% 12 months
Details special 6.39% APR* for the first 12 months and 7.25% APR* thereafter.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.39% APR
5.89%6.39%6.89%Oct 10, 2026: 6.39% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details as low as
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Meriwest Credit Union Other Rates

Product Rate Points APY/APR Term View More
Accumulative IRA 0.03% - 0.03%
Min Balance $5
Details Balance: $5+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business SecureEdge Money Market 2.274% - 2.30%
Min Balance $250,001
Details Balance: $250,001+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 6 times
1.80%2.30%2.80%Sep 14, 2026: 2.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business SecureEdge Money Market 1.538% - 1.55%
Min Balance $100,000
Details Balance: $100,000-$250,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 1.55% APY · checked 4 times
1.05%1.55%2.05%Sep 18, 2026: 1.55% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
Business SecureEdge Money Market 0.548% - 0.55%
Min Balance $10,000
Details Balance: $10,000-$99,999
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 4 times
0.05%0.55%1.05%Sep 18, 2026: 0.55% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
SecureEdge Money Market 2.274% - 2.30%
Min Balance $250,001
Details Balance: $250,001+
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.30% APY · checked 5 times
1.80%2.30%2.80%Sep 18, 2026: 2.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
SecureEdge Money Market 1.538% - 1.55%
Min Balance $100,000
Details Balance: $100,000-$250,000
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 1.55% APY · checked 5 times
1.05%1.55%2.05%Sep 18, 2026: 1.55% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
SecureEdge Money Market 0.548% - 0.55%
Min Balance $10,000
Details Balance: $10,000-$99,999
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 5 times
0.05%0.55%1.05%Sep 18, 2026: 0.55% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%
SecureEdge Money Market 2.274% - 2.30%
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.30% APY · checked 5 times
1.80%2.30%2.80%Sep 18, 2026: 2.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.20%

Financial Health History

Meriwest Credit Union’s Texas Ratio rose from 3.06% in Q3 2023 to 6.20% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.06% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 6.20% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.1B6.20%5.0A
March 31, 2026$2.2B7.77%5.0A
December 31, 2025$2.1B9.11%5.0A
September 30, 2025$2.1B8.90%5.0A
June 30, 2025$2.1B8.23%5.0A
March 31, 2025$2.1B8.29%5.0A
December 31, 2024$2.1B6.16%5.0A
September 30, 2024$2.1B11.58%5.0A
June 30, 2024$2.2B5.80%5.0A+
March 31, 2024$2.2B5.73%5.0A+
December 31, 2023$2.2B4.33%5.0A+
September 30, 2023$2.2B3.06%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Meriwest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Meriwest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Meriwest Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Meriwest Credit Union
Address 5615 Chesbro Ave, San Jose, CA 95123-3046
Phone 408-972-5222
Fax 408-363-3298
President Udey Chaudhry
CEO Lisa Pesta
Full-Time Employees 222
Part-Time Employees 0
Branch Locations 10
ATM Locations 10
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.20%
Return on Assets (ROA)
0.0566%
Return on Equity (ROE)
0.6200%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
2,111,395,910
Total Amount of Shares and Deposits
1,697,740,193
Total Shares and Deposits < 1 Year
1,649,613,479
Total Shares and Deposits 1 3 Years
46,979,573
Total Shares and Deposits > 3 Years
1,147,141
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
234,542,565
Total Uninsured Shares and Deposits > $250K (F+J)
234,542,565
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,463,197,628
Total Interest Expense (Sum of items 6 8)
18,996,560
Share Certificates
8,378
Number of Accounts for Share Drafts
48,139
IRA KEOGH Accounts
2,071
Number of Accounts for Regular Shares
46,878
Non Member Deposits
2
Money Market Shares
2,740
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
47,563,730
Total Liabilities
1,939,793,828
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Meriwest Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/meriwest-credit-union-rates-review-68394">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Meriwest Credit Union

How many branches does Meriwest Credit Union operate?

Meriwest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Meriwest Credit Union?

Yes, to access services at Meriwest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Meriwest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Meriwest Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Meriwest Credit Union offer online and mobile banking?

Most modern institutions like Meriwest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meriwest.com.

Current Meriwest Credit Union Rates

  • 12-Month CD2.95%
  • 24-Month CD2.90%
  • 60-Month CD3.15%
  • Savings4.25%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.