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Meriwest Credit Union

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Meriwest Credit Union Rates & Review November 2026

Q: What are the current interest rates at Meriwest Credit Union?

Current rates for Meriwest Credit Union include: 12-Month CD: 3.65%, 24-Month CD: 3.75%, 60-Month CD: 4.05%, Savings: 4.25%, MMA: 3.00%

Q: What CD terms does Meriwest Credit Union offer?

Meriwest Credit Union CD rates are 3.65% APY for a 6 month CD, 3.65% APY for a 12 month CD, 3.75% APY for a 2 year CD, 3.85% APY for a 3 year CD and 4.05% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Meriwest Credit Union for its full lineup.

Q: How many branches does Meriwest Credit Union operate?

Meriwest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Meriwest Credit Union?

Yes, to access services at Meriwest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Meriwest Credit Union's 60-Month CD rates are at 4.05%, 36-Month CD rates are at 3.85%, 24-Month CD rates are at 3.75%, 12-Month CD rates are at 3.65%, 6-Month CD rates are at 3.65%. Meriwest Credit Union's savings rates are at 4.25%. Meriwest Credit Union's money market rates are at 3.00%. Meriwest Credit Union's checking rates are as high as 2.00%. Meriwest Credit Union's CD rates are 31% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Meriwest Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.20%. Rates last updated and verified on 10/30/2026.

Meriwest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meriwest Credit Union? Share your experience about Meriwest Credit Union by leaving a review below, or read customer reviews before you decide to use Meriwest Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.20%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Meriwest Credit Union
Corporate Office- San Jose

5615 Chesbro Ave
San Jose, CA 95123-3046

https://www.meriwest.com

Customer Reviews

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Meriwest Credit Union CD Rates

Product	Rate	APY	Term
60-Month Certificate	3.97%	4.05%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000; Dividend Rate 3.970%; IRA options available; Penalty may apply for early withdrawal; Consumer accounts only Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.15% → 4.05% ▲ 0.90 pts · high 4.05% / low 3.15% Oct 14, 20264.05%▲ from 3.15% Sep 18, 20263.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
36-Month Certificate	3.778%	3.85%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000; Dividend Rate 3.778%; IRA options available; Penalty may apply for early withdrawal; Consumer accounts only Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.90% → 3.85% ▲ 0.95 pts · high 3.85% / low 2.90% Oct 14, 20263.85%▲ from 2.90% Sep 18, 20262.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
24-Month Certificate	3.682%	3.75%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000; Dividend Rate 3.682%; IRA options available; Penalty may apply for early withdrawal; Consumer accounts only Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.90% → 3.75% ▲ 0.85 pts · high 3.75% / low 2.90% Oct 14, 20263.75%▲ from 2.90% Sep 18, 20262.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
12-Month Certificate	3.585%	3.65%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000; Dividend Rate 3.585%; IRA options available; Penalty may apply for early withdrawal; Consumer accounts only Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.95% → 3.65% ▲ 0.70 pts · high 3.65% / low 2.95% Oct 14, 20263.65%▲ from 2.95% Sep 18, 20262.95%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
6-Month Certificate	3.585%	3.65%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000; Dividend Rate 3.585%; IRA options available; Penalty may apply for early withdrawal; Consumer accounts only Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.05% → 3.65% ▲ 0.60 pts · high 3.65% / low 3.05% Oct 14, 20263.65%▲ from 3.05% Sep 18, 20263.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
8-Month Liquid Certificate	3.585%	3.65%	8-Month
Min Deposit $10,000 Min Balance $10,000 Details Balance Amount: $10,000; IRA options available; Penalty may apply for early account closure; Withdrawals of principal permitted as long as balance does not fall below $10,000 minimum Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.05% → 3.65% ▲ 0.60 pts · high 3.65% / low 3.05% Oct 14, 20263.65%▲ from 3.05% Sep 14, 20263.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Business CD Rates

Product	Rate	APY	Term	View More
Business Liquid Certificate - 8-Month Liquid Certificate	3.585%	3.65%	8 months
Min Balance $10,000 Details Balance: $10,000; Dividend Rate 3.585%; Minimum balance to open and earn stated APY is $10,000; Penalty may apply for early withdrawal; Business Certificate Accounts Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Savings Rates

Product	Rate	APY
Premier Savings for New Members	4.162%	4.25%
Min Deposit $20 Min Balance $100 Details Balance: $100 to $10,000; Available only to new members during the first thirty (30) days from the date of opening a membership; Variable rate account Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 4.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Premier Savings for New Members	-	4.25%
Min Deposit $20 Min Balance $10,001 Details Published APY range: 4.25%-2.65%. Balance: $10,001 - $50,000.99; Available only to new members during the first thirty (30) days from the date of opening a membership; Variable rate account Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 4.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Anniversary Savings	0.10%	0.10%
Min Balance $1 Details Share Savings Accounts; Balance Amount: $1+; Sweepstakes restricted to legal U.S. residents at least 18 years of age; Variable rate account, rates may change at any time after the account is opened Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
You Name Savings	0.10%	0.10%
Min Balance $100 Details Share Savings Accounts; Balance Amount: $100+; Variable rate account, rates may change after the account is opened Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100+; Variable rate account, rates may change after the account is opened; APY calculated on minimum average daily balance Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Money Market Rates

Product	Rate	APY
Money Market Max	2.469%	2.50%
Min Deposit $10,000 Min Balance $250,001 Details Balance: $250,001+ Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Money Market Max	1.735%	1.75%
Min Deposit $10,000 Min Balance $50,001 Details Balance: $50,001 - $250,000 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Money Market Max	0.747%	0.75%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $50,000 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Plus	2.956%	3.00%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000+; Requires Checking with daily average balance of at least $3,000 per month, otherwise 0.50% APY (0.499% Dividend Rate) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business Money Market Plus	1.489%	1.50%
Min Deposit $100 Min Balance $100,001 Details Balance: $100,001-$250,000; Requires Checking with daily average balance of at least $3,000 per month, otherwise 0.50% APY (0.499% Dividend Rate) Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business Money Market Plus	0.995%	1.00%
Min Deposit $100 Min Balance $50,001 Details Balance: $50,001-$100,000; Requires Checking with daily average balance of at least $3,000 per month, otherwise 0.50% APY (0.499% Dividend Rate) Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business Money Market Plus	0.499%	0.50%
Min Deposit $100 Min Balance $10,001 Details Balance: $10,001-$50,000; Requires Checking with daily average balance of at least $3,000 per month, otherwise 0.50% APY (0.499% Dividend Rate) Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business Money Market Plus	0.499%	0.499%
Min Deposit $100 Min Balance $10,001 Details Balance: $10,001-$50,000; Variable rate account Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 0.50% → 0.50% ▼ 0.00 pts · high 0.50% / low 0.50% Oct 30, 20260.50%▼ from 0.50% Sep 18, 20260.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business Money Market Plus	0.25%	0.25%
Min Deposit $100 Min Balance $2,501 Details Balance: $2,501-$10,000; Requires Checking with daily average balance of at least $3,000 per month, otherwise 0.50% APY (0.499% Dividend Rate) Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business Money Market Plus	0.10%	0.10%
Min Deposit $100 Min Balance $100 Details Balance: $100-$2,500; Requires Checking with daily average balance of at least $3,000 per month, otherwise 0.50% APY (0.499% Dividend Rate) Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Checking Rates

Product	Rate	APY	View More
Smart REWARDS Checking	1.98%	2.00%
Min Deposit $20 Min Balance $100 Details Qualifications Required; Balance: $100 - $15,000; Qualifying balance up to $15,000.00; Membership requires one-time non-refundable $5 fee Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Business Checking Rates

Product	Rate	APY
Business Elite Checking	0.30%	0.30%
Min Deposit $2,500 Details Business Checking; Variable rate account; APY calculated on minimum average daily balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business Essentials Checking	0.10%	0.10%
Min Deposit $1,500 Details Business Checking; Variable rate account; APY calculated on minimum average daily balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Meriwest Credit Union Other Rates

Product	Rate	Points	APY/APR
Accumulative IRA	0.03%	-	0.03%
Min Balance $5 Details Share Savings Accounts; Balance Amount: $5+; Dividends earned starting at $5.00; Rate and APY same as Regular Savings (discontinued product); Variable rate account, rates may change after the account is opened Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business SecureEdge Money Market	2.274%	-	2.30%
Min Deposit $10,000 Min Balance $250,001 Details Balance: $250,001+; Account must be opened with new money balances only Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business SecureEdge Money Market	1.538%	-	1.55%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000-$250,000; Account must be opened with new money balances only Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
Business SecureEdge Money Market	0.548%	-	0.55%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000-$99,999; Account must be opened with new money balances only Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
SecureEdge Money Market	2.274%	-	2.30%
Min Deposit $10,000 Min Balance $250,001 Details Balance: $250,001+ Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
SecureEdge Money Market	1.538%	-	1.55%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000-$250,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.55% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
SecureEdge Money Market	0.548%	-	0.55%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000-$99,999 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%
SecureEdge Money Market	2.274%	-	2.30%
Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Meriwest Credit Union’s Texas Ratio rose from 3.06% in Q3 2023 to 6.20% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.1B	6.20%	5.0	A
March 31, 2026	$2.2B	7.77%	5.0	A
December 31, 2025	$2.1B	9.11%	5.0	A
September 30, 2025	$2.1B	8.90%	5.0	A
June 30, 2025	$2.1B	8.23%	5.0	A
March 31, 2025	$2.1B	8.29%	5.0	A
December 31, 2024	$2.1B	6.16%	5.0	A
September 30, 2024	$2.1B	11.58%	5.0	A
June 30, 2024	$2.2B	5.80%	5.0	A+
March 31, 2024	$2.2B	5.73%	5.0	A+
December 31, 2023	$2.2B	4.33%	5.0	A+
September 30, 2023	$2.2B	3.06%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Meriwest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Meriwest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Meriwest Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Meriwest Credit Union

Website https://www.meriwest.com

Address 5615 Chesbro Ave, San Jose, CA 95123-3046

Phone 408-972-5222

Fax 408-363-3298

President Udey Chaudhry

CEO Lisa Pesta

Full-Time Employees 222

Part-Time Employees 0

Branch Locations 10

ATM Locations 10

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.20%

Return on Assets (ROA)

0.0566%

Return on Equity (ROE)

0.6200%

Non-Performing Loans Ratio (NPL)

0.81%

Total Assets

2,111,395,910

Total Amount of Shares and Deposits

1,697,740,193

Total Shares and Deposits < 1 Year

1,649,613,479

Total Shares and Deposits 1 3 Years

46,979,573

Total Shares and Deposits > 3 Years

1,147,141

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

234,542,565

Total Uninsured Shares and Deposits > $250K (F+J)

234,542,565

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,463,197,628

Total Interest Expense (Sum of items 6 8)

18,996,560

Share Certificates

8,378

Number of Accounts for Share Drafts

48,139

IRA KEOGH Accounts

2,071

Number of Accounts for Regular Shares

46,878

Non Member Deposits

Money Market Shares

2,740

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

47,563,730

Total Liabilities

1,939,793,828

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Meriwest Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Meriwest Credit Union

Does Meriwest Credit Union offer CDs?

Yes. Meriwest Credit Union current CD rates include its 60-Month CD at 4.05% APY, its 36-Month CD at 3.85% APY and its 24-Month CD at 3.75% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Meriwest Credit Union NCUA insured?

Yes. Meriwest Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Meriwest Credit Union?

The highest Meriwest Credit Union CD rate is its 60-Month CD at 4.05% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Meriwest Credit Union offer?

Meriwest Credit Union CD rates are 3.65% APY for a 6 month CD, 3.65% APY for a 12 month CD, 3.75% APY for a 2 year CD, 3.85% APY for a 3 year CD and 4.05% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Meriwest Credit Union for its full lineup.

What is the highest savings rate at Meriwest Credit Union?

The highest Meriwest Credit Union savings rate is its Premier Savings for New Members at 4.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Meriwest Credit Union?

The highest Meriwest Credit Union money market rate is its Business Money Market Plus at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Meriwest Credit Union?

The highest Meriwest Credit Union checking rate is its Smart REWARDS Checking at 2.00% APY, verified by MonitorBankRates as of October 30, 2026.

How many branches does Meriwest Credit Union operate?

Meriwest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Meriwest Credit Union?

Yes, to access services at Meriwest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Meriwest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Meriwest Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Meriwest Credit Union offer online and mobile banking?

Most modern institutions like Meriwest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meriwest.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Meriwest Credit Union rates compare?

Meriwest Credit Union's CD rates are 31% higher than the MonitorBankRates national average, and it has an A health rating. Meriwest Credit Union's top rates are its 60-Month CD at 4.05% APY, its Premier Savings for New Members at 4.25% APY, its Business Money Market Plus at 3.00% APY and its Smart REWARDS Checking at 2.00% APY, verified by MonitorBankRates on October 30, 2026.

Current Meriwest Credit Union Rates

12-Month CD3.65%
24-Month CD3.75%
60-Month CD4.05%
Savings4.25%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Meriwest Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Meriwest Credit Union Texas Ratio

Meriwest Credit Union Health Trend

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Frequently Asked Questions About Meriwest Credit Union

Does Meriwest Credit Union offer CDs?

Are CDs from Meriwest Credit Union NCUA insured?

What is the highest CD rate at Meriwest Credit Union?

What CD terms does Meriwest Credit Union offer?

What is the highest savings rate at Meriwest Credit Union?

What is the highest money market rate at Meriwest Credit Union?

What is the highest checking rate at Meriwest Credit Union?

How many branches does Meriwest Credit Union operate?

Is a member application needed to join Meriwest Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Meriwest Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Meriwest Credit Union rates compare?

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