MonitorBankRates
  1. Home
  2. Credit Unions
  3. Silver State Schools Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Silver State Schools Credit Union Rates & Review April 2026

Silver State Schools Credit Union's 60 month Jumbo CDs rates are at 3.77%, 60 month Regular CDs rates are at 3.77%, 36-47 month Jumbo CDs rates are at 3.67%, 36-47 month Regular CDs rates are at 3.67%, 24-35 month Jumbo CDs rates are at 3.56%. Silver State Schools Credit Union's savings rates are at 0.05%. Silver State Schools Credit Union's money market rates are at 1.50%. Silver State Schools Credit Union's 10-Year Fixed rates are at 5.00%, 15-Year Fixed rates are at 5.25%, 30-Year Fixed rates are at 5.75%, JUMBO 30-Year Fixed rates are at 6.50%. Silver State Schools Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Silver State Schools Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.65%. Rates were last updated on 04/19/2026.

Silver State Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Silver State Schools Credit Union? Share your experience about Silver State Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Silver State Schools Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.65%
Excellent Lower than avg
Silver State Schools Credit Union
Head Quarters
630 Trade Center Dr
Las Vegas, NV 89119 3712
https://www.silverstatecu.com
Member NCUA

Silver State Schools Credit Union CD Rates

Product Rate APY Term View More
60 month Jumbo Certificates - 3.77% 60 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
60 month Regular Certificates - 3.77% 60 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
36-47 month Jumbo Certificates - 3.67% 36-47 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
36-47 month Regular Certificates - 3.67% 36-47 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
24-35 month Jumbo Certificates - 3.56% 24-35 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
24-35 month Regular Certificates - 3.56% 24-35 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
12-23 month Jumbo Certificates - 3.46% 12-23 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
12-23 month Regular Certificates - 3.46% 12-23 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
3-5 month Jumbo Certificates - 3.25% 3-5 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
3-5 month Regular Certificates - 3.25% 3-5 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Silver State Schools Credit Union Savings Rates

Product Rate APY View More
MYAccount Savings - 0.05%
Min Balance $50
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Regular Savings - 0.05%
Min Balance $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Secondary Savings - 0.05%
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
SMART Savings - 0.05%
Min Balance $25
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Silver State Schools Credit Union Money Market Rates

Product Rate APY View More
Insured Money Market Plus - 2.89%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Insured Money Market - 2.79%
Min Deposit $2,500
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Insured Money Market Plus - 2.25%
Min Deposit $100,000
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Insured Money Market - 2.00%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Insured Money Market - 1.50%
Min Deposit $2,500
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Silver State Schools Credit Union Checking Rates

Product Rate APY View More
Advantage Checking - 0.75%
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Basic Checking - 0.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
MYAccount Checking - 0.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
SMART Checking - 0.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Silver State Schools Credit Union Mortgage Rates

Product Rate Points APR Term View More
10-Year Fixed 5.00% - 5.11%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
15-Year Fixed 5.25% - 5.36%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
30-Year Fixed 5.75% - 5.87%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
JUMBO 30-Year Fixed 6.50% - 6.62%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Silver State Schools Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines of Credit (HELOC) - - 6.75% 10 year draw
Details As Low As; (variable rate)
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Home Equity Loan - - 6.99% Flexible Terms
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Silver State Schools Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.49%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Personal Lines of Credit - 13.74%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Silver State Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Silver State Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Silver State Schools Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Silver State Schools Credit Union
Address 630 Trade Center Dr, Las Vegas, NV 89119 3712
Phone 702-733-8820
Fax
President Mitchell Fox
CEO Scott Arkills
Full-Time Employees 198
Part-Time Employees 7
Branch Locations 10
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.65%
Return on Assets (ROA)
0.6942%
Return on Equity (ROE)
7.0159%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
1,271,695,628
Total Amount of Shares and Deposits
1,155,380,598
Total Shares and Deposits < 1 Year
1,113,084,838
Total Shares and Deposits 1 3 Years
38,227,556
Total Shares and Deposits > 3 Years
4,068,204
Total Interest Expense (Sum of items 6 8)
12,828,718
Share Certificates
7,084
Number of Accounts for Share Drafts
35,483
IRA KEOGH Accounts
1,499
Number of Accounts for Regular Shares
77,345
Money Market Shares
4,463
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
92,229,907
Total Liabilities
1,174,547,601
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Silver State Schools Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Silver State Schools Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Silver State Schools Credit Union

Is Silver State Schools Credit Union a safe place to deposit money?

Yes, Silver State Schools Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6480739973413%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Silver State Schools Credit Union operate?

Silver State Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Silver State Schools Credit Union?

Yes, to access services at Silver State Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Silver State Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Silver State Schools Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Silver State Schools Credit Union offer online and mobile banking?

Most modern institutions like Silver State Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.silverstatecu.com.

Current Silver State Schools Credit Union Rates

  • 24-Month CD3.46%
  • 60-Month CD3.77%
  • Savings0.05%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.