Merchants Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Merchants Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Merchants Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Merchants Bank CD rates. You can also compare Merchants Bank savings rates, MMA rates and mortgage rates using our other rate lists. Merchants Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Merchants Bank? Share your experience about Merchants Bank by leaving a review below, or read customer reviews before you decide to use Merchants Bank. Merchants Bank Texas Ratio Merchants Bank's Texas Ratio is at 14.27%, which is considered excellent. The Texas Ratio for Merchants Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Merchants Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Merchants Bank Rates with Other Competitive Bank and Credit Union Rates![]() Evans Bank
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5.00%
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4.09%
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12-Month CD
4.07%
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9-Month CD
4.05%
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4.01%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Merchants Bank rate data right now, check back for updates, we are adding rates all the time. Merchants Bank InformationMerchants Bank
210 S Main AveRugby, ND 58368 Pierce Established Date: 08/04/1897 FDIC Certificate #: 8943 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: MERCHANTS HOLDING CO How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.merchantsbankrugby.com
Is Merchants Bank FDIC Insured? Yes
What is Merchants Bank's Cert number? 8943
What is the maximum amount for insured deposits? $250,000 per holder, per account
Merchants Bank FinancialsTotal Assets:
$239,015,000
Total Deposits:
$216,098,000
Equity Capital:
$19,819,000
Domestic Deposits:
$216,098,000
Net Income:
$660,000
Return on Assets:
1.2469%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.4596%
Pretax Quarterly Return on Assets:
1.4600%
Return on Equity:
16.8500%
Quarterly Return on Equity:
13.5000%
Common Equity Tier 1 Capital Ratio:
10.3378%
Tier 1 Risk-Based Capital Ratio:
10.3378%
Leverage Tier 1 (Core Capital) Ratio:
9.3826%
Total Risk-Based Capital Ratio (YTD):
11.2101%
Total Interest Income (YTD):
5.0682%
Headquarters:
Rugby
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Pierce
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals![]() ![]() Mortgage rates are stable this week after hitting fresh lows last week. 30 year mortgage rates are unchanged at 4.57 percent for the week ending July 15, 2010 in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. 30 year mortgage rates are still at the lowest point in the 39 year history of Freddie Mac's survey.
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