North Georgia Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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North Georgia BankToday's 12-month CD rates can be found at 1.90%, 6-month CD rates at 4.20% and 3-month CD rates at 0.10%. Current savings rates are at 1.51% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 3.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to North Georgia Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from North Georgia Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with North Georgia Bank CD rates. You can also compare North Georgia Bank savings rates, MMA rates and mortgage rates using our other rate lists.

North Georgia Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Georgia Bank? Share your experience about North Georgia Bank by leaving a review below, or read customer reviews before you decide to use North Georgia Bank.

North Georgia Bank Texas Ratio

North Georgia Bank's Texas Ratio is at 9.00%, which is considered excellent. The Texas Ratio for North Georgia Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, North Georgia Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Georgia Bank
350 W Belmont Dr
Calhoun, GA 30701
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare North Georgia Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Silver Lake Bank
Silver Lake Bank
Kasasa Checking
5.00%
$0
Northeast Bank Portland, ME
Northeast Bank Portland, ME
6-Month CD
4.50%
$5,000
Quaint Oak Bank
Quaint Oak Bank
12-Month CD
4.30%
$500
Presence Bank
Presence Bank
18-Month CD
3.95%
$250
New Albin Savings Bank
New Albin Savings Bank
48-Month CD
3.80%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
18-Month CD
3.75%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
18-Month CD
3.75%
$1,000
Bank of Zachary
Bank of Zachary
12-Month CD
3.70%
$2,500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
24-Month CD
3.70%
$250
Nebraska Bank
Nebraska Bank
18-Month CD
3.65%
$500
Bristol County Savings Bank
Bristol County Savings Bank
24-Month CD
3.56%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
18-Month CD
3.55%
$1,000
FNB of Bangor
FNB of Bangor
18-Month CD
3.55%
$1,000
Bank of the Valley
Bank of the Valley
36-Month CD
3.44%
$500
Meridian Bank
Meridian Bank
18-Month CD
3.35%
$500
PCB Payne County Bank
PCB Payne County Bank
Money Market
3.01%
$250,000
Presidential Bank
Presidential Bank
24-Month CD
3.00%
$1,000
Community Bank of Trenton
Community Bank of Trenton
36-Month CD
3.00%
$5,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
48-Month CD
2.70%
$500
Western Nebraska Bank
Western Nebraska Bank
60-Month CD
2.52%
$250
Solvay Bank
Solvay Bank
36-Month CD
2.50%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
36-Month CD
2.17%
$1,000
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
18-Month CD
2.02%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
60-Month CD
2.00%
$1,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
Money Market
2.00%
$10,000
First State Bank of Porter
First State Bank of Porter
24-Month CD (Jumbo)
1.81%
$100,000
Merrimack County SB
Merrimack County SB
24-Month CD
1.75%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
3-Month CD
1.75%
$2,500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
1.50%
$5,000
USAA
USAA
30-Month CD
1.30%
$1,000
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
1.00%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Regular Money Market
0.75%
$2,500
BAC Community Bank
BAC Community Bank
48-Month CD
0.75%
$2,500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
48-Month CD
0.65%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
18-Month CD
0.50%
$500
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
5Star Bank
5Star Bank
Money Market
0.40%
$1,000
Cornhusker Bank
Cornhusker Bank
Money Market
0.30%
$1,000
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
State Bank Freeport, IL
State Bank Freeport, IL
12-Month CD
0.20%
$1,000
Security FSB
Security FSB
SecFed High Yield Money Market
0.10%
$1
Westfield Bank
Westfield Bank
60-Month CD
0.10%
$1,000
AAC Credit Union
AAC Credit Union
Savings
0.10%
$200
Phelps County Bank
Phelps County Bank
Personal Savings
0.05%
$50
FNB of Elmer
FNB of Elmer
Money Market
0.05%
$1,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Premier Money Market
0.05%
$50
UCB Milford, IA
UCB Milford, IA
First Choice Money Market
0.05%
$5,000
Citi
Citi
Citi Savings
0.03%
$0
PNC Bank
PNC Bank
48-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have North Georgia Bank rate data right now, check back for updates, we are adding rates all the time.

North Georgia Bank Information

North Georgia Bank
350 W Belmont Dr
Calhoun, GA 30701
Gordon
Established Date: 02/10/1999
FDIC Certificate #: 34662
Date of FDIC Deposit Insurance: 02/10/1999
Bank Holding Company: NORTH GA CMTY FINL PARTNERS
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is North Georgia Bank FDIC Insured? Yes
What is North Georgia Bank's Cert number? 34662
What is the maximum amount for insured deposits? $250,000 per holder, per account

North Georgia Bank Financials

Total Assets:
$231,914,000
Total Deposits:
$220,140,000
Equity Capital:
$9,696,000
Domestic Deposits:
$220,140,000
Net Income:
$388,000
Return on Assets:
1.0869%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.8707%
Pretax Quarterly Return on Assets:
0.8700%
Return on Equity:
28.1900%
Quarterly Return on Equity:
15.6600%
Leverage Tier 1 (Core Capital) Ratio:
9.5550%
Total Interest Income (YTD):
4.7048%
 
 
Headquarters:
Calhoun
FDIC Field Office:
Atlanta
Regulator:
OCC
County:
Gordon
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

mortgage-rates-up-slightly-in-this-weeks-pmms-surveyMortgage rates were up slightly in this week's Primary Mortgage Market Survey released by Freddie Mac. For the first ten months of 2009 the average 30 year mortgage rate was just under 5.00 percent, the lowest 10 month average mortgage rate since the survey started in 1971.
Delaware Federal Credit Union (Del-One) is offering three different types of savings accounts and a money market account. The savings account rates are not the highest rates around but they are competitive with the national average savings rates. The money market account rates are a lot higher than the savings rates. The MMA interest rates are tiered. The higher the money market account balance the higher the interest rate.

Bank or Credit Union Offers and Deals

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