Cornerstone State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 3.02% and 3-month CD rates at 3.55%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 12.24%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Cornerstone State Bank's 6-Month CD Jumbo rates are at 4.71%, 18-Month CD Jumbo rates are at 4.04%, 12-Month CD Jumbo rates are at 4.04%, 48-Month CD Jumbo rates are at 2.77%, 36-Month CD Jumbo rates are at 2.77%. Cornerstone State Bank's savings rates are at 0.75%. Cornerstone State Bank's money market rates are at 1.26%.

Cornerstone State Bank

To see how these rates compare to Cornerstone State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cornerstone State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cornerstone State Bank CD rates. You can also compare Cornerstone State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cornerstone State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone State Bank? Share your experience about Cornerstone State Bank by leaving a review below, or read customer reviews before you decide to use Cornerstone State Bank.

Cornerstone State Bank Texas Ratio

Cornerstone State Bank's Texas Ratio is at 4.04%, which is considered excellent. The Texas Ratio for Cornerstone State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cornerstone State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.04%
18-Month CD
4.04%
24-Month CD
2.77%
36-Month CD
2.77%
48-Month CD
2.77%
60-Month CD
2.77%
Savings
0.75%
MMA
1.26%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cornerstone State Bank
401 4th St Nw
Montgomery, MN 56069
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Cornerstone State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Cornerstone State Bank
Cornerstone State Bank
6-Month CD Jumbo
4.71%
$200,000
Cornerstone State Bank
Cornerstone State Bank
18-Month CD Jumbo
4.04%
$200,000
Cornerstone State Bank
Cornerstone State Bank
12-Month CD Jumbo
4.04%
$200,000
Cornerstone State Bank
Cornerstone State Bank
60-Month CD Jumbo
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
48-Month CD Jumbo
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
36-Month CD Jumbo
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
24-Month CD Jumbo
2.77%
$200,000
Cornerstone State Bank
Cornerstone State Bank
Personal Money Market
1.26%
$1
Cornerstone State Bank
Cornerstone State Bank
Personal Savings Account
0.75%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cornerstone State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
9-Month CD
5.35%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
Shield Money Market
5.15%
$0
North Shore Trust and Savings
North Shore Trust and Savings
13-Month CD special
5.10%
$1,000
Prosperity Bank
Prosperity Bank
7-Month CD
5.05%
$1,000
TowneBank
TowneBank
5-Month CD
5.03%
$1,000
Fitness Bank
Fitness Bank
Savings Account
5.00%
$100
Citizens Bank
Citizens Bank
8-Month CD new money
5.00%
$25,000
Dieterich Bank
Dieterich Bank
9-Month CD
4.80%
$500
The National Capital Bank of Washington
The National Capital Bank of Washington
15-Month CD special
4.75%
$10,000
Community Bank Zanesville, OH
Community Bank Zanesville, OH
15-Month CD special
4.50%
$2,500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD (Certificate) Plus Jumbo
4.30%
$200,000
Passumpsic Savings Bank
Passumpsic Savings Bank
18-Month CD special
4.25%
$10,000
Avidia Bank
Avidia Bank
24-Month CD
4.18%
$500
Union Bank, Inc.
Union Bank, Inc.
12-Month CD
4.01%
$1,000
Madison Valley Bank
Madison Valley Bank
9-Month CD
3.76%
$500
Discover Bank
Discover Bank
48-Month CD
3.75%
$2,500
First State Bank Randolph, NE
First State Bank Randolph, NE
48-Month CD
3.50%
$500
Elgin State Bank
Elgin State Bank
26-Month CD
3.50%
$1,000
4u Federal Credit Union
4u Federal Credit Union
18-Month CD certificate
3.35%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
3-Month CD
3.09%
$500
Heritage Bank N.A.
Heritage Bank N.A.
24-Month CD
3.05%
$75,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Rewards Checking
3.04%
$100
American Express National Bank
American Express National Bank
60-Month CD
3.00%
$0
Jarrettsville Federal S&L
Jarrettsville Federal S&L
60-Month CD
3.00%
$500
PSB of Rhineland
PSB of Rhineland
60-Month CD
2.78%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Money Market
2.27%
$500,000
Range Bank
Range Bank
36-Month CD
2.15%
$1,000
Security Federal Bank
Security Federal Bank
36-Month CD
2.05%
$500
Bank of Hillsboro
Bank of Hillsboro
6-Month CD
1.77%
$1,000
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
Bank of Herrin
Bank of Herrin
30-Month CD
1.32%
$1,000
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
18-Month CD certificate
1.20%
$500
AbbyBank
AbbyBank
12-Month CD
1.01%
$1,500
Greenstate Credit Union
Greenstate Credit Union
Rainy Day Savings
1.00%
$5
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
WVS West View SB
WVS West View SB
48-Month CD
1.00%
$500
FirstOak Bank
FirstOak Bank
48-Month CD
0.95%
$500
North Central Bank
North Central Bank
60-Month CD
0.95%
$1,000
State Bank of Scotia
State Bank of Scotia
Savings Account
0.75%
$0
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Merrimack County SB
Merrimack County SB
48-Month CD
0.50%
$500
Ballston Spa National Bank
Ballston Spa National Bank
24-Month CD
0.45%
$500
PeoplesBank
PeoplesBank
60-Month CD
0.40%
$1,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
12-Month CD
0.30%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
Regular Savings
0.25%
$50
Bank of Botetourt
Bank of Botetourt
Money Market
0.15%
$2,500
Community Bank of Elmhurst
Community Bank of Elmhurst
12-Month CD
0.10%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Savings Account
0.10%
$25
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$0
Brenham National Bank
Brenham National Bank
Success Savings Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Cornerstone State Bank Information

Cornerstone State Bank
401 4th St Nw
Montgomery, MN 56069
Le Sueur
Established Date: 04/08/1974
FDIC Certificate #: 21525
Date of FDIC Deposit Insurance: 04/08/1974
Bank Holding Company: CORNERSTONE BCORP INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Cornerstone State Bank FDIC Insured? Yes
What is Cornerstone State Bank's Cert number? 21525
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cornerstone State Bank Financials

Total Assets:
$220,192,000
Total Deposits:
$203,675,000
Equity Capital:
$12,849,000
Domestic Deposits:
$203,675,000
Net Income:
$516,000
Return on Assets:
0.8995%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
0.9224%
Pretax Quarterly Return on Assets:
0.9200%
Return on Equity:
14.0100%
Quarterly Return on Equity:
16.8400%
Leverage Tier 1 (Core Capital) Ratio:
9.6056%
Total Interest Income (YTD):
3.1311%
 
 
Headquarters:
Montgomery
FDIC Field Office:
Mankato
Regulator:
FDIC
County:
Le Sueur
# of Offices:
7
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Mortgage rates increased slightly in the latest mortgage survey released last week by the Mortgage Bankers Association. The average 30 year mortgage rate increased slightly to 4.68 percent for the week ending July 2, 2010. The average contract 30 year mortgage rate is up are up from last week’s average mortgage rate of 4.67 percent. The average mortgage discount points on 30 year mortgages decreased to 0.86 points, down from the prior week’s average of 0.96 points.
average-bank-cd-ratesBank CD rates continued their slow decent down this week, there were no big moves down, in fact the average bank CD rate decline was fractional this week over last week.
refinance-your-mortgageThe time is right to refinance your mortgage.  Rates are at historic lows - even lower than the rates several years ago that helped contribute to the housing boom and bust.

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Park National Bank CD Rates

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