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First Bank Strasburg, VA Rates & Review March 2026

First Bank Strasburg, VA's 60 Certificates of Deposit (CD) rates are at 1.55%, 48 Certificates of Deposit (CD) rates are at 1.52%, 36 Certificates of Deposit (CD) rates are at 1.51%, 30 Certificates of Deposit (CD) rates are at 1.32%, 24 Certificates of Deposit (CD) rates are at 1.26%. MonitorBankRates evaluates the financial stability of First Bank Strasburg, VA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.08%. Rates were last updated on 03/18/2026.

First Bank Strasburg, VA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Strasburg, VA? Share your experience about First Bank Strasburg, VA by leaving a review below, or read customer reviews before you decide to use First Bank Strasburg, VA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.08%
Excellent Lower than avg
First Bank Strasburg, VA
112 W King St
Strasburg, VA 22657
https://www.fbvirginia.com
Member FDIC

First Bank Strasburg, VA CD Rates

Product Rate APY Term View More
60 Certificates of Deposit (CD) 1.55% 1.55% 60
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
48 Certificates of Deposit (CD) 1.52% 1.52% 48
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
36 Certificates of Deposit (CD) 1.51% 1.51% 36
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
30 Certificates of Deposit (CD) 1.32% 1.32% 30
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
24 Certificates of Deposit (CD) 1.26% 1.26% 24
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
18 Certificates of Deposit (CD) 1.10% 1.10% 18
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
12 Certificates of Deposit (CD) 1.00% 1.00% 12
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
6 Certificates of Deposit (CD) 0.89% 0.89% 6
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%
3 Certificates of Deposit (CD) 0.75% 0.75% 3
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%

First Bank Strasburg, VA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.25% 10
Details For Interest Only HELOC, Variable Rate equal to the Wall Street Journal Prime Interest Rate Lifetime Floor of 4.25% Annual Percentage Rate (APR).
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.08%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Bank Strasburg, VA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Bank Strasburg, VA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Bank Strasburg, VA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Bank Strasburg, VA
Bank Holding Company FIRST NATIONAL CORP
Address 112 W King St, Strasburg, VA 22657  ·  Shenandoah
FDIC Certificate # 6917
Established 07/01/1907
FDIC Insurance Date 01/01/1934
Domestic Offices 33
Total Branches 33
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.08%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0975%
Return on Equity (ROE) 13.3000%
Non-Performing Loans (NPL) 0.17%
Total Assets $2,038,666,000
Total Deposits $1,816,064,000
Equity Capital $188,393,000
Net Income $19,972,000
Headquarters Strasburg
Total Offices 33
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About First Bank Strasburg, VA

Is First Bank Strasburg, VA a safe place to deposit money?

Yes, First Bank Strasburg, VA is considered a safe financial institution. With a Texas Ratio of 3.0848738529066%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First Bank Strasburg, VA operate?

First Bank Strasburg, VA currently maintains approximately 33 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Bank Strasburg, VA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bank Strasburg, VA provides members with tools to manage their accounts and build a solid financial history.

Does First Bank Strasburg, VA offer online and mobile banking?

Most modern institutions like First Bank Strasburg, VA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fbvirginia.com.