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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

MVSB Rates & Review April 2026

MVSB's 6-Month CD or IRA CD rates are at 3.55%, 9-Month CD or IRA CD rates are at 3.30%, 1 Year CD or IRA CD rates are at 3.10%, 1 1/2 Year (18-Month) CD or IRA CD rates are at 2.60%, 2 Year CD or IRA CD rates are at 2.35%. MVSB's savings rates are at 0.01%. MVSB's money market rates are at 0.15%. MVSB's Personal Loan Rates are at 12.13%. MonitorBankRates evaluates the financial stability of MVSB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.06%. Rates were last updated on 04/24/2026.

MVSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MVSB? Share your experience about MVSB by leaving a review below, or read customer reviews before you decide to use MVSB.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.06%
Excellent Lower than avg
MVSB
24 Nh 25
Meredith, NH 03253
https://www.mvsb.com
Member FDIC

MVSB CD Rates

Product Rate APY Term View More
6 Month CD or IRA CD 3.49% 3.55%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
9 Month CD or IRA CD 3.25% 3.30%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
1 Year CD or IRA CD 3.06% 3.10%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
1 1/2 Year (18 Month) CD or IRA CD 2.57% 2.60%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
2 Year CD or IRA CD 2.33% 2.35%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
3 Year CD or IRA CD 0.30% 0.30%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
4 Year CD or IRA CD 0.30% 0.30%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
5 Year CD or IRA CD 0.30% 0.30%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
90 Day CD or IRA CD 0.10% 0.10%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%

MVSB Savings Rates

Product Rate APY View More
High Yield Savings 3.35% 3.40%
Min Balance $500,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
High Yield Savings 2.72% 2.75%
Min Balance $250,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
High Yield Savings 1.74% 1.75%
Min Balance $100,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
High Yield Savings 1.24% 1.25%
Min Balance $50,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
High Yield Savings 0.50% 0.50%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Health Savings Account 0.25% 0.25%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Everyday Savings 0.20% 0.20%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Everyday Savings 0.15% 0.15%
Min Balance $10,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Health Savings Account 0.15% 0.15%
Min Balance $10,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Everyday Savings 0.10% 0.10%
Min Balance $100
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Health Savings Account 0.05% 0.05%
Min Balance $2,500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Health Savings Account 0.01% 0.01%
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
High Yield Savings 0.01% 0.01%
Min Balance $100
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%

MVSB Money Market Rates

Product Rate APY View More
Premier Money Market 0.40% 0.40%
Min Balance $250,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Premier Money Market 0.30% 0.30%
Min Balance $100,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Everyday Money Market 0.20% 0.20%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Premier Money Market 0.20% 0.20%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Everyday Money Market 0.15% 0.15%
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%

MVSB Checking Rates

Product Rate APY View More
Premier Checking 0.03% 0.03%
Min Balance $50,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Premier Checking 0.02% 0.02%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Better Checking 0.01% 0.01%
Min Balance $100
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Mutual Benefits Checking 0.01% 0.01%
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Premier Checking 0.01% 0.01%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%
Senior Checking 0.01% 0.01%
Min Balance $100
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%

MVSB Personal Loan Rates

Product Rate APR View More
Personal Unsecured 11.50% 12.13%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.06%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for MVSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather MVSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MVSB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name MVSB
Bank Holding Company NEW HAMPSHIRE MUTUAL BCORP
Address 24 Nh 25, Meredith, NH 03253  ·  Belknap
FDIC Certificate # 17180
Established 01/01/1869
FDIC Insurance Date 01/28/1953
Domestic Offices 18
Total Branches 18
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.06%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3961%
Return on Equity (ROE) 4.8300%
Non-Performing Loans (NPL) 0.32%
Total Assets $1,611,246,000
Total Deposits $1,311,583,000
Equity Capital $153,382,000
Net Income $6,881,000
Headquarters Meredith
Total Offices 18
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About MVSB

Is MVSB a safe place to deposit money?

Yes, MVSB is considered a safe financial institution. With a Texas Ratio of 4.0622728837547%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does MVSB operate?

MVSB currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, MVSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MVSB provides members with tools to manage their accounts and build a solid financial history.

Does MVSB offer online and mobile banking?

Most modern institutions like MVSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mvsb.com.

Current MVSB Rates

  • 12-Month CD3.10%
  • 18-Month CD2.60%
  • 24-Month CD2.35%
  • 36-Month CD0.30%
  • 48-Month CD0.30%
  • 60-Month CD0.30%
  • Savings0.01%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.