What are the current interest rates at MVSB?

Current rates for MVSB include: 12-Month CD: 3.75%, 24-Month CD: 2.35%, 36-Month CD: 0.30%, 48-Month CD: 0.30%, 60-Month CD: 0.30%, Savings: 3.40%, MMA: 0.40%

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MVSB Rates & Review October 2026

Q: How many branches does MVSB operate?

MVSB currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, MVSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, MVSB provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

MVSB's top rates as of October 12, 2026 are 3.75% APY on its 1-Months 1 1/2 Year (18-Month) CD or IRA CD, 3.40% APY on savings, 0.40% APY on money market accounts, 0.03% APY on checking, and personal loans from 7.763% APR, according to rates verified by MonitorBankRates. Other MVSB CD rates include 1 Year CD or IRA CD at 3.75%, 9-Month CD or IRA CD at 3.45%, and 6-Month CD or IRA CD at 3.25%. MonitorBankRates evaluates the financial stability of MVSB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.52%. Rates last updated and verified on 10/12/2026.

MVSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MVSB? Share your experience about MVSB by leaving a review below, or read customer reviews before you decide to use MVSB.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.52%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

MVSB

24 Nh 25
Meredith, NH 03253

https://www.mvsb.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

MVSB CD Rates

Product	Rate	APY	Term
1 1/2 Year (18 Month) CD or IRA CD	3.69%	3.75%	1 months
Min Balance $500 Details Term: 1 1/2 Year (18 Month) Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
1 Year CD or IRA CD	3.69%	3.75%	1 Year
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
9 Month CD or IRA CD	3.40%	3.45%	9 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
6 Month CD or IRA CD	3.20%	3.25%	6 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
2 Year CD or IRA CD	2.33%	2.35%	2 Year
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 2.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
3 Year CD or IRA CD	0.30%	0.30%	3 Year
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
4 Year CD or IRA CD	0.30%	0.30%	4 Year
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
5 Year CD or IRA CD	0.30%	0.30%	5 Year
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
6 Month Add-on Certificate of Deposit	0.10%	0.10%	6 months
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
90 Day CD or IRA CD	0.10%	0.10%	90 Day
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%

MVSB Savings Rates

Product	Rate	APY
High Yield Savings	3.35%	3.40%
Min Deposit $100 Min Balance $500,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
High Yield Savings	2.72%	2.75%
Min Deposit $100 Min Balance $250,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
High Yield Savings	1.74%	1.75%
Min Deposit $100 Min Balance $100,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
High Yield Savings	1.24%	1.25%
Min Deposit $100 Min Balance $50,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
High Yield Savings	0.50%	0.50%
Min Deposit $100 Min Balance $25,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Health Savings Account	0.25%	0.25%
Min Deposit $10 Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Savings	0.20%	0.20%
Min Deposit $10 Min Balance $25,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Youth Savings	0.20%	0.20%
Min Deposit $1 Min Balance $1 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Savings	0.15%	0.15%
Min Deposit $10 Min Balance $10,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Health Savings Account	0.15%	0.15%
Min Deposit $10 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Savings	0.10%	0.10%
Min Deposit $10 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Savings	0.10%	0.10%
Min Deposit $10 Min Balance $2,500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Health Savings Account	0.05%	0.05%
Min Deposit $10 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Goal-Setter Savings/GOALS	0.02%	0.02%
Min Deposit $2 Min Balance $2 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Health Savings Account	0.01%	0.01%
Min Deposit $10 Min Balance $0 Details Balance: $0.01 - $499.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Health Savings Account	0.01%	0.01%
Min Deposit $10 Min Balance $500 Details Balance: $500.00 - $2,499.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
High Yield Savings	0.01%	0.01%
Min Deposit $100 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%

MVSB Money Market Rates

Product	Rate	APY
Premier Money Market	0.40%	0.40%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Premier Money Market	0.30%	0.30%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Money Market	0.25%	0.25%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Money Market	0.20%	0.20%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Money Market	0.20%	0.20%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Premier Money Market	0.20%	0.20%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Premier Money Market	0.20%	0.20%
Min Deposit $25,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Money Market	0.15%	0.15%
Min Deposit $500 Min Balance $1,000 Details Balance: $1,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Everyday Money Market	0.15%	0.15%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%

MVSB Checking Rates

Product	Rate	APY
Premier Checking	0.03%	0.03%
Min Deposit $10 Min Balance $50,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Premier Checking	0.02%	0.02%
Min Deposit $10 Min Balance $25,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Better Checking	0.01%	0.01%
Min Deposit $10 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Mutual Benefits Checking	0.01%	0.01%
Min Deposit $10 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Mutual Benefits Checking	0.01%	0.01%
Min Deposit $10 Min Balance $5,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Mutual Benefits Checking	0.01%	0.01%
Min Deposit $10 Min Balance $10,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Premier Checking	0.01%	0.01%
Min Deposit $10 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Senior Checking	0.01%	0.01%
Min Deposit $10 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%

MVSB RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Motorcycles, Jet Skis, Snowmobiles, ATVs - New & Used Loan	9.25%	9.75%	48 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%

MVSB Personal Loan Rates

Product	APR	Term
Personal - 2026 & 2025 Loan	7.763%	72 months
Details Loan Amount Example: $10,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.76% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Personal - 2026 & 2025 Loan	8.053%	84 months
Details Loan Amount Example: $35,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.05% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Personal - 2024 & 2023 Loan	8.301%	60 months
Details Loan Amount Example: $10,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.30% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Personal - 2024 & 2023 Loan	8.514%	72 months
Details Loan Amount Example: $10,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.51% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Personal - 2022 & 2021 Loan	8.812%	60 months
Details Loan Amount Example: $10,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.81% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Personal - 2020 & 2019 Loan	9.635%	48 months
Details Loan Amount Example: $10,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 9.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Personal - 2018 & Older Loan	10.924%	36 months
Details Loan Amount Example: $7,500.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 10.92% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Personal Unsecured Loan	12.13%	60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 12.13% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%

MVSB Other Rates

Product	Rate	Points	APY/APR	Term
Home Improvement Loan	9.25%	-	9.394%	84 months
Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
New & Used Loan	9.25%	-	9.327%	120 months
Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.33% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Solar Program - Energy Loans	2.00%	-	2.00%	84 months
Details Loan Amount Example: $15,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 2.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Solar Program Loan	8.74%	-	8.814%	120 months
Details $5,000.00 - $25,000.00 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.81% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Solar Program Loan	9.24%	-	9.275%	180 months
Details $25,001.00-$40,000.00 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.28% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%
Stock Loan	9.00%	-	9.161%	60 months
Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.16% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.52%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

MVSB’s Texas Ratio rose from 2.34% in Q3 2023 to 3.52% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.6B	3.52%	5.0	A+
March 31, 2026	$1.6B	3.06%	5.0	A+
December 31, 2025	$1.6B	2.51%	5.0	A+
September 30, 2025	$1.6B	3.49%	5.0	A+
June 30, 2025	$1.6B	3.04%	5.0	A+
March 31, 2025	$1.6B	3.58%	5.0	A+
December 31, 2024	$1.6B	3.80%	5.0	A+
September 30, 2024	$1.6B	3.75%	5.0	A+
June 30, 2024	$1.6B	3.22%	5.0	A+
March 31, 2024	$1.7B	3.18%	5.0	A+
December 31, 2023	$1.6B	2.31%	5.0	A+
September 30, 2023	$1.6B	2.34%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for MVSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather MVSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MVSB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name MVSB

Bank Holding Company NEW HAMPSHIRE MUTUAL BCORP

Address 24 Nh 25, Meredith, NH 03253 · Belknap

Website https://www.mvsb.com

FDIC Certificate # 17180

Established 18690101

FDIC Insurance Date 19530128

Domestic Offices 18

Total Branches 18

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.52%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5571%

Return on Equity (ROE) 5.8300%

Non-Performing Loans (NPL) 0.36%

Total Assets $1,644,910,000

Total Deposits $1,350,266,000

Equity Capital $157,501,000

Net Income $4,530,000

Headquarters Meredith

Total Branches and Offices 18

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

MVSB earned the Verified Healthy badge

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Frequently Asked Questions About MVSB

How many branches does MVSB operate?

MVSB currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, MVSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MVSB provides members with tools to manage their accounts and build a solid financial history.

Does MVSB offer online and mobile banking?

Most modern institutions like MVSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mvsb.com.