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Hometown Bank Kent, OH

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Hometown Bank Kent, OH Rates & Review August 2026

Q: How many branches does Hometown Bank Kent, OH operate?

Hometown Bank Kent, OH currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Hometown Bank Kent, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hometown Bank Kent, OH provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Hometown Bank Kent, OH rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Hometown Bank Kent, OH, and you can see how they compare in the Hometown Bank Kent, OH rate tables below. MonitorBankRates evaluates the financial stability of Hometown Bank Kent, OH with a 4.2 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 24.32%. Database rates last updated and verified on 08/30/2026.

Hometown Bank Kent, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hometown Bank Kent, OH? Share your experience about Hometown Bank Kent, OH by leaving a review below, or read customer reviews before you decide to use Hometown Bank Kent, OH.

Overall Health & Safety Grade

B-

Adequate Health Score: 80/100

MonitorBankRates Rating

4.2

Excellent Out of 5.0 Stars

Texas Ratio

24.32%

Good Higher than avg

Hometown Bank

142 N Water St
Kent, OH 44240

https://www.ht.bank

Current Rate Availability

We're not currently displaying rates for Hometown Bank Kent, OH, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hometown Bank Kent, OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hometown Bank Kent, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hometown Bank Kent, OH's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hometown Bank Kent, OH

Bank Holding Company HOMETOWN BCORP INC

Address 142 N Water St, Kent, OH 44240 · Portage

Website https://www.ht.bank

FDIC Certificate # 30219

Established 01/01/1898

FDIC Insurance Date 08/09/1989

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B-

Overall Health Grade Score: 80/100

4.2

Excellent Out of 5.0 Stars

24.32%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.2397%

Return on Equity (ROE) 3.8700%

Non-Performing Loans (NPL) 0.73%

Total Assets $247,421,000

Total Deposits $198,666,000

Equity Capital $19,206,000

Net Income $311,000

Headquarters Kent

Total Branches and Offices 5

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Hometown Bank Kent, OH

How many branches does Hometown Bank Kent, OH operate?

Hometown Bank Kent, OH currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hometown Bank Kent, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hometown Bank Kent, OH provides members with tools to manage their accounts and build a solid financial history.

Does Hometown Bank Kent, OH offer online and mobile banking?

Most modern institutions like Hometown Bank Kent, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ht.bank.