First State Bank of Beecher City CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.20%, 6-month CD rates at 2.02% and 3-month CD rates at 3.35%. Current savings rates are at 0.05% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 13.24%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates. First State Bank of Beecher City's 12-Month CD rates are at 4.34%, 18-Month CD rates are at 4.08%, 3-Month CD rates are at 4.00%, 6-Month CD rates are at 4.00%, 24-Month CD rates are at 3.82%. First State Bank of Beecher City's savings rates are at 0.60%.

First State Bank of Beecher City

To see how these rates compare to First State Bank of Beecher City CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank of Beecher City, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank of Beecher City CD rates. You can also compare First State Bank of Beecher City savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank of Beecher City money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank of Beecher City? Share your experience about First State Bank of Beecher City by leaving a review below, or read customer reviews before you decide to use First State Bank of Beecher City.

First State Bank of Beecher City Texas Ratio

First State Bank of Beecher City's Texas Ratio is at 13.60%, which is considered excellent. The Texas Ratio for First State Bank of Beecher City is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank of Beecher City is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.34%
18-Month CD
4.08%
24-Month CD
3.82%
36-Month CD
3.56%
48-Month CD
3.56%
60-Month CD
3.56%
Savings
0.60%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank of Beecher City
101 S Charles St
Beecher City, IL 62414
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First State Bank of Beecher City CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First State Bank of Beecher City
First State Bank of Beecher City
12-Month CD
4.34%
$0
First State Bank of Beecher City
First State Bank of Beecher City
18-Month CD
4.08%
$500
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.00%
$500
First State Bank of Beecher City
First State Bank of Beecher City
3-Month CD
4.00%
$500
First State Bank of Beecher City
First State Bank of Beecher City
24-Month CD
3.82%
$500
First State Bank of Beecher City
First State Bank of Beecher City
60-Month CD
3.56%
$500
First State Bank of Beecher City
First State Bank of Beecher City
48-Month CD
3.56%
$500
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.56%
$500
First State Bank of Beecher City
First State Bank of Beecher City
30-Month CD
3.56%
$500
First State Bank of Beecher City
First State Bank of Beecher City
IRA Accounts
3.55%
$100
First State Bank of Beecher City
First State Bank of Beecher City
Christmas Club Savings
2.00%
$10
First State Bank of Beecher City
First State Bank of Beecher City
Savings Account
0.60%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First State Bank of Beecher City Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Geddes Federal S&L
Geddes Federal S&L
8-Month CD special
5.23%
$500
Sikorsky Credit Union
Sikorsky Credit Union
12-Month CD (Certificate) Jumbo
5.00%
$100,000
CIBM Bank
CIBM Bank
7-9-Month CD special
5.00%
$25,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
6-Month CD
5.00%
$500
TD Bank
TD Bank
6-Month CD relationship
5.00%
$250
National Exchange Bank and Trust
National Exchange Bank and Trust
7-Month CD special
4.80%
$5,000
Sloan State Bank
Sloan State Bank
12-Month CD special
4.58%
$20,000
Alden State Bank
Alden State Bank
12-Month CD
4.50%
$500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
Money Market HYMMIA (requirements)
4.50%
$15,000
Dieterich Bank
Dieterich Bank
12-Month CD
4.35%
$500
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
84-Month CD (Certificate)
4.34%
$25,000
First FSB of Mascoutah
First FSB of Mascoutah
18-Month CD
4.32%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
36-Month CD (Certificate)
4.25%
$200
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD special
4.25%
$500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
12-Month CD
4.25%
$500
Windsor Federal S&L
Windsor Federal S&L
8-Month CD special
4.25%
$1,000
Connecticut Community Bank
Connecticut Community Bank
20-Month CD Bump Up
4.15%
$500
Vermont State Bank
Vermont State Bank
24-Month CD
4.14%
$500
FNB of Raymond
FNB of Raymond
12-Month CD
4.07%
$1,000
Avidia Bank
Avidia Bank
36-Month CD
3.98%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
60-Month CD
3.75%
$1,000
Thayer County Bank
Thayer County Bank
48-Month CD
3.70%
$2,500
Touchmark Bank
Touchmark Bank
24-Month CD
3.50%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
9-Month CD
3.46%
$500
First American Bank and Trust
First American Bank and Trust
9-Month CD
3.06%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
24-Month CD
2.93%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
12-Month CD
2.02%
$1,000
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
Merrimack County SB
Merrimack County SB
12-Month CD
2.00%
$500
The Bank of South Carolina
The Bank of South Carolina
12-Month Jumbo CD
2.00%
$250,000
Maries County Bank
Maries County Bank
36-Month CD
1.76%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
12-Month CD
1.65%
$1,000
Wolf River Community Bank
Wolf River Community Bank
36-Month CD
1.45%
$1,000
Bank of Springfield
Bank of Springfield
60-Month CD
1.41%
$1,000
FNB Of Nokomis
FNB Of Nokomis
30-Month CD
1.10%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
18-Month CD
0.60%
$1,000
Ladysmith Federal S&L
Money Market
0.55%
$1,000
Bank of Lake Mills
Bank of Lake Mills
30-Month CD
0.55%
$500
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
Bank of Herrin
Bank of Herrin
Money Market Deposit
0.25%
$2,500
North Shore Trust and Savings
North Shore Trust and Savings
Passbook Savings
0.15%
$100
State Bank of the Lakes
State Bank of the Lakes
Savings Account
0.15%
$0
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Money Market Advantage
0.10%
$0
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Southern Advantage Checking
0.05%
$50
Prairie Bank of Kansas
Prairie Bank of Kansas
Savings Account
0.05%
$50
Chartway Credit Union
Chartway Credit Union
Prime Share Savings
0.05%
$100
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Savings Account
0.04%
$0
The Bank of Tioga
The Bank of Tioga
Money Market
0.03%
$2,500
NCF Savings Bank
NCF Savings Bank
Statement Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First State Bank of Beecher City Information

First State Bank of Beecher City
101 S Charles St
Beecher City, IL 62414
Effingham
Established Date: 01/01/1910
FDIC Certificate #: 10871
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TRI-COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First State Bank of Beecher City FDIC Insured? Yes
What is First State Bank of Beecher City's Cert number? 10871
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank of Beecher City Financials

Total Assets:
$103,849,000
Total Deposits:
$90,243,000
Equity Capital:
$13,239,000
Domestic Deposits:
$90,243,000
Net Income:
$631,000
Return on Assets:
1.4776%
Quarterly Return on Assets:
2.4100%
Pretax Return on Assets:
2.5095%
Pretax Quarterly Return on Assets:
2.5100%
Return on Equity:
12.0200%
Quarterly Return on Equity:
19.1400%
Common Equity Tier 1 Capital Ratio:
19.7752%
Tier 1 Risk-Based Capital Ratio:
19.7752%
Leverage Tier 1 (Core Capital) Ratio:
11.9476%
Total Risk-Based Capital Ratio (YTD):
21.0327%
Total Interest Income (YTD):
3.7557%
 
 
Headquarters:
Beecher City
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
Effingham
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

banks-to-rescue-fdicThe Federal Deposit Insurance Corporation (FDIC), which insures bank deposits since 1933, including certificate of deposit accounts and savings accounts will be broke by this week if additional funds are not provided.
money-market-account-savings-accounts-rates-june-22-2009Money market account and savings account rates decreased fractionally this past week. The average savings account rate hasn't changed much this year, after the dramatic decline from the higher savings account rates we had last year when one could find a savings rate between three percent and four percent.
current-mortgage-rates-suntrust-mortgage-rates1SunTrust Bank of Atlanta, Georgia, is advertising some of the best mortgage rates available today. The current mortgage rate for a conventional 30-year fixed mortgage is 5.125 percent with .0375 discount points. 

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First State Bank of Beecher City Reviews

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