Merrick Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 5.00%, 6-month CD rates at 0.10% and 3-month CD rates at 0.25%. Current savings rates are at 1.00% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 11.96%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Merrick Bank's 6-Month CD rates are at 4.60%, 9-Month CD rates are at 4.50%, 12-Month CD rates are at 4.35%, 18-Month CD rates are at 4.20%, 24-Month CD rates are at 4.10%.
To see how these rates compare to Merrick Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Merrick Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Merrick Bank CD rates. You can also compare Merrick Bank savings rates, MMA rates and mortgage rates using our other rate lists. Merrick Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Merrick Bank? Share your experience about Merrick Bank by leaving a review below, or read customer reviews before you decide to use Merrick Bank. Merrick Bank Texas Ratio Merrick Bank's Texas Ratio is at 22.98%, which is considered excellent. The Texas Ratio for Merrick Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Merrick Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Merrick Bank CD Rates and Interest Rates
Merrick Bank
6-Month CD
4.60%
$25,000
Merrick Bank
9-Month CD
4.50%
$25,000
Merrick Bank
12-Month CD
4.35%
$25,000
Merrick Bank
18-Month CD
4.20%
$25,000
Merrick Bank
24-Month CD
4.10%
$25,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Merrick Bank Rates with Other Competitive Bank and Credit Union Rates
NBKC Bank
7-Month CD
5.00%
$1,000
First Community Bank Batesville, AR
11-Month CD (special)
5.00%
$500
BluPeak Credit Union
High Rate Money Market
5.00%
$2,500
SouthStar Bank
6-Month CD
4.75%
$1,000
Bristol Morgan Bank
Money Market
4.60%
$500,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates September 13, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Merrick Bank InformationMerrick Bank
10705 S Jordan GtwySouth Jordan, UT 84095 Salt Lake Established Date: 09/22/1997 FDIC Certificate #: 34519 Date of FDIC Deposit Insurance: 09/22/1997 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.merrickbank.com
Is Merrick Bank FDIC Insured? Yes
What is Merrick Bank's Cert number? 34519
What is the maximum amount for insured deposits? $250,000 per holder, per account
Merrick Bank FinancialsTotal Assets:
$5,984,756,000
Total Deposits:
$4,730,548,000
Equity Capital:
$1,180,723,000
Domestic Deposits:
$4,730,548,000
Net Income:
$38,304,000
Return on Assets:
4.8901%
Quarterly Return on Assets:
2.5100%
Pretax Return on Assets:
3.3335%
Pretax Quarterly Return on Assets:
3.3300%
Return on Equity:
24.0300%
Quarterly Return on Equity:
13.1500%
Common Equity Tier 1 Capital Ratio:
25.6478%
Tier 1 Risk-Based Capital Ratio:
25.6478%
Leverage Tier 1 (Core Capital) Ratio:
21.6652%
Total Risk-Based Capital Ratio (YTD):
27.0615%
Total Interest Income (YTD):
24.6558%
Headquarters:
South Jordan
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Salt Lake
# of Offices:
1
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates fell again this past week, continuing the downtrend of the past couple of months. Mortgage rates make new record lows each week these days. The current national average 30 year mortgage interest rate is at 4.52 percent, down from last week's average 30 year mortgage rate of 4.60 percent. The average 30 year mortgage rates in the state of New Jersey is slightly higher this morning at 4.53 percent.
 Just as you thought CD rates couldn't possibly head any lower, they did. Rates have been going lower since just over two years ago when the financial crisis and the great recession started and continue to head lower into 2011. We anticipate rates increasing later in 2011 as the economy picks up steam and the Fed raises interest rates. Average CD rates on all certificate of deposit terms were lower this week except for rates on 24 month certificates of deposit.
Bank or Credit Union Offers and DealsCurrent Mortgage Rates Slightly Higher This Week: 30 Year Mortgage Rates at 4.78%Radius Bank Savings Rates Upped Mortgage Rates July 17, 2010: Today’s Mortgage Rates Inch Higher Vio Bank Savings Rates July 2019 Silvergate Bank Drastically Reduces Short Term CD Rates VirtualBank 2 Month Jumbo CD Rates now at 0.15% Shopping for the Best Auto Insurance Rates: Liability Auto Insurance Rates Savings Interest Rates on Accounts Augusta, Maine (ME) Bank of Internet Savings Account Rates Mortgage Rates Mixed Freddie Says Alternative Bank and Credit Union Offers to ExploreVirtualBank Money Market Account Rates now at 0.65%Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate The Credit Crunch and You Highest 12 Month CD Rates - PA Mortgage Rates 9-8 Current Mortgage Rates on 15 Year Mortgages at 3.30% Mortgage Rates: Current Mortgage Rates Up Slightly Fixed Rate Mortgage or Adjustable Rate Mortgage: Which is Best for Your Needs? Mortgage Rates Hovering at All-Time Low: 30 Year Mortgage Rates at 4.67% Best Savings Account Rates Kansas City, MO Tinker FCU Premium Plus Share Savings Account Rates Merrick Bank ReviewsThere are no reviews for Merrick Bank yet. Feel free to create one below.
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Merrick Bank CD rates, which were already one of the highest CD rates available, were increased overnight. 1 year CD rates at Merrick Bank are now at 2.80 percent with an APY of 2.84 percent. The old 1 year CD rate from Merrick Bank was 2.77 percent with an APY of 2.80 percent. This increase puts Merrick Bank 1 year CD rates in forth place on our rate list. The minimum opening deposit for a CD account at Merrick Bank is $10,000.
The best 12 month CD rates in December 2018 are moving higher and might hit 3.00 percent before the end of the year. The bank that currently has the absolute best 12 month CD rates on the rate table now is VirtualBank with a rate of 2.86 percent, only 14 basis points below 3.00 percent. Three other banks have the second best 1-year CD rates for December 2018. Limelight Bank, Live Oak Bank, and Popular Direct are all offering 12 month CD rates at 2.85 percent. Rounding out the top 5 December CD rates is Merrick Bank with 12 month CD rates at 2.84 percent. 
