Merrick Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 0.40% and 3-month CD rates at 3.00%. Current savings rates are at 0.50% and money market rates are at 3.32%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 16.24%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates. Merrick Bank's 6-Month CD rates are at 5.25%, 3-Month CD rates are at 5.25%, 9-Month CD rates are at 5.15%, 12-Month CD rates are at 4.95%, 18-Month CD rates are at 4.65%.

Merrick Bank

To see how these rates compare to Merrick Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Merrick Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Merrick Bank CD rates. You can also compare Merrick Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Merrick Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Merrick Bank? Share your experience about Merrick Bank by leaving a review below, or read customer reviews before you decide to use Merrick Bank.

Merrick Bank Texas Ratio

Merrick Bank's Texas Ratio is at 17.92%, which is considered excellent. The Texas Ratio for Merrick Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Merrick Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.95%
18-Month CD
4.65%
24-Month CD
4.45%
36-Month CD
4.20%
48-Month CD
4.10%
60-Month CD
4.05%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Merrick Bank
10705 S Jordan Gtwy
South Jordan, UT 84095
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Merrick Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Merrick Bank
Merrick Bank
3-Month CD
5.25%
$25,000
Merrick Bank
Merrick Bank
6-Month CD
5.25%
$25,000
Merrick Bank
Merrick Bank
9-Month CD
5.15%
$25,000
Merrick Bank
Merrick Bank
12-Month CD
4.95%
$25,000
Merrick Bank
Merrick Bank
18-Month CD
4.65%
$25,000
Merrick Bank
Merrick Bank
24-Month CD
4.45%
$25,000
Merrick Bank
Merrick Bank
36-Month CD
4.20%
$25,000
Merrick Bank
Merrick Bank
48-Month CD
4.10%
$25,000
Merrick Bank
Merrick Bank
60-Month CD
4.05%
$25,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Merrick Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
12-Month CD
4.80%
$10,000
First National Bank of Bemidji
First National Bank of Bemidji
12-Month CD
4.55%
$500
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
36-Month CD (Certificate)
4.50%
$25,000
Regional Missouri Bank
Regional Missouri Bank
12-Month Jumbo CD
4.32%
$50,000
Beal Bank USA
Beal Bank USA
24-Month CD
4.30%
$1,000
Hocking Valley Bank
Hocking Valley Bank
6-Month CD
4.25%
$2,500
Ally Bank
Ally Bank
Savings Account
4.25%
$0
NASA Federal Credit Union
NASA Federal Credit Union
48-Month CD certificate
4.10%
$1,000
Bank of Rantoul
Bank of Rantoul
36-Month CD
3.24%
$500
Pineries Bank
Pineries Bank
60-Month CD
3.20%
$1,000
FNB of Kansas
FNB of Kansas
60-Month Jumbo CD
3.00%
$100,000
Union State Bank of Everest
Union State Bank of Everest
48-Month CD
3.00%
$1,000
PCB Payne County Bank
PCB Payne County Bank
18-Month CD
2.90%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
60-Month CD
2.89%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
48-Month CD
2.75%
$500
Woodlands National Bank
Woodlands National Bank
48-Month CD
2.73%
$10,000
Fsb&t
Fsb&t
30-Month CD
2.63%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD Two bump Rate
2.53%
$10,000
Coffee County Bank
Coffee County Bank
#1 Money Market
2.50%
$1,000,000
Longview Bank
Longview Bank
3-Month CD
2.50%
$500
F&M Bank & Trust
F&M Bank & Trust
24-Month CD
2.31%
$2,500
Genoa Community Bank
Genoa Community Bank
18-Month CD
2.30%
$500
FSB of Burnet
FSB of Burnet
24-Month CD
2.27%
$1,000
Coffee County Bank
Coffee County Bank
18-Month CD
2.25%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
48-Month CD
2.17%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
60-Month CD
2.02%
$1,000
Hcbt
Hcbt
6-Month CD
2.02%
$1,000
FCNB Bank
FCNB Bank
60-Month CD
2.00%
$1,000
Geddes Federal S&L
Geddes Federal S&L
48-Month CD
1.91%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
1.75%
$500
Prevail Bank
Prevail Bank
24-Month CD
1.15%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
24-Month CD
1.15%
$500
Bank
Bank
12-Month CD
0.90%
$10,000
Bank of Lake Mills
Bank of Lake Mills
48-Month CD
0.70%
$500
Atkins Savings B&T
Atkins Savings B&T
Money Market
0.50%
$1,500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Savings
0.50%
$0
PeoplesBank
PeoplesBank
60-Month CD
0.40%
$1,000
The Andover Bank
The Andover Bank
48-Month CD
0.35%
$1,000
Capon Valley Bank
Capon Valley Bank
Personal Statement Savings
0.25%
$10
F&M Bank and Trust Company
F&M Bank and Trust Company
12-Month CD
0.25%
$1,000
Bank of New Hampshire
Bank of New Hampshire
36-Month CD
0.25%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
18-Month CD
0.20%
$500
The Middlefield Banking Company
The Middlefield Banking Company
3-Month CD
0.20%
$500
National Bank of Coxsackie
National Bank of Coxsackie
12-Month CD
0.15%
$500
Buckeye Community Bank
Buckeye Community Bank
6-Month CD
0.10%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Savings Account
0.10%
$25
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
3-Month CD
0.10%
$1,000
Midland Federal S&L
Midland Federal S&L
Passbook Savings
0.10%
$100
Friendship State Bank
Money Market Advantage
0.10%
$0
National Iron Bank
National Iron Bank
6-Month CD
0.05%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Merrick Bank Information

Merrick Bank
10705 S Jordan Gtwy
South Jordan, UT 84095
Salt Lake
Established Date: 09/22/1997
FDIC Certificate #: 34519
Date of FDIC Deposit Insurance: 09/22/1997
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Merrick Bank FDIC Insured? Yes
What is Merrick Bank's Cert number? 34519
What is the maximum amount for insured deposits? $250,000 per holder, per account

Merrick Bank Financials

Total Assets:
$5,822,641,000
Total Deposits:
$4,663,418,000
Equity Capital:
$1,094,388,000
Domestic Deposits:
$4,663,418,000
Net Income:
$63,017,000
Return on Assets:
3.2631%
Quarterly Return on Assets:
4.3000%
Pretax Return on Assets:
5.7068%
Pretax Quarterly Return on Assets:
5.7100%
Return on Equity:
12.9500%
Quarterly Return on Equity:
21.5700%
Common Equity Tier 1 Capital Ratio:
25.9077%
Tier 1 Risk-Based Capital Ratio:
25.9077%
Leverage Tier 1 (Core Capital) Ratio:
23.8075%
Total Risk-Based Capital Ratio (YTD):
27.3301%
Total Interest Income (YTD):
24.3052%
 
 
Headquarters:
South Jordan
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Salt Lake
# of Offices:
1
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

CD Rates: Best Interest Rates Available Today at 2.15% APY

CD rates started increasing when the Federal Reserve started increasing the fed funds rate back in March 2022. The increase in rates was rather swift, since March, the best CD rates on 12-month certificates of deposit are now over 2.00 percent. In fact, the highest 12-month CD rate right available today on the rate list is at 2.15% APY.

MonitorBankRates.com

CD Rates: Best 12-Month Rates Available Today

    Read more...

Merrick Bank CD Rates

Merrick Bank CD rates are currently at 2.10 percent for a 1-year certificate of deposit, 2.10 percent is one of the more competitive CD rates in this rising interest rate environment. Merrick Bank also offers a few other certificates of deposits, ranging from 6 months to 60 months. All CD rates at Merrick Bank are competitive, in fact, their CD rates are on the higher end of rates available.

Again, the CD rates at Merrick Bank are competitive and much higher than the current national average CD rates available. The current FDIC national average 12-month CD rate is a mere 0.25, almost 1/10th Merrick Bank's 12-month CD rate.

    Read more...

Merrick Bank CD Rates and Review

Merrick Bank CD Rates and ReviewMerrick Bank CD rates, which were already one of the highest CD rates available, were increased overnight. 1 year CD rates at Merrick Bank are now at 2.80 percent with an APY of 2.84 percent. The old 1 year CD rate from Merrick Bank was 2.77 percent with an APY of 2.80 percent. This increase puts Merrick Bank 1 year CD rates in forth place on our rate list. The minimum opening deposit for a CD account at Merrick Bank is $10,000.

Merrick Bank CD Account Benefits

Best 12-Month CD Rates - December 2018

Best 12-Month CD Rates - December 2018The best 12 month CD rates in December 2018 are moving higher and might hit 3.00 percent before the end of the year. The bank that currently has the absolute best 12 month CD rates on the rate table now is VirtualBank with a rate of 2.86 percent, only 14 basis points below 3.00 percent. Three other banks have the second best 1-year CD rates for December 2018. Limelight Bank, Live Oak Bank, and Popular Direct are all offering 12 month CD rates at 2.85 percent. Rounding out the top 5 December CD rates is Merrick Bank with 12 month CD rates at 2.84 percent.     Read more...

Explore Other Rate Deals

Are you maxing out your 401K and IRA contributions every year and want a way to save more for retirement using a pretax method?
The start of 2013 is starting to look a little better for deposit rates as average savings rates and money market rates move higher for the month of January. The increases aren't expected to continue because the Fed is continuing its policy of keeping the Fed funds rate at near zero percent to foster growth, so this will keep a lid on deposit rates moving higher.
Average CD rates moved higher this week for all CD terms with the exception of 3 month rates. The biggest average CD rate increase was on the longest term certificates of deposit. 5 year CD rates on average increased from 1.66 percent last week to 1.76 percent this week.

Bank or Credit Union Offers and Deals

Verity Credit Union Savings and Money Market Accounts
Colorado Springs CD Rates
Higher Mortgage Rates - 15 Year Conforming Rates at 3.20 Percent
People's United Bank Mortgage Rates
CD Rates Higher Than the Average Rates July 10, 2012
American Bank Money Market Account Rates now at 0.25%
Bank of Internet Savings Account Rates
Discover Bank 1 Year Jumbo CD Rates now at 1.14%
Mortgage Rates Steady, Bond Yields Higher as Greece Votes Yes: 30 Year Mortgage Rates at 4.51%
Home Equity Line of Credit Closed?

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Near Historic Lows: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.25%
California First National Bank 6 Month $50K CD Rates now at 1.00%
UFB Direct Savings Account Rate: Current APY at 1.66%
Mortgage Rates Weaken on the Plunge in Treasury Yields
Business Insurance Basics
Mortgage Rates Stable This Week: 30 Year Mortgage Rates at 4.57%, Says Freddie
Mortgage Rates: Current Spread Between 30 Year Conforming Mortgage Rates and Jumbo Mortgage Rates at 0.44%
Savings Account
Mortgage Rates Make New Lows for 2011: 30 Year Mortgage Rates at 4.41%
Apple Bank Savings Account Rates

Merrick Bank Reviews

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