Pointwest Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Pointwest Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Pointwest Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Pointwest Bank CD rates. You can also compare Pointwest Bank savings rates, MMA rates and mortgage rates using our other rate lists. Pointwest Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pointwest Bank? Share your experience about Pointwest Bank by leaving a review below, or read customer reviews before you decide to use Pointwest Bank. Pointwest Bank Texas Ratio Pointwest Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Pointwest Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Pointwest Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Pointwest Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Pointwest Bank rate data right now, check back for updates, we are adding rates all the time. Pointwest Bank InformationPointwest Bank
200 W Oak StWest, TX 76691 Mclennan Established Date: 01/01/1893 FDIC Certificate #: 13600 Date of FDIC Deposit Insurance: 01/09/1934 Bank Holding Company: WEST BANCSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.pointwestbank.com
Is Pointwest Bank FDIC Insured? Yes
What is Pointwest Bank's Cert number? 13600
What is the maximum amount for insured deposits? $250,000 per holder, per account
Pointwest Bank FinancialsTotal Assets:
$132,397,000
Total Deposits:
$122,017,000
Equity Capital:
$7,835,000
Domestic Deposits:
$122,017,000
Net Income:
$531,000
Return on Assets:
1.7535%
Quarterly Return on Assets:
1.5800%
Pretax Return on Assets:
1.5826%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
42.5400%
Quarterly Return on Equity:
26.0500%
Common Equity Tier 1 Capital Ratio:
26.1469%
Tier 1 Risk-Based Capital Ratio:
26.1469%
Leverage Tier 1 (Core Capital) Ratio:
8.7276%
Total Risk-Based Capital Ratio (YTD):
27.0375%
Total Interest Income (YTD):
3.8867%
Headquarters:
West
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Mclennan
# of Offices:
4
Metropolitan Statistical Area (MSA):
Waco, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates on our rate tables hit fresh lows this morning continuing the downtrend of the past few weeks. Mortgage rates followed bond yields lower on concerns the economy is slowing down. Another factor driving mortgage rates and bond yields lower is the Labor Department's report showing new claims for jobless benefits rose 13,000. Analysts had expected a slight drop in claims. 10 year bond yields are at 2.94 percent this morning and headed lower.
 Mortgage rates are lower in the latest mortgage application survey released yesterday. The average contract rate on 30 year mortgages is back under 5.00 percent at 4.95 percent for the week ending February 26, 2010, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey. The average mortgage discount points on 30 year mortgages is down to 0.99 points, down from the prior week's average of 1.34 points.
Current mortgage rates declined today, reversing an uptrend of the past several days. Mortgage rates today on 30 year jumbo mortgage loans are averaging 4.22 percent, a decline from yesterday's average 30 year jumbo mortgage rate of 4.25 percent.
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Today's 12-month CD rates can be found at 2.50%, 6-month CD rates at 4.00% and 3-month CD rates at 3.80%. Current savings rates are at 0.25% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 29.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. 
