BankChampaign CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.37%, 6-month CD rates at 3.75% and 3-month CD rates at 0.55%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.20%. Credit Card rates are at 12.90%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates. BankChampaign's 18-Month CD rates are at 4.35%, 12-Month CD rates are at 3.25%, 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.50%, 36-Month CD rates are at 0.40%. BankChampaign's savings rates are at 0.05%. BankChampaign's money market rates are at 0.05%.
To see how these rates compare to BankChampaign CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankChampaign, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankChampaign CD rates. You can also compare BankChampaign savings rates, MMA rates and mortgage rates using our other rate lists. BankChampaign money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankChampaign? Share your experience about BankChampaign by leaving a review below, or read customer reviews before you decide to use BankChampaign. BankChampaign Texas Ratio BankChampaign's Texas Ratio is at 3.35%, which is considered excellent. The Texas Ratio for BankChampaign is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, BankChampaign is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. BankChampaign CD Rates and Interest Rates
BankChampaign
18-Month CD
4.35%
$500
BankChampaign
12-Month CD
3.25%
$500
BankChampaign
60-Month CD
0.55%
$500
BankChampaign
48-Month CD
0.50%
$500
BankChampaign
36-Month CD
0.40%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare BankChampaign Rates with Other Competitive Bank and Credit Union Rates
Merrick Bank
9-Month CD
4.35%
$25,000
First State Bank of Harvey
6-Month CD
4.14%
$1,000
Crossroads Bank Effingham, IL
48-Month CD
4.10%
$2,000
BankGloucester
18-Month CD
4.00%
$500
First Community Bank Beemer, NE
12-Month CD
3.96%
$10,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. BankChampaign InformationBankChampaign
2101 S Neil StChampaign, IL 61820 Champaign Established Date: 03/14/1977 FDIC Certificate #: 22434 Date of FDIC Deposit Insurance: 03/14/1977 Bank Holding Company: MARKET PLACE BANCSHARES INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.bankchampaign.com
Is BankChampaign FDIC Insured? Yes
What is BankChampaign's Cert number? 22434
What is the maximum amount for insured deposits? $250,000 per holder, per account
BankChampaign FinancialsTotal Assets:
$220,753,000
Total Deposits:
$172,292,000
Equity Capital:
$26,164,000
Domestic Deposits:
$172,292,000
Net Income:
$663,000
Return on Assets:
1.6604%
Quarterly Return on Assets:
1.2200%
Pretax Return on Assets:
1.2163%
Pretax Quarterly Return on Assets:
1.2200%
Return on Equity:
13.7300%
Quarterly Return on Equity:
10.0800%
Common Equity Tier 1 Capital Ratio:
15.3823%
Tier 1 Risk-Based Capital Ratio:
15.3823%
Leverage Tier 1 (Core Capital) Ratio:
13.4970%
Total Risk-Based Capital Ratio (YTD):
16.6413%
Total Interest Income (YTD):
5.0934%
Headquarters:
Champaign
FDIC Field Office:
Champaign
Regulator:
OCC
County:
Champaign
# of Offices:
2
Metropolitan Statistical Area (MSA):
Champaign-Urbana, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCredit Union of New Jersey (CUNJ) is advertising 5 different types of savings accounts and 3 different types of money market accounts. The credit union's money market account rates are better than their savings account rates. You will have to join Credit Union of New Jersey to open a savings account or money market account.
Interest rates on savings accounts, money market accounts, and certificates of deposit haven't increased the past month but long term bond yields are soaring. Bond yields are moving higher because the markets are afraid the Federal Open Market Committee will vote to slow down or possibly end their most recent round of quantitative easing.
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