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iAdvertiser Disclosure
Advertiser Disclosure
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 Midwest Members Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Midwest Members Credit Union's 7 Month CD Specials rates are at 3.85%, 27 Month CD Specials rates are at 3.55%, 11 Month CD Specials rates are at 3.50%, 17 Month CD Specials rates are at 3.50%, 60 Month CDs rates are at 2.17%. Midwest Members Credit Union's savings rates are at 0.05%. Midwest Members Credit Union's money market rates are at 1.76%. Midwest Members Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Midwest Members Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.93%. Rates were last updated on 03/28/2026. Midwest Members Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midwest Members Credit Union? Share your experience about Midwest Members Credit Union by leaving a review below, or read customer reviews before you decide to use Midwest Members Credit Union. Midwest Members Credit Union
Wood River Office 101 Wesley Dr
https://www.midmembers.org Wood River, IL 62095 
Midwest Members Credit Union CD Rates
Midwest Members Credit Union Savings Rates
Midwest Members Credit Union Money Market Rates
Midwest Members Credit Union Home Equity & HELOC
Midwest Members Credit Union Auto Loan Rates
Midwest Members Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Midwest Members Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Midwest Members Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Midwest Members Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Midwest Members Credit Union
Website
https://www.midmembers.org
Address
101 Wesley Dr,
Wood River, IL 62095
Phone
618-254-0605
Fax
618-254-9219
President
Gerard Jacquin
CEO
Louis Bicanic
Full-Time Employees
48
Part-Time Employees
2
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.93%
Return on Assets (ROA)
1.3182%
Return on Equity (ROE)
9.9909%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
211,300,928
Total Amount of Shares and Deposits
183,435,097
Total Shares and Deposits < 1 Year
180,721,228
Total Shares and Deposits 1 3 Years
2,503,687
Total Shares and Deposits > 3 Years
210,182
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,458,592
Total Uninsured Shares and Deposits > $250K (F+J)
3,458,592
Total Insured Shares and Deposits > $250K (item 17 less item K)
179,976,505
Total Interest Expense (Sum of items 6 8)
1,440,872
Share Certificates
1,075
Number of Accounts for Share Drafts
10,974
IRA KEOGH Accounts
115
Number of Accounts for Regular Shares
19,086
All other shares
2,075
Money Market Shares
539
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,700,571
Total Liabilities
184,979,884
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Midwest Members Credit UnionIs Midwest Members Credit Union a safe place to deposit money?Yes, Midwest Members Credit Union is considered a safe financial institution. With a Texas Ratio of 1.93384356264%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Midwest Members Credit Union operate?Midwest Members Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Midwest Members Credit Union?Yes, to access services at Midwest Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Midwest Members Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Midwest Members Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Midwest Members Credit Union offer online and mobile banking?Most modern institutions like Midwest Members Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.midmembers.org. Current Midwest Members Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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