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Cabot Community Credit Union Rates & Review April 2026

Cabot Community Credit Union's Personal Loan Rates are at 8.25%. MonitorBankRates evaluates the financial stability of Cabot Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.97%. Rates were last updated on 04/04/2026.

Cabot Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cabot Community Credit Union? Share your experience about Cabot Community Credit Union by leaving a review below, or read customer reviews before you decide to use Cabot Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.97%
Excellent Lower than avg
Cabot Community Credit Union
Cabot Community Credit Union
1063 N Sumner St
Pampa, TX 79065 4607
https://cabotccu.com
Member NCUA

Cabot Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
AUTO LOANS - - 5.60%
Details As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
New Auto Loans - - 5.60%
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Used Auto Loans - - 6.10%
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Antique Auto Loans - - 10.00%
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Cabot Community Credit Union Personal Loan Rates

Product Rate APR View More
New Personal Recreational Vehicle Non-Street Legal - 8.25%
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Used Personal Recreational Vehicle Non-Street Legal - 8.75%
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Unsecured Personal Loans - 10.75%
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Cabot Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cabot Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cabot Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cabot Community Credit Union
Address 1063 N Sumner St, Pampa, TX 79065 4607
Phone 806-665-0847
Fax 806-669-0035
President Kurt Hirschler
CEO Carrie Kirkland
Full-Time Employees 11
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.97%
Return on Assets (ROA)
1.2168%
Return on Equity (ROE)
7.5275%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
41,839,863
Total Amount of Shares and Deposits
34,801,333
Total Shares and Deposits < 1 Year
33,581,978
Total Shares and Deposits 1 3 Years
1,154,962
Total Shares and Deposits > 3 Years
64,394
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,801,333
Total Interest Expense (Sum of items 6 8)
546,087
Share Certificates
195
Number of Accounts for Share Drafts
2,385
Number of Accounts for Regular Shares
4,357
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,629,907
Total Liabilities
35,162,097
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Cabot Community Credit Union

Is Cabot Community Credit Union a safe place to deposit money?

Yes, Cabot Community Credit Union is considered a safe financial institution. With a Texas Ratio of 2.966956324767%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Cabot Community Credit Union operate?

Cabot Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cabot Community Credit Union?

Yes, to access services at Cabot Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cabot Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cabot Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cabot Community Credit Union offer online and mobile banking?

Most modern institutions like Cabot Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cabotccu.com.