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 MECE Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 12, 2026
MECE Credit Union's IRA & HSA CDs 48 month rates are at 4.33%, 48 month rates are at 4.32%, 48 month CDs (CDs) rates are at 4.32%, IRA & HSA CDs 12 month rates are at 4.23%, 12 month rates are at 4.22%. MECE Credit Union's savings rates are at 1.26%. MECE Credit Union's Personal Loan Rates are at 5.75%. MonitorBankRates evaluates the financial stability of MECE Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.48%. Rates were last updated on 05/12/2026. MECE Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MECE Credit Union? Share your experience about MECE Credit Union by leaving a review below, or read customer reviews before you decide to use MECE Credit Union. 
MECE Credit Union CD Rates
MECE Credit Union Savings Rates
MECE Credit Union Checking Rates
MECE Credit Union Home Equity & HELOC
MECE Credit Union Credit Card Rates
MECE Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MECE Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MECE Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MECE Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MECE Credit Union
Website
https://www.mececu.com
Address
2722 E McCarty St,
Jefferson City, MO 65101 4428
Phone
573-634-2595
Fax
573-635-9781
President
Kent Brown
CEO
Randy Marks
Full-Time Employees
17
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.48%
Return on Assets (ROA)
1.0115%
Return on Equity (ROE)
8.7571%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
359,383,276
Total Amount of Shares and Deposits
306,618,698
Total Shares and Deposits < 1 Year
242,536,968
Total Shares and Deposits 1 3 Years
52,230,853
Total Shares and Deposits > 3 Years
11,850,877
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
35,068,146
Total Uninsured Shares and Deposits > $250K (F+J)
35,068,146
Total Insured Shares and Deposits > $250K (item 17 less item K)
271,550,552
Total Interest Expense (Sum of items 6 8)
6,104,582
Share Certificates
3,116
Number of Accounts for Share Drafts
6,841
IRA KEOGH Accounts
837
Number of Accounts for Regular Shares
16,977
All other shares
4,616
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
551,329
Total Liabilities
323,381,136
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for MECE Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for MECE Credit Union
Frequently Asked Questions About MECE Credit UnionHow many branches does MECE Credit Union operate?MECE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MECE Credit Union?Yes, to access services at MECE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MECE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MECE Credit Union provides members with tools to manage their accounts and build a solid financial history. Does MECE Credit Union offer online and mobile banking?Most modern institutions like MECE Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mececu.com. Current MECE Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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