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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Associated Credit Union Of Texas Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Associated Credit Union Of Texas's 60 Month Jumbo CD rates are at 4.00%, 48 Month Jumbo CD rates are at 3.90%, 60 Month Term CD rates are at 3.90%, 12 Month Jumbo CD rates are at 3.85%, 18 Month Jumbo CD rates are at 3.85%. Associated Credit Union Of Texas's savings rates are at 0.10%. Associated Credit Union Of Texas's Personal Loan Rates are as low as 9.29%. MonitorBankRates evaluates the financial stability of Associated Credit Union Of Texas with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.05%. Rates last updated and verified on 09/21/2026. Associated Credit Union Of Texas money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Credit Union Of Texas? Share your experience about Associated Credit Union Of Texas by leaving a review below, or read customer reviews before you decide to use Associated Credit Union Of Texas. Associated Credit Union Of Texas
Corporate Office 1095 W League City Pkwy
https://www.acutx.org League City, TX 77573 
Associated Credit Union Of Texas CD Rates
Associated Credit Union Of Texas Savings Rates
Associated Credit Union Of Texas Checking Rates
Associated Credit Union Of Texas Auto Loan Rates
Associated Credit Union Of Texas RV, Boat and Powersport Loan Rates
Associated Credit Union Of Texas Personal Loan Rates
Financial Health HistoryAssociated Credit Union Of Texas’s Texas Ratio stayed near 5.87% in Q2 2023 to 6.05% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Associated Credit Union Of Texas is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Associated Credit Union Of Texas rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Associated Credit Union Of Texas's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Associated Credit Union Of Texas
Website
https://www.acutx.org
Address
1095 W League City Pkwy,
League City, TX 77573
Phone
409-945-4474
Fax
409-942-1577
President
Joel Mueller
CEO
Clay Franks
Full-Time Employees
145
Part-Time Employees
9
Branch Locations
11
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.05%
Return on Assets (ROA)
0.2362%
Return on Equity (ROE)
2.1589%
Non-Performing Loans Ratio (NPL)
0.99%
Total Assets
589,337,640
Total Amount of Shares and Deposits
521,914,219
Total Shares and Deposits < 1 Year
353,956,207
Total Shares and Deposits 1 3 Years
160,690,123
Total Shares and Deposits > 3 Years
7,267,887
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,045,338
Total Uninsured Shares and Deposits > $250K (F+J)
12,045,338
Total Insured Shares and Deposits > $250K (item 17 less item K)
509,868,881
Total Interest Expense (Sum of items 6 8)
1,727,889
Share Certificates
2,914
Number of Accounts for Share Drafts
30,480
IRA KEOGH Accounts
797
Number of Accounts for Regular Shares
44,326
All other shares
3,293
Money Market Shares
722
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,148,797
Total Liabilities
527,967,580
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Associated Credit Union Of TexasHow many branches does Associated Credit Union Of Texas operate?Associated Credit Union Of Texas currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Associated Credit Union Of Texas?Yes, to access services at Associated Credit Union Of Texas, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Associated Credit Union Of Texas does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Associated Credit Union Of Texas provides members with tools to manage their accounts and build a solid financial history. Does Associated Credit Union Of Texas offer online and mobile banking?Most modern institutions like Associated Credit Union Of Texas provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acutx.org. Current Associated Credit Union Of Texas Rates
Retrieved from our database of financial products. Rates subject to change.
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