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iAdvertiser Disclosure
Advertiser Disclosure
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 Associated Credit Union Of Texas Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Associated Credit Union Of Texas's Personal Loan Rates are at 9.29%. MonitorBankRates evaluates the financial stability of Associated Credit Union Of Texas with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.57%. Rates were last updated on 04/23/2026. Associated Credit Union Of Texas money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Credit Union Of Texas? Share your experience about Associated Credit Union Of Texas by leaving a review below, or read customer reviews before you decide to use Associated Credit Union Of Texas. Associated Credit Union Of Texas
Corporate Office 1095 W League City Pkwy
https://www.acutx.org League City, TX 77573 
Associated Credit Union Of Texas Auto Loan Rates
Associated Credit Union Of Texas Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Associated Credit Union Of Texas is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Associated Credit Union Of Texas rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Associated Credit Union Of Texas's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Associated Credit Union Of Texas
Website
https://www.acutx.org
Address
1095 W League City Pkwy,
League City, TX 77573
Phone
409-945-4474
Fax
409-942-1577
President
Joel Mueller
CEO
Clay Franks
Full-Time Employees
148
Part-Time Employees
11
Branch Locations
12
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.57%
Return on Assets (ROA)
1.0934%
Return on Equity (ROE)
9.3957%
Non-Performing Loans Ratio (NPL)
1.50%
Total Assets
543,678,477
Total Amount of Shares and Deposits
479,257,668
Total Shares and Deposits < 1 Year
346,252,749
Total Shares and Deposits 1 3 Years
125,796,634
Total Shares and Deposits > 3 Years
7,208,285
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,389,417
Total Uninsured Shares and Deposits > $250K (F+J)
13,389,417
Total Insured Shares and Deposits > $250K (item 17 less item K)
465,868,251
Total Interest Expense (Sum of items 6 8)
4,051,144
Share Certificates
2,541
Number of Accounts for Share Drafts
30,331
IRA KEOGH Accounts
805
Number of Accounts for Regular Shares
44,288
All other shares
3,238
Money Market Shares
752
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,088,748
Total Liabilities
484,371,394
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Associated Credit Union Of TexasIs Associated Credit Union Of Texas a safe place to deposit money?Yes, Associated Credit Union Of Texas is considered a safe financial institution. With a Texas Ratio of 10.566526317936%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Associated Credit Union Of Texas operate?Associated Credit Union Of Texas currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Associated Credit Union Of Texas?Yes, to access services at Associated Credit Union Of Texas, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Associated Credit Union Of Texas does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Associated Credit Union Of Texas provides members with tools to manage their accounts and build a solid financial history. Does Associated Credit Union Of Texas offer online and mobile banking?Most modern institutions like Associated Credit Union Of Texas provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acutx.org. Compare to Other Credit Unions
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