Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mobility Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Mobility Credit Union's 12-Month CD rates are at 4.03%, Limited Time New Money 6-Month CD Special rates are at 4.00%, 9-Month CD rates are at 3.93%, 12-Month Rate Climber CD rates are at 3.87%, 6-Month CD rates are at 3.87%. Mobility Credit Union's savings rates are at 0.07%. Mobility Credit Union's Personal Loan Rates are as low as 10.99%. Mobility Credit Union's Credit Card Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Mobility Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.05%. Rates last updated and verified on 09/22/2026. Mobility Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mobility Credit Union? Share your experience about Mobility Credit Union by leaving a review below, or read customer reviews before you decide to use Mobility Credit Union. Mobility Credit Union
Main Office 8384 N Belt Line Rd
https://www.mobilitycu.com Irving, TX 75063-6006 
Mobility Credit Union CD Rates
Mobility Credit Union Savings Rates
Mobility Credit Union Checking Rates
Mobility Credit Union Home Equity & HELOC
Mobility Credit Union Auto Loan Rates
Mobility Credit Union RV, Boat and Powersport Loan Rates
Mobility Credit Union Credit Card Rates
Mobility Credit Union Personal Loan Rates
Mobility Credit Union Other Rates
Financial Health HistoryMobility Credit Union’s Texas Ratio rose from 5.78% in Q2 2023 to 10.05% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mobility Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mobility Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mobility Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mobility Credit Union
Website
https://www.mobilitycu.com
Address
8384 N Belt Line Rd,
Irving, TX 75063-6006
Phone
214-574-2000
Fax
214-574-3163
President
Mike Jackson
CEO
Ron Perry
Full-Time Employees
43
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.05%
Return on Assets (ROA)
0.0130%
Return on Equity (ROE)
0.1661%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
358,779,307
Total Amount of Shares and Deposits
329,634,102
Total Shares and Deposits < 1 Year
280,999,100
Total Shares and Deposits 1 3 Years
48,102,410
Total Shares and Deposits > 3 Years
532,592
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
34,385,006
Total Uninsured Shares and Deposits > $250K (F+J)
34,385,006
Total Insured Shares and Deposits > $250K (item 17 less item K)
295,249,096
Total Interest Expense (Sum of items 6 8)
2,432,554
Share Certificates
1,973
Number of Accounts for Share Drafts
6,070
IRA KEOGH Accounts
597
Number of Accounts for Regular Shares
21,513
Non Member Deposits
5
Money Market Shares
1,136
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,343,174
Total Liabilities
331,120,419
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Mobility Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Mobility Credit Union
Frequently Asked Questions About Mobility Credit UnionHow many branches does Mobility Credit Union operate?Mobility Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mobility Credit Union?Yes, to access services at Mobility Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mobility Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mobility Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mobility Credit Union offer online and mobile banking?Most modern institutions like Mobility Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mobilitycu.com. Current Mobility Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Lancaster Red Rose Credit Union
Southeastern Arizona Federal Credit Union
University of Hawaii Federal Credit Union
Westmark Credit Union
Arkansas Superior Federal Credit Union
Bowater Employees Credit Union
Tri Cities Credit Union
ABYSSINIAN BAPTIST CHURCH
Cardinal Credit Union Inc
Unified Homeowners of Illinois Federal Credit Union
Chula Vista City Employees Federal Credit Union
Straits Area Federal Credit Union
Corner Post Federal Credit Union
Lennox Employees Credit Union
ELCA Federal Credit Union
Police Federal Credit Union
Ohio Valley Community Federal Credit Union
Malden Federal Credit Union
IBEW And United Workers Federal Credit Union
HEB Federal Credit Union
GBTCU Greensburg Teachers Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking