|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Kahului Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Kahului Federal Credit Union's 6 month CD rates are at 3.50%. MonitorBankRates evaluates the financial stability of Kahului Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.22%. Rates were last updated on 04/18/2026. Kahului Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kahului Federal Credit Union? Share your experience about Kahului Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kahului Federal Credit Union. Kahului Federal Credit Union
Kahului FCU 25 W Kamehameha Ave
https://www.kahuluifcu.com Kahului, HI 96732 2240 
Kahului Federal Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Kahului Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kahului Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kahului Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Kahului Federal Credit Union
Website
https://www.kahuluifcu.com
Address
25 W Kamehameha Ave,
Kahului, HI 96732 2240
Phone
808-871-7705
Fax
808-877-4093
President
Bruce Harris
CEO
Guy Muraoka
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.22%
Return on Assets (ROA)
0.3383%
Return on Equity (ROE)
2.4494%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
78,008,233
Total Amount of Shares and Deposits
67,035,010
Total Shares and Deposits < 1 Year
65,041,940
Total Shares and Deposits 1 3 Years
1,511,372
Total Shares and Deposits > 3 Years
481,698
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,207,038
Total Uninsured Shares and Deposits > $250K (F+J)
5,207,038
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,827,972
Total Interest Expense (Sum of items 6 8)
911,710
Share Certificates
827
Number of Accounts for Share Drafts
1,131
Number of Accounts for Regular Shares
3,621
All other shares
13
Net Income (unless the amount is already included in Undivided Earnings)
263,935
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,158,196
Total Liabilities
67,307,606
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Kahului Federal Credit UnionIs Kahului Federal Credit Union a safe place to deposit money?Yes, Kahului Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.2246781631479%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Kahului Federal Credit Union operate?Kahului Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Kahului Federal Credit Union?Yes, to access services at Kahului Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Kahului Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Kahului Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Kahului Federal Credit Union offer online and mobile banking?Most modern institutions like Kahului Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kahuluifcu.com. Compare to Other Credit Unions
Metro Realtors Federal Credit Union
Toledo Urban Federal Credit Union
Align Credit Union
Rocky Mountain Law Enforcement Federal Credit Union
Hammond Firefighters Assn Credit Union
DuGood Federal Credit Union
Unity Of Eatonville Federal Credit Union
Columbus Club Federal Credit Union
Butler Heritage Federal Credit Union
Chivaho Federal Credit Union
GARY MUNICIPAL EMPLOYEES
DOY Federal Credit Union
Kaskaskia Valley Credit Union
Abound Federal Credit Union
Jersey Shore Federal Credit Union
Credit Union West Credit Union
City Credit Union
Educational Community Credit Union
Mobile Educators Credit Union
Lower Columbia Longshoremen Federal Credit Union
Fire Fighters Credit Union
|
|||||||||||||||
