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Aurora Federal Credit Union Rates & Review April 2026

Aurora Federal Credit Union's 1-Year CD Rate rates are at 3.55%, IRA 12 Month CD rates are at 3.55%, Super Jumbo CDs ** 12 Month rates are at 3.55%, Super Jumbo CDs ** 6 Month rates are at 3.55%, Jumbo CDs ** 12 Month rates are at 3.50%. Aurora Federal Credit Union's savings rates are at 0.10%. Aurora Federal Credit Union's money market rates are at 1.50%. Aurora Federal Credit Union's Personal Loan Rates are at 5.19%. MonitorBankRates evaluates the financial stability of Aurora Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.24%. Rates were last updated on 04/18/2026.

Aurora Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aurora Federal Credit Union? Share your experience about Aurora Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aurora Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.24%
Excellent Lower than avg
Aurora Federal Credit Union
Main Branch
610 S Abilene St
Aurora, CO 80012
https://www.auroracu.com
Member NCUA

Aurora Federal Credit Union CD Rates

Product Rate APY Term View More
1-Year CD Rate - 3.55%
Details Rates as high as
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA 12 Month CD 3.50% 3.55% 12
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Super Jumbo Certificates ** 12 Month 3.50% 3.55% 12
Min Deposit $50,000
Details $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Super Jumbo Certificates ** 6 Month 3.50% 3.55% 6
Min Deposit $50,000
Details $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Jumbo Certificates ** 12 Month 3.45% 3.50%
Min Deposit $10,000
Details $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Jumbo Certificates ** 6 Month 3.45% 3.50%
Min Deposit $10,000
Details $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
12 Month Term Certificates 3.40% 3.45% 12 Month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
6 Month Term Certificates 3.40% 3.45% 6 Month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA 24 Month CD 3.16% 3.20% 24
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA 36 Month CD 3.16% 3.20% 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA 48 Month CD 3.16% 3.20% 48
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA 60 Month CD 3.16% 3.20% 60
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Super Jumbo Certificates ** 18 Month 3.16% 3.20% 18
Min Deposit $50,000
Details $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Super Jumbo Certificates ** 24 Month 3.16% 3.20% 24
Min Deposit $50,000
Details $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Super Jumbo Certificates ** 36 Month 3.16% 3.20% 36
Min Deposit $50,000
Details $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Super Jumbo Certificates ** 48 Month 3.16% 3.20% 48
Min Deposit $50,000
Details $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Super Jumbo Certificates ** 60 Month 3.16% 3.20% 60
Min Deposit $50,000
Details $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Jumbo Certificates ** 18 Month 3.11% 3.15%
Min Deposit $10,000
Details $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Jumbo Certificates ** 24 Month 3.11% 3.15%
Min Deposit $10,000
Details $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Jumbo Certificates ** 36 Month 3.11% 3.15%
Min Deposit $10,000
Details $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Jumbo Certificates ** 48 Month 3.11% 3.15%
Min Deposit $10,000
Details $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Jumbo Certificates ** 60 Month 3.11% 3.15%
Min Deposit $10,000
Details $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
18 Month Term Certificates 3.06% 3.10% 18 Month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
24 Month Term Certificates 3.06% 3.10% 24 Month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
36 Month Term Certificates 3.06% 3.10% 36 Month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
48 Month Term Certificates 3.06% 3.10% 48 Month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
60 Month Term Certificates 3.06% 3.10% 60 Month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Aurora Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.60% 0.60%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Christmas Club Accounts 0.30% 0.30%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Education Club Accounts 0.30% 0.30%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Vacation Club Accounts 0.30% 0.30%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Other Savings 0.10% 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Regular Savings 0.10% 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Aurora Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 1.79% 1.80%
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Money Market Accounts 1.69% 1.70%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Money Market Accounts 1.64% 1.65%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Money Market Accounts 1.59% 1.60%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Money Market Accounts 1.49% 1.50%
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Aurora Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home EQUITY Loans - - 6.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Aurora Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.19%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Aurora Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 9.90%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aurora Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aurora Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aurora Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aurora Federal Credit Union
Address 610 S Abilene St, Aurora, CO 80012
Phone 303-755-2572
Fax 303-755-9998
President Mark Stephenson
CEO Charles Watts
Full-Time Employees 21
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.24%
Return on Assets (ROA)
-0.1127%
Return on Equity (ROE)
-0.6228%
Non-Performing Loans Ratio (NPL)
1.76%
Total Assets
134,285,130
Total Amount of Shares and Deposits
109,674,292
Total Shares and Deposits < 1 Year
104,557,697
Total Shares and Deposits 1 3 Years
3,628,224
Total Shares and Deposits > 3 Years
1,488,371
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,594,178
Total Uninsured Shares and Deposits > $250K (F+J)
7,594,178
Total Insured Shares and Deposits > $250K (item 17 less item K)
102,080,114
Total Interest Expense (Sum of items 6 8)
1,374,620
Share Certificates
705
Number of Accounts for Share Drafts
5,197
IRA KEOGH Accounts
339
Number of Accounts for Regular Shares
8,554
All other shares
763
Money Market Shares
586
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,647,966
Total Liabilities
110,090,379
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Aurora Federal Credit Union

Is Aurora Federal Credit Union a safe place to deposit money?

Yes, Aurora Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.2381189990912%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Aurora Federal Credit Union operate?

Aurora Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aurora Federal Credit Union?

Yes, to access services at Aurora Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aurora Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aurora Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aurora Federal Credit Union offer online and mobile banking?

Most modern institutions like Aurora Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.auroracu.com.

Current Aurora Federal Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD3.10%
  • 24-Month CD3.10%
  • 60-Month CD3.10%
  • Savings0.10%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.