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 Memorial Credit Union Houston, TX Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Memorial Credit Union Houston, TX's 12 Month Jumbo CD rates are at 3.26%, 12 Month Jumbo CD of Deposit (Including IRA CDs) rates are at 3.26%, 12 Month CD rates are at 3.19%, 12 Month CD of Deposit (Including IRA CDs) rates are at 3.19%, 18 Month Jumbo CD rates are at 3.11%. Memorial Credit Union Houston, TX's money market rates are at 0.15%. Memorial Credit Union Houston, TX's Personal Loan Rates are at 4.14%. MonitorBankRates evaluates the financial stability of Memorial Credit Union Houston, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.06%. Rates were last updated on 03/27/2026. Memorial Credit Union Houston, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Memorial Credit Union Houston, TX? Share your experience about Memorial Credit Union Houston, TX by leaving a review below, or read customer reviews before you decide to use Memorial Credit Union Houston, TX. Memorial Credit Union Houston, TX
EXECUTIVE BRANCH 7789 Southwest fwy Ste 175
https://www.memorialcu.org Houston, TX 77074 1831 
Memorial Credit Union Houston, TX CD Rates
Memorial Credit Union Houston, TX Savings Rates
Memorial Credit Union Houston, TX Checking Rates
Memorial Credit Union Houston, TX Auto Loan Rates
Memorial Credit Union Houston, TX Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Memorial Credit Union Houston, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Memorial Credit Union Houston, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Memorial Credit Union Houston, TX's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Memorial Credit Union Houston, TX
Website
https://www.memorialcu.org
Address
7789 Southwest fwy Ste 175,
Houston, TX 77074 1831
Phone
713-778-6300
Fax
713-778-6320
President
Vicki Jones
CEO
THOMAS ROGERS
Full-Time Employees
28
Part-Time Employees
0
Branch Locations
5
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.06%
Return on Assets (ROA)
-0.1571%
Return on Equity (ROE)
-1.4437%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
87,101,455
Total Amount of Shares and Deposits
77,189,618
Total Shares and Deposits < 1 Year
76,952,416
Total Shares and Deposits 1 3 Years
237,203
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,042,775
Total Uninsured Shares and Deposits > $250K (F+J)
2,042,775
Total Insured Shares and Deposits > $250K (item 17 less item K)
75,146,843
Total Interest Expense (Sum of items 6 8)
417,763
Share Certificates
264
Number of Accounts for Share Drafts
3,205
IRA KEOGH Accounts
163
Number of Accounts for Regular Shares
9,861
Non Member Deposits
2
Money Market Shares
79
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,253,490
Total Liabilities
77,638,618
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Memorial Credit Union Houston, TXIs Memorial Credit Union Houston, TX a safe place to deposit money?Yes, Memorial Credit Union Houston, TX is considered a safe financial institution. With a Texas Ratio of 4.0584503960375%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Memorial Credit Union Houston, TX operate?Memorial Credit Union Houston, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Memorial Credit Union Houston, TX?Yes, to access services at Memorial Credit Union Houston, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Memorial Credit Union Houston, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Memorial Credit Union Houston, TX provides members with tools to manage their accounts and build a solid financial history. Does Memorial Credit Union Houston, TX offer online and mobile banking?Most modern institutions like Memorial Credit Union Houston, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.memorialcu.org. Current Memorial Credit Union Houston, TX Rates
Retrieved from our database of financial products. Rates subject to change.
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