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First State Bank Anadarko, OK

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First State Bank Anadarko, OK Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank Anadarko, OK provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

First State Bank Anadarko, OK rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First State Bank Anadarko, OK, and you can see how they compare in the First State Bank Anadarko, OK rate tables below. MonitorBankRates evaluates the financial stability of First State Bank Anadarko, OK with a 3.9 Star Rating, an B Overall Health Grade, and a Texas Ratio of 6.85%. Database rates last updated and verified on 08/30/2026.

First State Bank Anadarko, OK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Anadarko, OK? Share your experience about First State Bank Anadarko, OK by leaving a review below, or read customer reviews before you decide to use First State Bank Anadarko, OK.

Overall Health & Safety Grade

Solid Health Score: 85/100

MonitorBankRates Rating

3.9

Very Good Out of 5.0 Stars

Texas Ratio

6.85%

Excellent Higher than avg

First State Bank

102 W Main St
Anadarko, OK 73005

https://www.fsbanadarko.com

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First State Bank Anadarko, OK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First State Bank Anadarko, OK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First State Bank Anadarko, OK's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First State Bank Anadarko, OK

FDIC Certificate # 12283

Address 102 W Main St, Anadarko, OK 73005 · Caddo

Website https://www.fsbanadarko.com

Established 02/05/1909

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 85/100

3.9

Very Good Out of 5.0 Stars

6.85%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9383%

Return on Equity (ROE) 31.4400%

Non-Performing Loans (NPL) 0.11%

Total Assets $146,478,000

Total Deposits $137,174,000

Equity Capital $8,598,000

Net Income $745,000

Headquarters Anadarko

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About First State Bank Anadarko, OK

How many branches does First State Bank Anadarko, OK operate?

First State Bank Anadarko, OK currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First State Bank Anadarko, OK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank Anadarko, OK provides members with tools to manage their accounts and build a solid financial history.

Does First State Bank Anadarko, OK offer online and mobile banking?

Most modern institutions like First State Bank Anadarko, OK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbanadarko.com.