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First State Bank Anadarko, OK

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First State Bank Anadarko, OK Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank Anadarko, OK provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

First State Bank Anadarko, OK rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not First State Bank Anadarko, OK, and you can see how they compare in the First State Bank Anadarko, OK rate tables below. MonitorBankRates evaluates the financial stability of First State Bank Anadarko, OK with a 4.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 1.64%. Database rates last updated and verified on 09/23/2026.

First State Bank Anadarko, OK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Anadarko, OK? Share your experience about First State Bank Anadarko, OK by leaving a review below, or read customer reviews before you decide to use First State Bank Anadarko, OK.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

4.0

Excellent Out of 5.0 Stars

Texas Ratio

1.64%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

First State Bank

102 W Main St
Anadarko, OK 73005

https://www.fsbanadarko.com

Current Rate Availability

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Financial Health History

First State Bank Anadarko, OK’s Texas Ratio fell from 6.85% in Q3 2023 to 1.64% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 4.0 and its Health Grade from F to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$140M	1.64%	4.0	B+
March 31, 2026	$144M	1.69%	4.0	B+
December 31, 2025	$146M	1.92%	3.9	B+
September 30, 2025	$130M	1.78%	4.6	A
June 30, 2025	$131M	2.52%	3.4	B-
March 31, 2025	$134M	2.19%	3.0	C+
December 31, 2024	$132M	2.99%	2.0	D
September 30, 2024	$121M	1.96%	4.4	A-
June 30, 2024	$120M	3.12%	2.1	D
March 31, 2024	$123M	3.87%	1.5	D
December 31, 2023	$128M	4.87%	1.5	D
September 30, 2023	$110M	6.85%	1.0	F

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First State Bank Anadarko, OK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First State Bank Anadarko, OK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First State Bank Anadarko, OK's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First State Bank Anadarko, OK

FDIC Certificate # 12283

Address 102 W Main St, Anadarko, OK 73005 · Caddo

Website https://www.fsbanadarko.com

Established 19090205

FDIC Insurance Date 19340101

Domestic Offices 2

Total Branches 2

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+

Overall Health Grade Score: 89/100

4.0

Excellent Out of 5.0 Stars

1.64%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0486%

Return on Equity (ROE) 17.6000%

Non-Performing Loans (NPL) 0.10%

Total Assets $139,602,000

Total Deposits $130,480,000

Equity Capital $8,406,000

Net Income $751,000

Headquarters Anadarko

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About First State Bank Anadarko, OK

How many branches does First State Bank Anadarko, OK operate?

First State Bank Anadarko, OK currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First State Bank Anadarko, OK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank Anadarko, OK provides members with tools to manage their accounts and build a solid financial history.

Does First State Bank Anadarko, OK offer online and mobile banking?

Most modern institutions like First State Bank Anadarko, OK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbanadarko.com.