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Advertiser Disclosure
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 National Bank of Blacksburg Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 10, 2026
National Bank of Blacksburg's 60-Months 60-Month CD rates are at 2.74%, 48-Months 48-Month CD rates are at 2.63%, 36-Months 36-Month CD rates are at 2.53%, 24-Months 24-Month CD rates are at 2.17%, 18-Months 18-Month CD rates are at 2.07%. National Bank of Blacksburg's savings rates are at 0.02%. MonitorBankRates evaluates the financial stability of National Bank of Blacksburg with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.36%. Rates were last updated on 03/10/2026. National Bank of Blacksburg money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank of Blacksburg? Share your experience about National Bank of Blacksburg by leaving a review below, or read customer reviews before you decide to use National Bank of Blacksburg. 
National Bank of Blacksburg CD Rates
National Bank of Blacksburg Savings Rates
National Bank of Blacksburg Checking Rates
National Bank of Blacksburg Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for National Bank of Blacksburg is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather National Bank of Blacksburg rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with National Bank of Blacksburg's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
National Bank of Blacksburg
Bank Holding Company
NATIONAL BANKSHARES INC
Address
100 S Main St,
Blacksburg, VA 24060 · Montgomery
Website
https://www.nbbank.com
FDIC Certificate #
6821
Established
01/01/1891
FDIC Insurance Date
01/01/1934
Domestic Offices
28
Total Branches
28
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.36%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0297%
Return on Equity (ROE)
14.7800%
Non-Performing Loans (NPL)
0.17%
Total Assets
$1,821,703,000
Total Deposits
$1,646,795,000
Equity Capital
$162,028,000
Net Income
$16,858,000
Headquarters
Blacksburg
Total Offices
28
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About National Bank of BlacksburgIs National Bank of Blacksburg a safe place to deposit money?Yes, National Bank of Blacksburg is considered a safe financial institution. With a Texas Ratio of 3.3557414782069%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does National Bank of Blacksburg operate?National Bank of Blacksburg currently maintains approximately 28 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, National Bank of Blacksburg does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, National Bank of Blacksburg provides members with tools to manage their accounts and build a solid financial history. Does National Bank of Blacksburg offer online and mobile banking?Most modern institutions like National Bank of Blacksburg provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nbbank.com. Current National Bank of Blacksburg Rates
Retrieved from our database of financial products. Rates subject to change.
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