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National Bank of Blacksburg Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

National Bank of Blacksburg's top rates as of October 7, 2026 are 3.78% APY on its 12-Months 12-Month Certificate of Deposit (CD) Specials, 0.04% APY on savings, 1.81% APY on money market accounts, 0.04% APY on checking, and credit cards from 9.00% APR, according to rates verified by MonitorBankRates. Other National Bank of Blacksburg CD rates include 12-Months 12-Month Certificate of Deposit (CD) Specials at 3.60%, 6-Months 6-Month Certificate of Deposit (CD) Specials at 3.56%, and 6-Months 6-Month Certificate of Deposit (CD) Specials at 3.43%. MonitorBankRates evaluates the financial stability of National Bank of Blacksburg with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.34%. Rates last updated and verified on 10/07/2026.

National Bank of Blacksburg money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank of Blacksburg? Share your experience about National Bank of Blacksburg by leaving a review below, or read customer reviews before you decide to use National Bank of Blacksburg.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.34%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
The National Bank of Blacksburg
100 S Main St
Blacksburg, VA 24060
https://www.nbbank.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

National Bank of Blacksburg CD Rates

Product Rate APY Term View More
12 Month Certificate of Deposit (CD) Specials 3.75% 3.78% 12 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.78% ▲ 0.18 pts · high 3.78% / low 3.60%
3.10%3.69%4.28%Sep 18, 2026: 3.60% APYOct 7, 2026: 3.78% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.78%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
12 Month Certificate of Deposit (CD) Specials 3.54% 3.60% 12 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
6 Month Certificate of Deposit (CD) Specials 3.53% 3.56% 6 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.43% → 3.56% ▲ 0.13 pts · high 3.56% / low 3.43%
2.93%3.50%4.06%Sep 18, 2026: 3.43% APYOct 7, 2026: 3.56% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.56%▲ from 3.43%
  • Sep 18, 20263.43%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
6 Month Certificate of Deposit (CD) Specials 3.40% 3.43% 6 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.43% APY · checked 6 times
2.93%3.43%3.93%Sep 18, 2026: 3.43% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 12 month 3.20% 3.25% 12 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
48 Month Certificate of Deposit 2.60% 2.63% 48 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.63% APY · checked 2 times
2.13%2.63%3.13%Oct 7, 2026: 2.63% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
60 Month Certificate of Deposit 2.60% 2.63% 60 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.63% APY · checked 2 times
2.13%2.63%3.13%Oct 7, 2026: 2.63% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 60 month 2.60% 2.63% 60 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.63% APY · checked 6 times
2.13%2.63%3.13%Sep 18, 2026: 2.63% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
36 Month Certificate of Deposit 2.50% 2.53% 36 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.53% APY · checked 2 times
2.03%2.53%3.03%Oct 7, 2026: 2.53% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 36 month 2.40% 2.43% 36 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.43% APY · checked 6 times
1.93%2.43%2.93%Sep 18, 2026: 2.43% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 24 month 2.25% 2.28% 24 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.28% APY · checked 6 times
1.78%2.28%2.78%Sep 18, 2026: 2.28% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 18 month 2.20% 2.22% 18 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.22% APY · checked 6 times
1.72%2.22%2.72%Sep 18, 2026: 2.22% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
24 Month Certificate of Deposit 2.15% 2.17% 24 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.17% APY · checked 2 times
1.67%2.17%2.67%Oct 7, 2026: 2.17% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 24 month 2.15% 2.17% 24 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.17% APY · checked 6 times
1.67%2.17%2.67%Sep 18, 2026: 2.17% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
18 Month Certificate of Deposit 2.05% 2.07% 18 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.07% APY · checked 2 times
1.57%2.07%2.57%Oct 7, 2026: 2.07% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 18 month 2.05% 2.07% 18 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.07% APY · checked 6 times
1.57%2.07%2.57%Sep 18, 2026: 2.07% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
12 Month Certificate of Deposit 1.15% 1.16% 12 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 1.16% APY · checked 2 times
0.66%1.16%1.66%Oct 7, 2026: 1.16% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
IRA's - Traditional & Roth - 12 month 1.15% 1.16% 12 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.16% APY · checked 6 times
0.66%1.16%1.66%Sep 18, 2026: 1.16% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
6 Month Certificate of Deposit 0.75% 0.75% 6 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 7, 2026: 0.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
90 Day Certificate of Deposit 0.50% 0.50% 90 days
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%

National Bank of Blacksburg Savings Rates

Product Rate APY View More
Health Savings Account 0.04% 0.04%
Details balance $2,500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.04% APY · checked 2 times
0.00%0.27%0.54%Oct 7, 2026: 0.04% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Savings 0.03% 0.03%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Health Savings Account 0.02% 0.02%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Holiday Club 0.02% 0.02%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%

National Bank of Blacksburg Money Market Rates

Product Rate APY View More
Money Market Deposit Account 1.70% 1.71%
Min Balance $100,000
Details Balance: $100,000.00 +
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.71% APY · checked 6 times
1.21%1.71%2.21%Sep 18, 2026: 1.71% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 1.05% 1.06%
Min Balance $50,000
Details Balance: $50,000.00-$99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.06% APY · checked 6 times
0.56%1.06%1.56%Sep 18, 2026: 1.06% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.92% 0.92%
Min Balance $100,000
Details Balance: $100,000.00 +
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.92% APY · checked 6 times
0.42%0.92%1.42%Sep 18, 2026: 0.92% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.84% 0.84%
Min Balance $25,000
Details Balance: $25,000.00-$49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.84% APY · checked 6 times
0.34%0.84%1.34%Sep 18, 2026: 0.84% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.72% 0.72%
Min Balance $10,000
Details Balance: $10,000.00-$24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.72% APY · checked 6 times
0.22%0.72%1.22%Sep 18, 2026: 0.72% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.70% 0.70%
Min Balance $50,000
Details Balance: $50,000.00-$99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 6 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.40% 0.40%
Min Balance $25,000
Details Balance: $25,000.00-$49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.30% 0.30%
Min Balance $10,000
Details Balance: $10,000.00-$24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 18, 2026: 0.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.30% 0.30%
Min Balance $0
Details Balance: 0-$9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 18, 2026: 0.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Money Market Deposit Account 0.15% 0.15%
Min Balance $0
Details Balance: 0-$9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%

National Bank of Blacksburg Business Money Market Rates

Product Rate APY View More
Business Money Market Deposit Account 1.80% 1.81%
Min Balance $100,000
Details Balance: $100,000.00 +
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.81% APY · checked 6 times
1.31%1.81%2.31%Sep 18, 2026: 1.81% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 1.15% 1.16%
Min Balance $50,000
Details Balance: $50,000.00-$99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.16% APY · checked 6 times
0.66%1.16%1.66%Sep 18, 2026: 1.16% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.91% 0.91%
Min Balance $25,000
Details Balance: $25,000.00-$49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.91% APY · checked 6 times
0.41%0.91%1.41%Sep 18, 2026: 0.91% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.88% 0.88%
Min Balance $100,000
Details Balance: $100,000.00 +
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.88% APY · checked 6 times
0.38%0.88%1.38%Sep 18, 2026: 0.88% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.77% 0.77%
Min Balance $10,000
Details Balance: $10,000.00-$24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.77% APY · checked 6 times
0.27%0.77%1.27%Sep 18, 2026: 0.77% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.65% 0.65%
Min Balance $50,000
Details Balance: $50,000.00-$99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 6 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.42% 0.42%
Min Balance $25,000
Details Balance: $25,000.00-$49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.42% APY · checked 6 times
0.00%0.46%0.92%Sep 18, 2026: 0.42% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.40% 0.40%
Min Balance $0
Details Balance: $0-$9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.35% 0.35%
Min Balance $10,000
Details Balance: $10,000.00-$24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 6 times
0.00%0.43%0.85%Sep 18, 2026: 0.35% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Business Money Market Deposit Account 0.20% 0.20%
Min Balance $0
Details Balance: $0-$9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%

National Bank of Blacksburg Checking Rates

Product Rate APY View More
Community Matters (nonprofit checking or more) 0.04% 0.04%
Details balance $2,500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.04% APY · checked 2 times
0.00%0.27%0.54%Oct 7, 2026: 0.04% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Preferred Interest Checking 0.04% 0.04%
Details balance $2,500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.04% APY · checked 2 times
0.00%0.27%0.54%Oct 7, 2026: 0.04% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Preferred Interest Checking 0.02% 0.02%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Primeline Checking 0.02% 0.02%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%

National Bank of Blacksburg Credit Card Rates

Product Rate APR View More
Preferred Customer Account Mastercard Gold Card - 9.00%
Details Credit limits starting at $5,000; No annual fee or minimum interest charge; No-Bounce overdraft protection; Purchase insurance program; Travel assistance services; Auto rental insurance coverage; Roadside assistance service
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 15, 2026: 9.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%

National Bank of Blacksburg Other Rates

Product Rate Points APY/APR Term View More
Community Matters 0.02% - 0.02%
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.34%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

National Bank of Blacksburg’s Texas Ratio fell from 3.36% in Q3 2023 to 0.34% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.3% 3.0★ 3.4% 4.0★ 4.5% 5.0★ Healthy zone – entire history below the 15% limit 3.36% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.34% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.8B0.34%5.0A+
March 31, 2026$1.8B0.35%5.0A+
December 31, 2025$1.8B0.66%5.0A+
September 30, 2025$1.8B1.40%5.0A+
June 30, 2025$1.8B1.38%5.0A+
March 31, 2025$1.8B1.59%5.0A+
December 31, 2024$1.8B2.03%5.0A+
September 30, 2024$1.8B1.44%5.0A+
June 30, 2024$1.8B1.90%5.0A+
March 31, 2024$1.7B2.19%5.0A+
December 31, 2023$1.7B2.23%5.0A+
September 30, 2023$1.6B3.36%4.9A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for National Bank of Blacksburg is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather National Bank of Blacksburg rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with National Bank of Blacksburg's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name National Bank of Blacksburg
Bank Holding Company NATIONAL BANKSHARES INC
Address 100 S Main St, Blacksburg, VA 24060  ·  Montgomery
Website https://www.nbbank.com
FDIC Certificate # 6821
Established 18910101
FDIC Insurance Date 19340101
Domestic Offices 28
Total Branches 28
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.34%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5690%
Return on Equity (ROE) 6.2900%
Non-Performing Loans (NPL) 0.03%
Total Assets $1,832,140,000
Total Deposits $1,653,196,000
Equity Capital $169,192,000
Net Income $5,197,000
Headquarters Blacksburg
Total Branches and Offices 28
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

National Bank of Blacksburg earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/national-bank-of-blacksburg-rates-review-6821">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About National Bank of Blacksburg

How many branches does National Bank of Blacksburg operate?

National Bank of Blacksburg currently maintains approximately 28 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, National Bank of Blacksburg does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, National Bank of Blacksburg provides members with tools to manage their accounts and build a solid financial history.

Does National Bank of Blacksburg offer online and mobile banking?

Most modern institutions like National Bank of Blacksburg provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nbbank.com.

Current National Bank of Blacksburg Rates

  • 12-Month CD1.16%
  • 18-Month CD2.07%
  • 24-Month CD2.17%
  • 36-Month CD2.43%
  • 48-Month CD2.63%
  • 60-Month CD2.63%
  • Savings0.04%
  • MMA1.81%
Retrieved from our database of financial products. Rates subject to change.

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