National Bank of Blacksburg CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.70%, 6-month CD rates at 4.50% and 3-month CD rates at 3.85%. Current savings rates are at 1.00% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.44%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. National Bank of Blacksburg's 60-Month CD rates are at 3.07%, 48-Month CD rates are at 2.94%, 36-Month CD rates are at 2.84%, 24-Month CD rates are at 2.17%, 18-Month CD rates are at 2.07%. National Bank of Blacksburg's savings rates are at 0.03%. National Bank of Blacksburg's money market rates are at 0.15%.

National Bank of Blacksburg

To see how these rates compare to National Bank of Blacksburg CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from National Bank of Blacksburg, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with National Bank of Blacksburg CD rates. You can also compare National Bank of Blacksburg savings rates, MMA rates and mortgage rates using our other rate lists.

National Bank of Blacksburg money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank of Blacksburg? Share your experience about National Bank of Blacksburg by leaving a review below, or read customer reviews before you decide to use National Bank of Blacksburg.

National Bank of Blacksburg Texas Ratio

National Bank of Blacksburg's Texas Ratio is at 3.55%, which is considered excellent. The Texas Ratio for National Bank of Blacksburg is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, National Bank of Blacksburg is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.16%
18-Month CD
2.07%
24-Month CD
2.17%
36-Month CD
2.84%
48-Month CD
2.94%
60-Month CD
3.07%
Savings
0.03%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
National Bank of Blacksburg
100 S Main St
Blacksburg, VA 24060
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

National Bank of Blacksburg CD Rates and Interest Rates

Bank
Product
APY
Min Dep
National Bank of Blacksburg
National Bank of Blacksburg
60-Month CD
3.07%
$500
National Bank of Blacksburg
National Bank of Blacksburg
48-Month CD
2.94%
$500
National Bank of Blacksburg
National Bank of Blacksburg
36-Month CD
2.84%
$500
National Bank of Blacksburg
National Bank of Blacksburg
24-Month CD
2.17%
$500
National Bank of Blacksburg
National Bank of Blacksburg
18-Month CD
2.07%
$500
National Bank of Blacksburg
National Bank of Blacksburg
12-Month CD
1.16%
$500
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.15%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
Statement Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare National Bank of Blacksburg Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Elevault
Elevault
Savings
4.60%
$0
Bristol Morgan Bank
Bristol Morgan Bank
Rewards Checking
4.50%
$5,000
Kendall Bank
Kendall Bank
18-Month CD
4.50%
$1,000
Newtek Bank
Newtek Bank
18-Month CD
4.20%
$2,500
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.10%
$1,000
CNB Bank Direct
CNB Bank Direct
High Yield Savings
3.80%
$100
Financial Federal Bank
Financial Federal Bank
Money Market
3.75%
$5,000
BankNewport
BankNewport
24-Month CD
3.75%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
3-Month CD
3.72%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
48-Month CD
3.65%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
48-Month CD
3.56%
$1,000
PSECU
PSECU
18-Month CD
3.55%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
24-Month CD
3.51%
$500
Wintrust Bank
Wintrust Bank
23-Month CD
3.50%
$1,000
Everence Trust Company
Everence Trust Company
30-Month CD
3.40%
$500
Lake Central Bank
Lake Central Bank
60-Month CD
3.34%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
36-Month CD
3.30%
$500
Bank Plus
Bank Plus
Kasasa Checking
3.06%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
60-Month CD
3.05%
$2,500
Adrian Bank
Adrian Bank
24-Month CD
3.02%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
36-Month CD
3.00%
$2,500
The Grant County Bank
The Grant County Bank
24-Month CD
2.95%
$500
BMO Alto
BMO Alto
60-Month CD
2.85%
$0
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD
2.70%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
24-Month CD
2.53%
$1,000
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
Charter Bank IA
Charter Bank IA
48-Month CD
2.25%
$1,000
FCNB of St. Paris
12-Month CD
2.17%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
24-Month CD
2.02%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
60-Month CD
1.85%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
12-Month CD
1.80%
$1,000
Northfield Savings Bank
Northfield Savings Bank
12-Month CD
1.50%
$1,000
Portage Community Bank
Portage Community Bank
60-Month CD
1.25%
$1,000
FNB of Brookfield
FNB of Brookfield
Money Market
1.16%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
60-Month CD
1.00%
$500
Community Bank of Missouri
Community Bank of Missouri
48-Month CD
0.90%
$500
Mid-Missouri Bank
Mid-Missouri Bank
24-Month CD
0.85%
$1,000
Tompkins Community Bank
Tompkins Community Bank
60-Month CD
0.70%
$1,000
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
First Federal S&L Bath
First Federal S&L Bath
18-Month CD
0.25%
$1,000
Merchants State Bank
Merchants State Bank
Savings
0.25%
$10
Oxford Bank
Oxford Bank
12-Month CD
0.15%
$500
Carson Bank
Carson Bank
Savings
0.10%
$100
MidCountry Bank
MidCountry Bank
60-Month CD
0.10%
$1,000
NVE Bank
NVE Bank
Premier Money Market
0.10%
$0
Yakima Federal S&L
Yakima Federal S&L
Simply Savings
0.05%
$100
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Interest Checking
0.05%
$1
Fairfield County Bank
Fairfield County Bank
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

National Bank of Blacksburg Information

National Bank of Blacksburg
100 S Main St
Blacksburg, VA 24060
Montgomery
Established Date: 01/01/1891
FDIC Certificate #: 6821
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: NATIONAL BANKSHARES INC
How Many Domestic U.S. Offices? 24
How Many Branches are There? 27
Is National Bank of Blacksburg FDIC Insured? Yes
What is National Bank of Blacksburg's Cert number? 6821
What is the maximum amount for insured deposits? $250,000 per holder, per account

National Bank of Blacksburg Financials

Total Assets:
$1,685,921,000
Total Deposits:
$1,549,073,000
Equity Capital:
$125,917,000
Domestic Deposits:
$1,549,073,000
Net Income:
$2,776,000
Return on Assets:
1.0297%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.7971%
Pretax Quarterly Return on Assets:
0.8000%
Return on Equity:
14.7800%
Quarterly Return on Equity:
8.8000%
Common Equity Tier 1 Capital Ratio:
17.8302%
Tier 1 Risk-Based Capital Ratio:
17.8302%
Leverage Tier 1 (Core Capital) Ratio:
11.7136%
Total Risk-Based Capital Ratio (YTD):
18.7890%
Total Interest Income (YTD):
3.8019%
 
 
Headquarters:
Blacksburg
FDIC Field Office:
Richmond
Regulator:
OCC
County:
Montgomery
# of Offices:
24
Metropolitan Statistical Area (MSA):
Blacksburg-Christiansburg, VA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

current-mortgage-interest-rates-back-under-500Current 30-year mortgage interest rates are currently back under 5.00 percent according to the latest Weekly Mortgage Application Survey released this morning by the Mortgage Bankers Assocation (MBA).
Savings rates and money market rates remain stable in our Deposit Rate Report for August 2, 2016. There have been some rate changes since our last deposit rate report but no new highs to report. As expected, the FOMC didn't increase the fed funds rate during their meeting last week.
The maximum amount of insurance on deposit accounts guaranteed by the Federal Deposit Insurance Corporation was raised during the credit crisis from $100,000 to $250,000 per account. This new $250,000 limit is in effect until December 31, 2013. On January 1, 2014 the maximum amount of deposit insurance will revert back to $100,000.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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