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 Evansville Firefighters Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Evansville Firefighters Federal Credit Union's 18 Mo CD Jumbo rates are at 4.10%, 1-Year CD rates are at 4.05%, 6-Month CD rates are at 4.00%, 18 Mo CD rates are at 3.85%, 2-Year CD rates are at 3.25%. Evansville Firefighters Federal Credit Union's savings rates are at 0.05%. Evansville Firefighters Federal Credit Union's money market rates are at 0.20%. Evansville Firefighters Federal Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Evansville Firefighters Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026. Evansville Firefighters Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Evansville Firefighters Federal Credit Union? Share your experience about Evansville Firefighters Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Evansville Firefighters Federal Credit Union. Evansville Firefighters Federal Credit Union
EVANSVILLE FIREFIGHTERS FCU 312 N 4TH AVE
https://effcu.info/ EVANSVILLE, IN 47710 
Evansville Firefighters Federal Credit Union CD Rates
Evansville Firefighters Federal Credit Union Savings Rates
Evansville Firefighters Federal Credit Union Money Market Rates
Evansville Firefighters Federal Credit Union Checking Rates
Evansville Firefighters Federal Credit Union Home Equity & HELOC
Evansville Firefighters Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Evansville Firefighters Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Evansville Firefighters Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Evansville Firefighters Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Evansville Firefighters Federal Credit Union
Website
https://effcu.info/
Address
312 N 4TH AVE,
EVANSVILLE, IN 47710
Phone
812-424-9396
Fax
812-424-8113
President
RONALD CAMPBELL
CEO
LORI CRAWFORD
Full-Time Employees
4
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.1211%
Return on Equity (ROE)
1.0516%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
34,800,617
Total Amount of Shares and Deposits
30,728,591
Total Shares and Deposits < 1 Year
30,620,294
Total Shares and Deposits 1 3 Years
108,297
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,249,012
Total Uninsured Shares and Deposits > $250K (F+J)
2,249,012
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,479,579
Total Interest Expense (Sum of items 6 8)
449,929
Share Certificates
427
Number of Accounts for Share Drafts
1,286
IRA KEOGH Accounts
47
Number of Accounts for Regular Shares
2,423
Net Income (unless the amount is already included in Undivided Earnings)
77,977
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,361,671
Total Liabilities
30,804,220
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Evansville Firefighters Federal Credit UnionIs Evansville Firefighters Federal Credit Union a safe place to deposit money?Yes, Evansville Firefighters Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Evansville Firefighters Federal Credit Union operate?Evansville Firefighters Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Evansville Firefighters Federal Credit Union?Yes, to access services at Evansville Firefighters Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Evansville Firefighters Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Evansville Firefighters Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Evansville Firefighters Federal Credit Union offer online and mobile banking?Most modern institutions like Evansville Firefighters Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://effcu.info/. Current Evansville Firefighters Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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