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CASE Credit Union Rates & Review September 2026

CASE Credit Union's 4 Year TDA or IRA TDA rates are at 3.40%, 5 Year TDA or IRA TDA rates are at 3.40%, 3 Year TDA or IRA TDA rates are at 3.35%, 18 Month TDA or IRA TDA rates are at 3.30%, 2 Year TDA or IRA TDA rates are at 3.30%. CASE Credit Union's savings rates are at 0.05%. CASE Credit Union's money market rates are at 1.00%. CASE Credit Union's Personal Loan Rates are as low as 13.65%. CASE Credit Union's Credit Card Rates are at 10.99%. MonitorBankRates evaluates the financial stability of CASE Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.68%. Rates last updated and verified on 09/22/2026.

CASE Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CASE Credit Union? Share your experience about CASE Credit Union by leaving a review below, or read customer reviews before you decide to use CASE Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.68%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
CASE Credit Union
Main
4316 S Pennsylvania Ave
Lansing, MI 48910
https://www.casecu.org
Member NCUA

CASE Credit Union CD Rates

Product Rate APY Term View More
4 Year TDA or IRA TDA 3.35% 3.40% 4 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
5 Year TDA or IRA TDA 3.35% 3.40% 5 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
3 Year TDA or IRA TDA 3.30% 3.35% 3 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
18 Month TDA or IRA TDA 3.25% 3.30% 18 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
2 Year TDA or IRA TDA 3.25% 3.30% 2 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
30 Month TDA or IRA TDA 3.25% 3.30% 30 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
1 Year TDA or IRA TDA 3.20% 3.25% 1 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
6 Month TDA 3.20% 3.25% 6 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Save to Win (1 Year TDA) 3.20% 3.25% 1 Year
Min Balance $25
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
12 Month Add-On TDA 3.11% 3.15% 12 Month
Min Balance $50
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Savings Rates

Product Rate APY View More
Holiday Savings 0.05% 0.05%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Money Market Rates

Product Rate APY View More
Money Management Account (MMA) 2.96% 3.00%
Min Balance $1,000,000
Details Balance: $1,000,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Management Account (MMA) 2.72% 2.75%
Min Balance $500,000
Details Balance: $500,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Management Account (MMA) 2.23% 2.25%
Min Balance $249,000
Details Balance: $249,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Management Account (MMA) 1.98% 2.00%
Min Balance $100,000
Details Balance: $100,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Management Account (MMA) 1.74% 1.75%
Min Balance $50,000
Details Balance: $50,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Management Account (MMA) 1.49% 1.50%
Min Balance $25,000
Details Balance: $25,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Management Account (MMA) 1.24% 1.25%
Min Balance $10,000
Details Balance: $10,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Management Account (MMA) 1.00% 1.00%
Min Balance $2,000
Details Balance: $2,000 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Checking Rates

Product Rate APY View More
Elite Checking 4.89% 5.00%
Min Balance $0
Details Balance: $0 - $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Elite Checking - 5.00%
Min Balance $10,000
Details Qualifications Required: 20 debit or credit card purchase transactions on accounts to which you are an owner during the statement cycle; $1,000 or more during the statement cycle in recurring direct deposits to the account; enrolled in and receive monthly eStatements; Balance: $0.01-$10,000.00; Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Elite Checking Accounts in which reward qualifications are not met will not earn a dividend in the statement cycle. If you close your account before interest is paid, you may not receive the accrued interest. Rates are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Elite Checking 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000.01 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75%
Details Loan To Value: Up to 70% LTV; As low as 6.75%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Home Equity Line of Credit - - 7.00%
Details Loan To Value: Up to 80% LTV; As low as 7.00%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos/Motorcycles > 900cc - - 4.14%
Details As low as*; New and Used Vehicles
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
New and Used Auto Loan - - 4.14% Up to 84 Months
Details As low as rate reflects additional .25% APR reduction that is available when you sign up for automatic payment of your loan from a CASE checking account (must be requested at the time of loan closing, excludes pledge loans, real estate loans, lines of credit, Home Equity Lines of Credit, business loans and VISA's).
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Motorsport Vehicles Loan - - 9.64%
Details As low as*; Fun or work we're here for you
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles Loan - 6.99%
Details As low as*; Motor Homes and Travel
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Boats Loan - 9.99%
Details As low as*; Spend time on the water
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Credit Card Rates

Product Rate APR View More
Platinum VISA Credit Card - 10.99%
Details As Low As; Convenient access to funds
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Credit Builder VISA Credit Card - 13.90%
Details As Low As; No penalty rates and no annual fee
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Student VISA Credit Card - 13.90%
Details As Low As; Start building credit history
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Platinum Uchoose Rewards VISA Credit Card - 15.30%
Details As Low As; One point with each dollar you spend ($1.00 = 1 point)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 13.65%
Details As low as; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

CASE Credit Union Other Rates

Product Rate Points APY/APR Term View More
E-Z Line of Credit - - 14.00%
Details As low as; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
EZCash Loan - - 24.99%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Home Improvement Loan - - 9.99%
Details As low as; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Pledge Loan (Term Deposit) - - 4.65%
Details Interest is set at 2.00% above the rate being earned on the share or term deposit account. The maximum APR that can apply for the term deposit pledge loan is 4.65%. These are variable rate accounts. There may be a balloon payment due at maturity of the deposit.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Promo Loan - - 13.65%
Details As low as; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Technology Loan - - 8.25%
Details As low as; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Vacation Loan - - 13.65%
Details As low as; *
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Elite Checking - - 0.05%
Min Balance $10,000
Details Balance: $10,000.01 or more; Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Elite Checking Accounts in which reward qualifications are not met will not earn a dividend in the statement cycle. If you close your account before interest is paid, you may not receive the accrued interest. Rates are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
IRA Shares 0.20% - 0.20%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Regular Share 0.05% - 0.05%
Min Balance $5
Details Membership Share
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Share in the Success 0.05% - 0.05%
Min Balance $5
Details Membership Share
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
StairCASE Account 5.13% - 5.25%
Min Balance $50
Details Balance: $50 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
StairCASE Account 3.69% - 3.75%
Min Balance $1,001
Details Balance: $1,001 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
StairCASE Account 1.09% - 1.10%
Min Balance $1,500
Details Balance: $1,500 Minimum Balance
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
StairCASE Account 0.05% - 0.05%
Min Balance $2,000
Details Balance: Over $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

Financial Health History

CASE Credit Union’s Texas Ratio fell from 4.48% in Q2 2023 to 3.68% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.48% A+ Q2 2023 A+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A+ Q4 2025 3.68% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$405M3.68%5.0A+
December 31, 2025$396M5.35%5.0A+
September 30, 2025$387M6.75%5.0A
June 30, 2025$400M6.72%5.0A
March 31, 2025$402M4.55%5.0A+
December 31, 2024$389M6.80%5.0A
September 30, 2024$384M5.94%5.0A+
June 30, 2024$393M4.66%5.0A+
March 31, 2024$396M3.71%5.0A+
December 31, 2023$394M6.53%5.0A
September 30, 2023$400M5.00%5.0A+
June 30, 2023$406M4.48%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CASE Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CASE Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CASE Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CASE Credit Union
Address 4316 S Pennsylvania Ave, Lansing, MI 48910
Phone 517-393-7710
Fax 517-367-1070
President William Brewer
CEO Jeffrey Benson
Full-Time Employees 88
Part-Time Employees 2
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.68%
Return on Assets (ROA)
0.0888%
Return on Equity (ROE)
0.8243%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
405,200,522
Total Amount of Shares and Deposits
341,283,123
Total Shares and Deposits < 1 Year
325,540,349
Total Shares and Deposits 1 3 Years
13,600,293
Total Shares and Deposits > 3 Years
2,142,484
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,075,487
Total Uninsured Shares and Deposits > $250K (F+J)
36,075,487
Total Insured Shares and Deposits > $250K (item 17 less item K)
305,207,636
Total Interest Expense (Sum of items 6 8)
1,183,816
Share Certificates
2,006
Number of Accounts for Share Drafts
16,596
IRA KEOGH Accounts
2,023
Number of Accounts for Regular Shares
33,410
All other shares
573
Non Member Deposits
10
Money Market Shares
3,111
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,034,318
Total Liabilities
365,333,554
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

CASE Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/case-credit-union-rates-review-61908">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
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Frequently Asked Questions About CASE Credit Union

How many branches does CASE Credit Union operate?

CASE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CASE Credit Union?

Yes, to access services at CASE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CASE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CASE Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CASE Credit Union offer online and mobile banking?

Most modern institutions like CASE Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.casecu.org.

Current CASE Credit Union Rates

  • 12-Month CD3.15%
  • 18-Month CD3.30%
  • 24-Month CD3.30%
  • 60-Month CD3.40%
  • Savings0.05%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.