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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Financial Resources Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Financial Resources Federal Credit Union's Personal Loan Rates are at 10.69%. MonitorBankRates evaluates the financial stability of Financial Resources Federal Credit Union with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.26%. Rates were last updated on 04/23/2026. Financial Resources Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Resources Federal Credit Union? Share your experience about Financial Resources Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Resources Federal Credit Union. Financial Resources Federal Credit Union
Financial Resources FCU Administration Branch 3040 US Highway 22 Bldg 2
https://www.myfinancialresources.org Branchburg, NJ 08876 3594 
Financial Resources Federal Credit Union Mortgage Rates
Financial Resources Federal Credit Union Credit Card Rates
Financial Resources Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Financial Resources Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Resources Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Financial Resources Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Financial Resources Federal Credit Union
Address
3040 US Highway 22 Bldg 2,
Branchburg, NJ 08876 3594
Phone
800-933-3280
Fax
908-253-6409
President
Robert Graczyk
CEO
Frank Almeida
Full-Time Employees
89
Part-Time Employees
2
Branch Locations
10
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.3 / 5.0 ★
Overall Health & Safety Grade
B- (81/100)
Texas Ratio
23.26%
Return on Assets (ROA)
0.4503%
Return on Equity (ROE)
4.7209%
Non-Performing Loans Ratio (NPL)
2.75%
Total Assets
608,669,428
Total Amount of Shares and Deposits
542,505,642
Total Shares and Deposits < 1 Year
527,199,189
Total Shares and Deposits 1 3 Years
12,794,633
Total Shares and Deposits > 3 Years
2,511,820
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
75,671,648
Total Uninsured Shares and Deposits > $250K (F+J)
75,671,648
Total Insured Shares and Deposits > $250K (item 17 less item K)
466,833,994
Total Interest Expense (Sum of items 6 8)
9,012,437
Share Certificates
3,720
Number of Accounts for Share Drafts
14,283
IRA KEOGH Accounts
557
Number of Accounts for Regular Shares
30,573
Money Market Shares
2,350
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,013,063
Total Liabilities
556,496,748
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Financial Resources Federal Credit UnionIs Financial Resources Federal Credit Union a safe place to deposit money?Yes, Financial Resources Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 23.264775684118%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Financial Resources Federal Credit Union operate?Financial Resources Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Financial Resources Federal Credit Union?Yes, to access services at Financial Resources Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Financial Resources Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Financial Resources Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Financial Resources Federal Credit Union offer online and mobile banking?Most modern institutions like Financial Resources Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfinancialresources.org. Compare to Other Credit Unions
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