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 Champion Credit Union Toledo, OH Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Champion Credit Union Toledo, OH's 36 Month Term CD rates are at 3.25%, 48 Month Term CD rates are at 3.25%, 12 Month Term CD rates are at 3.00%, 18 Month Term CD rates are at 3.00%, 24 Month Term CD rates are at 3.00%. Champion Credit Union Toledo, OH's checking rates are as high as 0.01%. Champion Credit Union Toledo, OH's Personal Loan Rates are as low as 9.74%. Champion Credit Union Toledo, OH's Credit Card Rates are at 14.99%. Champion Credit Union Toledo, OH's CD rates are 1% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Champion Credit Union Toledo, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.54%. Rates last updated and verified on 10/29/2026. Champion Credit Union Toledo, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Champion Credit Union Toledo, OH? Share your experience about Champion Credit Union Toledo, OH by leaving a review below, or read customer reviews before you decide to use Champion Credit Union Toledo, OH. Champion Credit Union Toledo, OH
Main Office 4140 W Laskey Rd
https://www.championcu.org Toledo, OH 43623-3758  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Champion Credit Union Toledo, OH CD Rates
Champion Credit Union Toledo, OH Savings Rates
Champion Credit Union Toledo, OH Checking Rates
Champion Credit Union Toledo, OH Auto Loan Rates
Champion Credit Union Toledo, OH RV, Boat and Powersport Loan Rates
Champion Credit Union Toledo, OH Credit Card Rates
Champion Credit Union Toledo, OH Personal Loan Rates
Champion Credit Union Toledo, OH Other Rates
Financial Health HistoryChampion Credit Union Toledo, OH’s Texas Ratio fell from 3.28% in Q3 2023 to 2.54% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Champion Credit Union Toledo, OH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Champion Credit Union Toledo, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Champion Credit Union Toledo, OH's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Champion Credit Union Toledo, OH
Website
https://www.championcu.org
Address
4140 W Laskey Rd,
Toledo, OH 43623-3758
Phone
419-407-4140
Fax
419-407-8909
President
Terry Benton
CEO
Steven Grindle
Full-Time Employees
14
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.54%
Return on Assets (ROA)
0.4229%
Return on Equity (ROE)
3.6520%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
74,111,442
Total Amount of Shares and Deposits
65,153,394
Total Shares and Deposits < 1 Year
63,916,257
Total Shares and Deposits 1 3 Years
910,778
Total Shares and Deposits > 3 Years
326,359
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,900,183
Total Uninsured Shares and Deposits > $250K (F+J)
1,900,183
Total Insured Shares and Deposits > $250K (item 17 less item K)
63,253,211
Total Interest Expense (Sum of items 6 8)
280,284
Share Certificates
143
Number of Accounts for Share Drafts
3,048
IRA KEOGH Accounts
120
Number of Accounts for Regular Shares
6,298
Money Market Shares
195
Net Income (unless the amount is already included in Undivided Earnings)
313,449
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,356,342
Total Liabilities
65,841,488
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Champion Credit Union Toledo, OHDoes Champion Credit Union Toledo, OH offer CDs?Yes. Champion Credit Union Toledo, OH current CD rates include its 36 Month Term CD at 3.25% APY, its 48 Month Term CD at 3.25% APY and its 12 Month Term CD at 3.00% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Champion Credit Union Toledo, OH NCUA insured?Yes. Champion Credit Union Toledo, OH is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Champion Credit Union Toledo, OH?The highest Champion Credit Union Toledo, OH CD rate is its 36 Month IRA CD at 3.25% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Champion Credit Union Toledo, OH offer?Champion Credit Union Toledo, OH CD rates are 3.00% APY for a 12 month CD, 3.00% APY for an 18 month CD, 3.00% APY for a 2 year CD, 3.25% APY for a 3 year CD and 3.25% APY for a 4 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Champion Credit Union Toledo, OH for its full lineup. What is the lowest auto loan rate at Champion Credit Union Toledo, OH?The lowest Champion Credit Union Toledo, OH auto loan rate is its New Vehicle Loan (Model Years 2024 and Newer) at 4.74% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Champion Credit Union Toledo, OH?The lowest Champion Credit Union Toledo, OH personal loan rate is its Personal Loan at 9.74% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Champion Credit Union Toledo, OH?The lowest Champion Credit Union Toledo, OH credit card APR is its VISA Credit Card at 14.99% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Champion Credit Union Toledo, OH operate?Champion Credit Union Toledo, OH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Champion Credit Union Toledo, OH?Yes, to access services at Champion Credit Union Toledo, OH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Champion Credit Union Toledo, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Champion Credit Union Toledo, OH provides members with tools to manage their accounts and build a solid financial history. Does Champion Credit Union Toledo, OH offer online and mobile banking?Most modern institutions like Champion Credit Union Toledo, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.championcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Champion Credit Union Toledo, OH rates compare?Champion Credit Union Toledo, OH's CD rates are 1% higher than the MonitorBankRates national average, and it has an A+ health rating. Champion Credit Union Toledo, OH's top rates are its 36 Month IRA CD at 3.25% APY, its Share Draft at 0.01% APY, its Personal Loan at 9.74% APR and its VISA Credit Card at 14.99% APR, verified by MonitorBankRates on October 29, 2026. Current Champion Credit Union Toledo, OH Rates
Retrieved from our database of financial products. Rates subject to change.
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