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Census Federal Credit Union Rates & Review March 2026

Census Federal Credit Union's CD 3 Year rates are at 0.55%, CD 2 Year rates are at 0.45%, CD 1 Year rates are at 0.35%. Census Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Census Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.45%. Rates were last updated on 03/25/2026.

Census Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Census Federal Credit Union? Share your experience about Census Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Census Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.45%
Excellent Lower than avg
Census Federal Credit Union
Census Federal Credit Union
4600 Silver Hill Rd Rm 1K250
Washington, DC 20233 0001
https://www.censusfcu.com
Member NCUA

Census Federal Credit Union CD Rates

Product Rate APY Term View More
CD 3 Year 0.55% 0.55%
Min Balance $1,000
Details Minimum to Earn Dividends - $1,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
CD 2 Year 0.45% 0.45%
Min Balance $1,000
Details Minimum to Earn Dividends - $1,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
CD 1 Year 0.35% 0.35%
Min Balance $1,000
Details Minimum to Earn Dividends - $1,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Census Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings 0.05% 0.05%
Min Balance $50
Details Minimum to Earn Dividends - $50.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Census Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) - 0.00%
Min Balance $500
Details Minimum to Earn Dividends - $500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Census Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Census Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Census Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Census Federal Credit Union
Address 4600 Silver Hill Rd Rm 1K250, Washington, DC 20233 0001
Phone 301-763-0287
Fax 301-735-8367
President Duane Cavanaugh
CEO Pamela Hout
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.45%
Return on Assets (ROA)
0.2661%
Return on Equity (ROE)
1.3798%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
50,230,699
Total Amount of Shares and Deposits
40,677,136
Total Shares and Deposits < 1 Year
40,240,286
Total Shares and Deposits 1 3 Years
436,850
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,572,880
Total Uninsured Shares and Deposits > $250K (F+J)
2,572,880
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,104,256
Total Interest Expense (Sum of items 6 8)
17,982
Share Certificates
95
Number of Accounts for Share Drafts
926
IRA KEOGH Accounts
88
Number of Accounts for Regular Shares
2,347
Money Market Shares
119
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,418,232
Total Liabilities
40,777,056
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Census Federal Credit Union

Is Census Federal Credit Union a safe place to deposit money?

Yes, Census Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.44839878370656%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Census Federal Credit Union operate?

Census Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Census Federal Credit Union?

Yes, to access services at Census Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Census Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Census Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Census Federal Credit Union offer online and mobile banking?

Most modern institutions like Census Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.censusfcu.com.

Current Census Federal Credit Union Rates

  • 12-Month CD0.35%
  • 24-Month CD0.45%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.