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Solarity Credit Union

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Solarity Credit Union Rates & Review April 2026

Q: How many branches does Solarity Credit Union operate?

Solarity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Solarity Credit Union?

Yes, to access services at Solarity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Solarity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Solarity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Solarity Credit Union's 7-month CD rates are at 3.60%. MonitorBankRates evaluates the financial stability of Solarity Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.46%. Rates were last updated on 04/19/2026.

Solarity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Solarity Credit Union? Share your experience about Solarity Credit Union by leaving a review below, or read customer reviews before you decide to use Solarity Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.46%

Excellent Lower than avg

Solarity Credit Union
North 5th Ave Branch

110 N 5th Ave
Yakima, WA 98902

https://www.solaritycu.org

Solarity Credit Union CD Rates

Product	Rate	APY	Term	View More
7-month share certificate	-	3.60%	7
Min Deposit $10,000 Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.46%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Solarity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Solarity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Solarity Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Solarity Credit Union

Website https://www.solaritycu.org

Address 110 N 5th Ave, Yakima, WA 98902

Phone 509-248-1720

Fax

President Merrilou Harrison

CEO Mina Worthington

Full-Time Employees 121

Part-Time Employees 1

Branch Locations 5

ATM Locations 9

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.46%

Return on Assets (ROA)

0.4699%

Return on Equity (ROE)

2.7489%

Non-Performing Loans Ratio (NPL)

0.10%

Total Assets

824,575,797

Total Amount of Shares and Deposits

628,678,122

Total Shares and Deposits < 1 Year

620,497,030

Total Shares and Deposits 1 3 Years

7,978,139

Total Shares and Deposits > 3 Years

202,954

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

32,182,828

Total Uninsured Shares and Deposits > $250K (F+J)

32,182,828

Total Insured Shares and Deposits > $250K (item 17 less item K)

596,495,294

Total Interest Expense (Sum of items 6 8)

7,805,204

Share Certificates

2,239

Number of Accounts for Share Drafts

34,149

IRA KEOGH Accounts

386

Number of Accounts for Regular Shares

54,947

Non Member Deposits

Money Market Shares

2,488

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

55,910,565

Total Liabilities

691,447,561

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Solarity Credit Union

Is Solarity Credit Union a safe place to deposit money?

Yes, Solarity Credit Union is considered a safe financial institution. With a Texas Ratio of 0.45972962960251%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Solarity Credit Union operate?

Solarity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Solarity Credit Union?

Yes, to access services at Solarity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Solarity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Solarity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Solarity Credit Union offer online and mobile banking?

Most modern institutions like Solarity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.solaritycu.org.