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The Catholic Credit Union Rates & Review September 2026

The Catholic Credit Union's 12 Month CD rates are at 3.25%, 12 month CD (CD) rates are at 3.25%, 24 Month CD rates are at 2.75%, 24 month CD (CD) rates are at 2.75%, 36 Month CD rates are at 2.50%. The Catholic Credit Union's savings rates are at 0.05%. The Catholic Credit Union's ARM Loans rates are at 7.00%. The Catholic Credit Union's Personal Loan Rates are as low as 12.25%. The Catholic Credit Union's Credit Card Rates are at 12.90%. MonitorBankRates evaluates the financial stability of The Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.65%. Rates last updated and verified on 09/22/2026.

The Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Catholic Credit Union? Share your experience about The Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use The Catholic Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.65%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
The Catholic Credit Union
THE CATHOLIC CREDIT INC. MAIN OFFICE
32929 LAKE RD
AVON LAKE, OH 44012
https://www.cucatholic.com
Member NCUA

The Catholic Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate - 3.25% 12 month
Min Deposit $1,000
Details Dividends paid at maturity; Fees could reduce earnings on Share Certificates.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
12 month Share Certificate (CD) - 3.25% 12 month
Min Balance $1,000
Details Dividends paid at maturity. Fees could reduce earnings.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
24 Month Certificate - 2.75% 24 month
Min Deposit $1,000
Details Dividends paid at maturity; Fees could reduce earnings on Share Certificates.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
24 month Share Certificate (CD) - 2.75% 24 month
Min Balance $1,000
Details Dividends paid at maturity. Fees could reduce earnings.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
36 Month Certificate - 2.50% 36 month
Min Deposit $1,000
Details Dividends paid at maturity; Fees could reduce earnings on Share Certificates.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
36 month Share Certificate (CD) - 2.50% 36 month
Min Balance $1,000
Details Dividends paid at maturity. Fees could reduce earnings.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
48 Month Certificate - 2.50% 48 month
Min Deposit $1,000
Details Dividends paid at maturity; Fees could reduce earnings on Share Certificates.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
48 month Share Certificate (CD) - 2.50% 48 month
Min Balance $1,000
Details Dividends paid at maturity. Fees could reduce earnings.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

The Catholic Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 0.05%
Min Deposit $10
Details Yearly dividend
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
Share Savings - 0.05%
Min Deposit $25
Min Balance $250
Details Quarterly dividend; $250 minimum to earn dividend
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

The Catholic Credit Union Mortgage Rates

Product Rate Points APR Term View More
ARM Loans - - 7.00%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

The Catholic Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 5.99%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

The Catholic Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Car Loans - - 5.24%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
Used Car Loans - - 5.24%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

The Catholic Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat, RV Loans - 7.24%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
Boats & RV's Loan - 7.24%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

The Catholic Credit Union Credit Card Rates

Product Rate APR View More
VISA - 12.90%
Details fixed rate
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%
VISA fixed rate - 12.90%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

The Catholic Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 12.25%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.65%

Financial Health History

The Catholic Credit Union’s Texas Ratio stayed near 0.16% in Q2 2023 to 0.65% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 1% 3.0★ 1.4% 4.0★ 1.9% 5.0★ Healthy zone – entire history below the 15% limit 0.16% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.65% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$11M0.65%5.0A+
December 31, 2025$11M1.42%5.0A+
September 30, 2025$11M0.14%5.0A+
June 30, 2025$11M0.14%5.0A+
March 31, 2025$11M0.00%5.0A+
December 31, 2024$11M0.00%5.0A+
September 30, 2024$11M0.02%5.0A+
June 30, 2024$11M0.05%5.0A+
March 31, 2024$12M0.07%5.0A+
December 31, 2023$11M0.09%5.0A+
September 30, 2023$12M0.13%5.0A+
June 30, 2023$12M0.16%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for The Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The Catholic Credit Union
Address 32929 LAKE RD, AVON LAKE, OH 44012
Phone 440-933-2524
Fax 440-933-7482
President GEORGE LEONARD
CEO ELLEN HILL
Full-Time Employees 2
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.65%
Return on Assets (ROA)
0.1177%
Return on Equity (ROE)
0.9004%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
11,141,563
Total Amount of Shares and Deposits
9,635,623
Total Shares and Deposits < 1 Year
9,551,523
Total Shares and Deposits 1 3 Years
84,103
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
166,609
Total Uninsured Shares and Deposits > $250K (F+J)
166,609
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,469,014
Total Interest Expense (Sum of items 6 8)
24,676
Share Certificates
152
Number of Accounts for Share Drafts
428
IRA KEOGH Accounts
6
Number of Accounts for Regular Shares
1,348
Net Income (unless the amount is already included in Undivided Earnings)
13,112
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
616,830
Total Liabilities
9,685,267
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

The Catholic Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/the-catholic-credit-union-rates-review-63177">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
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Frequently Asked Questions About The Catholic Credit Union

How many branches does The Catholic Credit Union operate?

The Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The Catholic Credit Union?

Yes, to access services at The Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does The Catholic Credit Union offer online and mobile banking?

Most modern institutions like The Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cucatholic.com.

Current The Catholic Credit Union Rates

  • 12-Month CD3.25%
  • 24-Month CD2.75%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.