What are the current interest rates at Achieva Credit Union?

Current rates for Achieva Credit Union include: 12-Month CD: 3.40%, 18-Month CD: 3.15%, 24-Month CD: 3.55%, 60-Month CD: 1.75%, Savings: 0.05%, MMA: 1.30%

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Achieva Credit Union

iAdvertiser Disclosure

Achieva Credit Union Rates & Review March 2026

Item: Achieva Credit Union
Rating: 5020
Author: ziIr

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 24, 2026

Achieva Credit Union's 6 month IRA CD rates are at 4.10%, 6 month IRA CD rates are at 4.05%, 6 month CD rates are at 4.00%, 6 month HSA CD of Deposit (CD) rates are at 4.00%, 6 month IRA CD rates are at 4.00%. Achieva Credit Union's savings rates are at 0.05%. Achieva Credit Union's money market rates are at 1.30%. Achieva Credit Union's 15 Year Fixed Rate rates are at 5.38%, 10/1 ARM rates are at 5.50%, 7/1 ARM Jumbo rates are at 5.12%, 15 Year Fixed Rate Jumbo rates are at 5.88%, 5/1 ARM Jumbo rates are at 5.12%. Achieva Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Achieva Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.90%. Rates were last updated on 03/24/2026.

Achieva Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Achieva Credit Union? Share your experience about Achieva Credit Union by leaving a review below, or read customer reviews before you decide to use Achieva Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.90%

Excellent Lower than avg

Achieva Credit Union
Center Court

1659 Achieva Way
Dunedin, FL 34698 7405

https://www.achievacu.com

Achieva Credit Union CD Rates

Product	Rate	APY	Term
6 month IRA CD	4.03%	4.10%	6 month
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month IRA CD	3.98%	4.05%	6 month
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month CD	3.93%	4.00%	6 month
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month HSA Certificate of Deposit (CD)	3.93%	4.00%	6 month
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month IRA CD	3.93%	4.00%	6 month
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month CD	3.88%	3.95%	6 month
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month HSA Certificate of Deposit (CD)	3.88%	3.95%	6 month
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month CD	3.83%	3.90%	6 month
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6 month HSA Certificate of Deposit (CD)	3.83%	3.90%	6 month
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
6-Month CD	-	3.90%	6
Min Deposit $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
consumer 6-month CD	-	3.90%	6
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
24 month IRA CD	3.78%	3.85%	24
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
11 Month Add on HSA Certificate	3.69%	3.75%	11 Months
Min Deposit $100 Min Balance $100 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
24 month CD	3.69%	3.75%	24
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
24 month IRA CD	3.69%	3.75%	24
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
24 month CD	3.59%	3.65%	24
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
24 month IRA CD	3.59%	3.65%	24
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
30 month IRA CD	3.59%	3.65%	30
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
12 month CD	3.54%	3.60%	12 month
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
12 month HSA CD	3.54%	3.60%	12
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month IRA CD	3.54%	3.60%	9 month
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
24 month CD	3.49%	3.55%	24
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
30 month CD	3.49%	3.55%	30
Min Deposit $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
30 month IRA CD	3.49%	3.55%	30
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month IRA CD	3.49%	3.55%	36
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month IRA CD "Bump Up" Special	3.49%	3.55%	36
Min Deposit $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
12 month CD	3.45%	3.50%	12 month
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
12 month HSA CD	3.45%	3.50%	12
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month CD	3.45%	3.50%	9
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month HSA CD	3.45%	3.50%	9
Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month IRA CD	3.45%	3.50%	9 month
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
30 month CD	3.40%	3.45%	30
Min Deposit $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
30 month IRA CD	3.40%	3.45%	30
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month CD	3.40%	3.45%	36
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month CD "Bump Up" Special	3.40%	3.45%	36
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month IRA CD	3.40%	3.45%	36
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month IRA CD "Bump Up" Special	3.40%	3.45%	36
Min Deposit $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
12 month CD	3.35%	3.40%	12 month
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
12 month HSA CD	3.35%	3.40%	12
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month CD	3.35%	3.40%	9
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month HSA CD	3.35%	3.40%	9
Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month IRA CD	3.35%	3.40%	9 month
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
18 month IRA CD	3.30%	3.35%	18
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
30 month CD	3.30%	3.35%	30
Min Deposit $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month CD	3.30%	3.35%	36
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month CD "Bump Up" Special	3.30%	3.35%	36
Min Deposit $25,000 Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month IRA CD	3.30%	3.35%	36
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month IRA CD "Bump Up" Special	3.30%	3.35%	36
Min Deposit $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month CD	3.25%	3.30%	9
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
9 month HSA CD	3.25%	3.30%	9
Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
18 month CD	3.20%	3.25%	18
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
18 month IRA CD	3.20%	3.25%	18
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month CD	3.20%	3.25%	36
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
36 month CD "Bump Up" Special	3.20%	3.25%	36
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
18 month CD	3.11%	3.15%	18
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
3 month CD	2.37%	2.40%	3 month
Min Deposit $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
48 month IRA CD	1.93%	1.95%	48
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
60 month IRA CD	1.93%	1.95%	60
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
48 month CD	1.83%	1.85%	48
Min Deposit $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
48 month IRA CD	1.83%	1.85%	48
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
60 month CD	1.83%	1.85%	60
Min Deposit $100,000 Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
60 month IRA CD	1.83%	1.85%	60
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
48 month CD	1.74%	1.75%	48
Min Deposit $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
60 month CD	1.74%	1.75%	60
Min Deposit $500 Min Balance $500 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Savings Rates

Product	Rate	APY
Premium Savings Account	1.49%	1.50%
Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premium Savings Account	1.19%	1.20%
Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premium Savings Account	0.90%	0.90%
Min Balance $50,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premium Savings Account	0.75%	0.75%
Min Balance $1 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
IRA Savings	0.30%	0.30%
Min Balance $50,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
IRA Savings	0.20%	0.20%
Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Health Savings Account (HSA)	0.18%	0.18%
Min Balance $1 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
IRA Savings	0.10%	0.10%
Min Balance $1 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Performance Savings	0.10%	0.10%
Min Balance $1 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Holiday Savings	0.05%	0.05%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Savings II	0.05%	0.05%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Savings II, PAL, Summer Savings, Holiday Savings	0.05%	0.05%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Simply Savings	0.05%	0.05%
Min Balance $1 Details including all minor savings accounts Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Summer Savings	0.05%	0.05%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Money Market Rates

Product	Rate	APY
Indexed Money Market Account	2.77%	2.81%
Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Indexed Money Market Account	2.56%	2.59%
Min Balance $100,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.52%	2.55%
Min Balance $1,000,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.47%	2.50%
Min Balance $500,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.42%	2.45%
Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Performance Money Market	2.37%	2.40%
Min Balance $1,000,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.37%	2.40%
Min Balance $150,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.33%	2.35%
Min Balance $50,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.28%	2.30%
Min Balance $2,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Indexed Money Market Account	1.86%	1.88%
Min Balance $10,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Performance Money Market	1.79%	1.80%
Min Balance $500,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Performance Money Market	1.69%	1.70%
Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus	1.54%	1.55%
Min Balance $1,000,000 Details Achieva Checking with Direct Deposit Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus	1.49%	1.50%
Min Balance $500,000 Details Achieva Checking with Direct Deposit Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus	1.44%	1.45%
Min Balance $250,000 Details Achieva Checking with Direct Deposit Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus	1.39%	1.40%
Min Balance $150,000 Details Achieva Checking with Direct Deposit Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus	1.34%	1.35%
Min Balance $50,000 Details Achieva Checking with Direct Deposit Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus	1.29%	1.30%
Min Balance $2,000 Details Achieva Checking with Direct Deposit Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Performance Money Market	1.24%	1.25%
Min Balance $150,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 4	1.19%	1.20%
Min Balance $250,000 Details Member of 25+ years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 3	1.05%	1.05%
Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 4	1.05%	1.05%
Min Balance $150,000 Details Member of 25+ years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 2	0.90%	0.90%
Min Balance $250,000 Details Member of 5-14 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 3	0.90%	0.90%
Min Balance $150,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Performance Money Market	0.75%	0.75%
Min Balance $50,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 1	0.75%	0.75%
Min Balance $250,000 Details Member of 0-5 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 2	0.75%	0.75%
Min Balance $150,000 Details Member of 5-14 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Performance Money Market	0.65%	0.65%
Min Balance $5,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 4	0.65%	0.65%
Min Balance $25,000 Details Member of 25+ years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 1	0.60%	0.60%
Min Balance $150,000 Details Member of 0-5 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 3	0.60%	0.60%
Min Balance $25,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Account	0.55%	0.55%
Min Deposit $1,000,000 Min Balance $1,000,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 2	0.55%	0.55%
Min Balance $75,000 Details Member of 5-14 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Account	0.50%	0.50%
Min Deposit $500,000 Min Balance $500,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 1	0.50%	0.50%
Min Balance $75,000 Details Member of 0-5 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 2	0.50%	0.50%
Min Balance $25,000 Details Member of 5-14 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Account	0.45%	0.45%
Min Deposit $250,000 Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Relationship Money Market Tier 1	0.45%	0.45%
Min Balance $25,000 Details Member of 0-5 years Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Account	0.40%	0.40%
Min Deposit $150,000 Min Balance $150,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Account	0.35%	0.35%
Min Deposit $50,000 Min Balance $50,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Account	0.30%	0.30%
Min Deposit $2,000 Min Balance $2,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Checking Rates

Product	Rate	APY
Business IOTA Checking	2.67%	2.70%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.52%	2.55%
Min Balance $1,000,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.47%	2.50%
Min Balance $500,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.42%	2.45%
Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.37%	2.40%
Min Balance $150,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.33%	2.35%
Min Balance $50,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	2.28%	2.30%
Min Balance $2,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.54%	1.55%
Min Balance $1,000,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.49%	1.50%
Min Balance $500,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.44%	1.45%
Min Balance $250,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.39%	1.40%
Min Balance $150,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.34%	1.35%
Min Balance $50,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.29%	1.30%
Min Balance $2,000 Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Achieva Checking Plus	1.00%	1.00%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Business Performance Interest Checking	0.10%	0.10%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Mortgage Rates

Product	Rate	Points	APR
15 Year Fixed Rate	5.38%	0.0%	5.53%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
10/1 ARM	5.50%	0.0%	5.86%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
7/1 ARM Jumbo	5.13%	1.0%	5.89%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
15 Year Fixed Rate Jumbo	5.88%	0.0%	5.91%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
5/1 ARM Jumbo	5.13%	1.0%	5.93%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
30 Year Fixed Rate	5.88%	0.0%	5.97%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
7/1 ARM	5.50%	0.0%	5.97%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
10/1 ARM Jumbo	6.00%	0.0%	6.20%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
FHA 30 Year Fixed Rate	6.13%	0.0%	6.24%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
VA 30 Year Fixed Rate	6.13%	0.0%	6.24%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
20 Year Fixed Rate	6.13%	0.0%	6.25%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
5/1 ARM	5.13%	0.0%	6.58%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
15/30 Balloon Jumbo	6.13%	0.0%	6.68%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
3/1 Vacant Land Loan	6.25%	0.0%	7.71%
No additional details. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC)	-	-	6.75%	180 Months
Details As Low As; Variable Introductory APR as low as Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Home Equity Loan	-	-	7.08%	15-year
Details LIMITED TIME OFFER! Get up to $1,000 off closing costs on Home Equity Lines of Credit and Home Equity Loans* Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
auto loan	-	-	0.50%
Details SPECIAL REFINANCE OFFER; Refinance your auto loan with Achieva and get an additional automatic 0.50% APR discount. Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Credit Card Rates

Product	Rate	APR
Credit Card	-	12.49%
Details Regular APR: 12.49% - 25.49% Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Credit Card Balance Transfer	-	12.49%
Details Regular APR: 12.49% - 25.49% Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%
Credit Card Cash Advance	-	12.49%
Details Regular APR: 12.49% - 25.49% Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Achieva Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	11.00%
Details As Low As Last Updated 03/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.90%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Achieva Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Achieva Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Achieva Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Achieva Credit Union

Website https://www.achievacu.com

Address 1659 Achieva Way, Dunedin, FL 34698 7405

Phone 727-431-7680

Fax

President Janet Cantees

CEO Eric Jenkins

Full-Time Employees 530

Part-Time Employees 35

Branch Locations 28

ATM Locations 26

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.90%

Return on Assets (ROA)

0.6684%

Return on Equity (ROE)

6.5833%

Non-Performing Loans Ratio (NPL)

0.25%

Total Assets

3,012,814,054

Total Amount of Shares and Deposits

2,715,711,089

Total Shares and Deposits < 1 Year

2,654,504,272

Total Shares and Deposits 1 3 Years

52,074,393

Total Shares and Deposits > 3 Years

9,132,423

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

221,642,651

Total Uninsured Shares and Deposits > $250K (F+J)

221,642,651

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,494,068,438

Total Interest Expense (Sum of items 6 8)

33,958,218

Share Certificates

19,323

Number of Accounts for Share Drafts

109,201

IRA KEOGH Accounts

7,137

Number of Accounts for Regular Shares

256,407

All other shares

956

Non Member Deposits

Money Market Shares

5,218

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

131,627,930

Total Liabilities

2,758,455,582

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

ziIr

★★★★★

December 17, 2025

UbKN

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Achieva Credit Union

Frequently Asked Questions About Achieva Credit Union

Is Achieva Credit Union a safe place to deposit money?

Yes, Achieva Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8955892422554%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Achieva Credit Union operate?

Achieva Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Achieva Credit Union?

Yes, to access services at Achieva Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Achieva Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Achieva Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Achieva Credit Union offer online and mobile banking?

Most modern institutions like Achieva Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.achievacu.com.

Current Achieva Credit Union Rates

12-Month CD3.40%
18-Month CD3.15%
24-Month CD3.55%
60-Month CD1.75%
Savings0.05%
MMA1.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Achieva Credit Union Rates & Review March 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Achieva Credit Union Texas Ratio

Achieva Credit Union CD Rates

Achieva Credit Union Savings Rates

Achieva Credit Union Money Market Rates

Achieva Credit Union Checking Rates

Achieva Credit Union Mortgage Rates

Achieva Credit Union Home Equity & HELOC

Achieva Credit Union Auto Loan Rates

Achieva Credit Union Credit Card Rates

Achieva Credit Union Personal Loan Rates

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Customer Reviews

Frequently Asked Questions About Achieva Credit Union

Is Achieva Credit Union a safe place to deposit money?

How many branches does Achieva Credit Union operate?

Is a member application needed to join Achieva Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Achieva Credit Union offer online and mobile banking?

Current Achieva Credit Union Rates

Compare to Other Credit Unions