What are the current interest rates at Achieva Credit Union?

Current rates for Achieva Credit Union include: 12-Month CD: 3.40%, 18-Month CD: 3.75%, 24-Month CD: 3.75%, 60-Month CD: 3.65%, Savings: 0.05%, MMA: 1.30%

MonitorBankRates

☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Credit Unions›
Achieva Credit Union

iAdvertiser Disclosure

Achieva Credit Union Rates & Review September 2026

Q: How many branches does Achieva Credit Union operate?

Achieva Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Achieva Credit Union?

Yes, to access services at Achieva Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Achieva Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Achieva Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

Achieva Credit Union's 13 month CD Special rates are at 4.35%, Business 13 month CD Special rates are at 4.35%, 6 month IRA CD rates are at 4.10%, 6 month IRA CD rates are at 4.05%, 6 month CD rates are at 4.00%. Achieva Credit Union's savings rates are at 0.05%. Achieva Credit Union's money market rates are at 1.30%. Achieva Credit Union's 15 Year Fixed Rate rates are at 6.12%, Mortgage Rates - 10/1 ARM (Jumbo) rates are at 6.38%, Mortgage Rates - 10/1 ARM rates are at 6.50%, Mortgage Rates - 5/1 ARM rates are at 6.12%, 30 Year Fixed Rate Jumbo rates are at 6.62%. Achieva Credit Union's Auto Loan Rates are as low as 4.75%. Achieva Credit Union's Credit Card Rates are at 13.74%. MonitorBankRates evaluates the financial stability of Achieva Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.29%. Rates last updated and verified on 09/21/2026.

Achieva Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Achieva Credit Union? Share your experience about Achieva Credit Union by leaving a review below, or read customer reviews before you decide to use Achieva Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.29%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Achieva Credit Union
Center Court

1659 Achieva Way
Dunedin, FL 34698-7405

https://www.achievacu.com

Achieva Credit Union CD Rates

Product	Rate	APY	Term
13 month CD Special	4.27%	4.35%	13 month
Min Balance $10,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 13 month CD Special	4.27%	4.35%	13 month
Min Balance $10,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month IRA CD	4.03%	4.10%	6 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month IRA CD	3.98%	4.05%	6 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month CD	3.93%	4.00%	6 month
Min Balance $100,000 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month CD	3.93%	4.00%	6 month CD
Min Balance $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 Month HSA CD	3.93%	4.00%	6 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month IRA CD	3.93%	4.00%	6 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 6 month CD	3.93%	4.00%	6 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month CD	3.88%	3.95%	6 month
Min Balance $25,000 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month CD	3.88%	3.95%	6 month CD
Min Balance $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 Month HSA CD	3.88%	3.95%	6 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 6 month CD	3.88%	3.95%	6 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month CD	3.83%	3.90%	6 month
Min Balance $500 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 month CD	3.83%	3.90%	6 month CD
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
6 Month HSA CD	3.83%	3.90%	6 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 6 month CD	3.83%	3.90%	6 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
18 month IRA CD	3.78%	3.85%	18 month
Min Balance $500 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
18 month IRA CD	3.78%	3.85%	18 month
Min Balance $25,000 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
18 month IRA CD	3.78%	3.85%	18 month
Min Balance $100,000 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month IRA CD	3.78%	3.85%	24 month IRA CD
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month IRA CD	3.78%	3.85%	24 month IRA CD
Min Balance $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month IRA CD	3.78%	3.85%	24 month IRA CD
Min Balance $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month IRA CD	3.78%	3.85%	24 month
Min Balance $500 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month IRA CD	3.78%	3.85%	24 month
Min Balance $25,000 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month IRA CD	3.78%	3.85%	24 month
Min Balance $100,000 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month IRA CD	3.78%	3.85%	60 month IRA CD
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month IRA CD	3.78%	3.85%	60 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month IRA CD	3.74%	3.80%	60 month IRA CD
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month IRA CD	3.74%	3.80%	60 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
11 Month Add on HSA Certificate	3.69%	3.75%	11 Month
Min Balance $100 Details Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
18 month CD	3.69%	3.75%	18 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
18 month CD	3.69%	3.75%	18 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
18 month CD	3.69%	3.75%	18 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month CD	3.69%	3.75%	24 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month CD	3.69%	3.75%	24 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month CD	3.69%	3.75%	24 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month CD	3.69%	3.75%	24 month CD
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month CD	3.69%	3.75%	24 month CD
Min Balance $25,000 Details Balance: $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
24 month CD	3.69%	3.75%	24 month CD
Min Balance $100,000 Details Balance: $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
48 month IRA CD	3.69%	3.75%	48 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month CD	3.69%	3.75%	60 month CD
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month CD	3.69%	3.75%	60 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month IRA CD	3.69%	3.75%	60 month IRA CD
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month IRA CD	3.69%	3.75%	60 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 18 month CD	3.69%	3.75%	18 month CD
Min Balance $500 Details Balance: $500; Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 18 month CD	3.69%	3.75%	18 month CD
Min Balance $25,000 Details Balance: $25,000; Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 18 month CD	3.69%	3.75%	18 month CD
Min Balance $100,000 Details Balance: $100,000; Call 800.593.2274 or visit a branch to open your CD and start saving today. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 24 month CD	3.69%	3.75%	24 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 24 month CD	3.69%	3.75%	24 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 24 month CD	3.69%	3.75%	24 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 60 month CD	3.69%	3.75%	60 month CD
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month IRA CD	3.64%	3.70%	12 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
48 month IRA CD	3.64%	3.70%	48 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month CD	3.64%	3.70%	60 month CD
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month CD	3.64%	3.70%	60 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 60 month CD	3.64%	3.70%	60 month CD
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month IRA CD	3.59%	3.65%	36 month
Min Balance $100,000 Details Balance: $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month IRA CD	3.59%	3.65%	36 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
48 month CD	3.59%	3.65%	48 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
48 month IRA CD	3.59%	3.65%	48 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month CD	3.59%	3.65%	60 month CD
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
60 month CD	3.59%	3.65%	60 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 48 month CD	3.59%	3.65%	48 month CD
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 60 month CD	3.59%	3.65%	60 month CD
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month CD	3.54%	3.60%	12 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month HSA CD	3.54%	3.60%	12 months
Min Balance $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month IRA CD	3.54%	3.60%	12 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month IRA CD	3.54%	3.60%	36 month
Min Balance $25,000 Details Balance: $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month IRA CD	3.54%	3.60%	36 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
48 month CD	3.54%	3.60%	48 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month IRA CD	3.54%	3.60%	9 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 12 month CD	3.54%	3.60%	12 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 48 month CD	3.54%	3.60%	48 month CD
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month CD	3.49%	3.55%	36 month CD
Min Balance $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month IRA CD	3.49%	3.55%	36 month
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month IRA CD	3.49%	3.55%	36 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
48 month CD	3.49%	3.55%	48 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 48 month CD	3.49%	3.55%	48 month CD
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month CD	3.45%	3.50%	12 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month HSA CD	3.45%	3.50%	12 months
Min Balance $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month IRA CD	3.45%	3.50%	12 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month CD	3.45%	3.50%	36 month CD
Min Balance $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month CD	3.45%	3.50%	9 month CD
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month HSA CD	3.45%	3.50%	9 month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month IRA CD	3.45%	3.50%	9 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 12 month CD	3.45%	3.50%	12 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 9 month CD	3.45%	3.50%	9 month CD
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
36 month CD	3.40%	3.45%	36 month CD
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 36 month CD	3.40%	3.45%	36 month CD
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month CD	3.35%	3.40%	12 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
12 month HSA CD	3.35%	3.40%	12 months
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month CD	3.35%	3.40%	9 month CD
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month HSA CD	3.35%	3.40%	9 month
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month IRA CD	3.35%	3.40%	9 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 12 month CD	3.35%	3.40%	12 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 9 month CD	3.35%	3.40%	9 month CD
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 36 month CD	3.30%	3.35%	36 month CD
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month CD	3.25%	3.30%	9 month CD
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
9 month HSA CD	3.25%	3.30%	9 month
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 9 month CD	3.25%	3.30%	9 month CD
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 36 month CD	3.20%	3.25%	36 month CD
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
3 month CD	2.37%	2.40%	3 months
Min Balance $500 Details Balance: $500 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
3 month CD	2.37%	2.40%	3 months
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
3 month CD	2.37%	2.40%	3 months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 3 month CD	2.37%	2.40%	3 month
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 3 month CD	2.37%	2.40%	3 month
Min Balance $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business 3 month CD	2.37%	2.40%	3 month
Min Balance $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Savings Rates

Product	Rate	APY
Premium Savings Account	1.34%	1.35%
Min Balance $250,000 Details Balance: $250,000 plus Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premium Savings Account	1.05%	1.05%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premium Savings Account	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premium Savings Account	0.50%	0.50%
Min Balance $1 Details Balance: $1.00 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
IRA Savings	0.30%	0.30%
Min Balance $50,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
IRA Savings	0.20%	0.20%
Min Balance $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Health Savings Account (HSA)	0.18%	0.18%
Min Balance $1 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Savings	0.10%	0.10%
Min Balance $1 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
IRA Savings	0.10%	0.10%
Min Balance $1 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Simply Savings	0.05%	0.05%
Min Balance $1 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Money Market Rates

Product	Rate	APY
Indexed Money Market Account	2.77%	2.81%
Min Balance $250,000 Details Balance: $250,000 and over; Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Indexed Money Market Account	2.59%	2.63%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.52%	2.55%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.47%	2.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.42%	2.45%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Money Market	2.37%	2.40%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.37%	2.40%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.33%	2.35%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - ACP/ACPP with Direct Deposit	2.28%	2.30%
Min Balance $2,000 Details Balance: $2,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Indexed Money Market Account	1.86%	1.88%
Min Balance $10,000 Details Balance: $10,000 - $99,999.99; Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Money Market	1.79%	1.80%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 4	1.74%	1.75%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Money Market	1.69%	1.70%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 3	1.59%	1.60%
Min Balance $250,000 Details Member of 15-24 years; Balance: $250,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 4	1.59%	1.60%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 2	1.44%	1.45%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 3	1.44%	1.45%
Min Balance $150,000 Details Member of 15-24 years; Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 1	1.29%	1.30%
Min Balance $250,000 Details Member of 0-5 years; Balance: $250,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 2	1.29%	1.30%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Money Market	1.24%	1.25%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 4	1.19%	1.20%
Min Balance $75,000 Details Balance: $75,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 1	1.14%	1.15%
Min Balance $150,000 Details Member of 0-5 years; Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 4	1.14%	1.15%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 3	1.14%	1.14%
Min Balance $75,000 Details Member of 15-24 years; Balance: $75,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 2	1.09%	1.10%
Min Balance $75,000 Details Balance: $75,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 3	1.09%	1.10%
Min Balance $25,000 Details Member of 15-24 years; Balance: $25,000 - $74,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 1	1.05%	1.05%
Min Balance $75,000 Details Member of 0-5 years; Balance: $75,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 2	1.05%	1.05%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Relationship Money Market Tier 1	1.00%	1.00%
Min Balance $25,000 Details Member of 0-5 years; Balance: $25,000 - $74,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Money Market	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Money Market	0.65%	0.65%
Min Balance $5,000 Details Balance: $5,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Account	0.55%	0.55%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Account	0.50%	0.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Account	0.45%	0.45%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Account	0.40%	0.40%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Account	0.35%	0.35%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Account	0.30%	0.30%
Min Balance $2,000 Details Balance: $2,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Checking Rates

Product	Rate	APY
Business IOTA Checking	2.67%	2.70%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Achieva Checking Platinum Plus Account	2.47%	2.50%
Min Balance $1 Details Balance: $1.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.54%	1.55%
Min Balance $1,000,000 Details Balance: $1,000,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.49%	1.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.44%	1.45%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.39%	1.40%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.34%	1.35%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Premier Money Market Plus - Achieva Checking with Direct Deposit	1.29%	1.30%
Min Balance $2,000 Details Balance: $2,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Achieva Checking Plus Account (ACP)	1.00%	1.00%
Min Balance $1 Details Balance: $1.00 - $14,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Achieva Checking Platinum Plus Account	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 plus Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Achieva Checking Plus Account (ACP)	0.10%	0.10%
Min Balance $15,000 Details Balance: $15,000 plus Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Business Performance Interest Checking	0.10%	0.10%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Fixed Rate	6.13%	0.0%	6.28%	15 Year Fixed Rate
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Mortgage Rates - 10/1 ARM (Jumbo)	6.38%	0.0%	6.52%	10/1 ARM (Jumbo)
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Mortgage Rates - 10/1 ARM	6.50%	0.0%	6.54%	10/1 ARM
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Mortgage Rates - 5/1 ARM	6.13%	0.0%	6.59%	5/1 ARM
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
30 Year Fixed Rate Jumbo	6.63%	0.0%	6.65%	30 Year
Details Term: 30 Year Fixed Rate Jumbo Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Mortgage Rates - 5/1 ARM (Jumbo)	6.13%	0.0%	6.68%	5/1 ARM (Jumbo)
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
30 Year Fixed Rate	6.63%	0.0%	6.72%	30 Year Fixed Rate
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
3/1 Vacant Land Loan	6.38%	0.0%	6.79%	3/1 Vacant Land Loan
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Mortgage Rates - 10/1 Arm 100% HomeStart	6.75%	0.0%	6.84%	10 years
Details Term: 10/1 Arm 100% HomeStart Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
30 Year Fixed 100% HomeStart	6.88%	0.0%	6.97%	30 Year
Details Term: 30 Year Fixed 100% HomeStart Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	6.65%	15-year
Details Second position home equity loan of $50,000. Rates vary, are subject to change and are based on an evaluation of various factors which will be disclosed to you at final approval. Average closing costs for loan amounts of up to $50,000, range from $1360 to $3630. On a 15-year loan of $50,000 at 6.649% APR, the estimated monthly payment would be $432.13. Payment amount does not include taxes and insurance premiums; the actual payment obligation will be greater. Contact your tax advisor for tax implications. Property insurance is required. Minimum loan amount is $10,000. As of 6/23/2026. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Home Equity Line	6.75%	-	6.75%	180 Months
Details As Low As; Variable Introductory APR Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Home Equity Line - Interest Only	7.00%	-	7.00%	180 Months
Details As Low As; Variable Introductory APR Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New and Used Auto	-	-	4.75%
Details APR as low as Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
New and Used Golf Cart Loan	-	5.75%
Details Call 727.431.7690 - visit a branch or APPLY TODAY to start enjoying your Golf Cart. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Boat/RV & Camper Loan	-	6.75%
Details New & Used Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
New & Used Boat/RV & Camper Loan	-	6.75%
Details Fixed APR as low as Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
New and Used Motorcycle Loan	-	6.75%
Details Call 727.431.7690 - visit a branch or APPLY TODAY to start enjoying the freedom of your new motorcycle. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Jet Ski, ATV, UTV Loan	-	8.75%
Details As Low As; Call 727.431.7690 - visit a branch or APPLY TODAY to start enjoying your Recreational Vehicle. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Credit Card Rates

Product	Rate	APR
Credit Card	-	13.74%
Details Intro APR: 0.0% for 9 billing cycles; Introductory APR for Purchase Transactions; Rate applies through your first 9 billing cycles. After that, your Standard APR of 13.74% to 22.74% will apply, based on your creditworthiness and will vary with the market based on the Prime Rate. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Credit Card	-	22.74%
Details Standard APR for Balance Transfers and Cash Advances; will vary with the market based on the Prime Rate. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Achieva Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Balance Transfers and Cash Advances Loan	-	-	22.74%
Details Standard APR for Balance Transfers and Cash Advances; will vary with the market based on the Prime Rate. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Purchase Transactions Loan	-	-	13.74%	9 billing cycles
Details Published APR range: 13.74% to 22.74%. Introductory APR for Purchase Transactions; Rate applies through your first 9 billing cycles. After that, your Standard APR will apply, based on your creditworthiness and will vary with the market based on the Prime Rate. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Achieva Credit Union’s Texas Ratio rose from 0.72% in Q2 2023 to 2.29% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$3.2B	2.29%	5.0	A+
December 31, 2025	$3.1B	1.74%	5.0	A+
September 30, 2025	$3.0B	1.78%	5.0	A+
June 30, 2025	$3.0B	2.02%	5.0	A+
March 31, 2025	$3.0B	1.55%	5.0	A+
December 31, 2024	$2.9B	3.12%	5.0	A+
September 30, 2024	$2.9B	1.43%	5.0	A+
June 30, 2024	$2.9B	0.93%	5.0	A+
March 31, 2024	$2.9B	1.18%	5.0	A+
December 31, 2023	$2.8B	1.66%	5.0	A+
September 30, 2023	$2.8B	1.17%	5.0	A+
June 30, 2023	$2.8B	0.72%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Achieva Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Achieva Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Achieva Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Achieva Credit Union

Website https://www.achievacu.com

Address 1659 Achieva Way, Dunedin, FL 34698-7405

Phone 727-431-7680

Fax

President Janet Cantees

CEO Eric Jenkins

Full-Time Employees 544

Part-Time Employees 36

Branch Locations 28

ATM Locations 26

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.29%

Return on Assets (ROA)

0.2148%

Return on Equity (ROE)

2.1532%

Non-Performing Loans Ratio (NPL)

0.32%

Total Assets

3,150,395,329

Total Amount of Shares and Deposits

2,841,726,099

Total Shares and Deposits < 1 Year

2,594,578,492

Total Shares and Deposits 1 3 Years

242,071,731

Total Shares and Deposits > 3 Years

5,075,876

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

234,918,951

Total Uninsured Shares and Deposits > $250K (F+J)

234,918,951

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,606,807,148

Total Interest Expense (Sum of items 6 8)

11,710,586

Share Certificates

20,030

Number of Accounts for Share Drafts

110,892

IRA KEOGH Accounts

7,020

Number of Accounts for Regular Shares

264,420

All other shares

1,117

Non Member Deposits

Money Market Shares

5,119

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

143,142,463

Total Liabilities

2,885,541,418

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Achieva Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/achieva-credit-union-rates-review-60087">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Achieva Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Achieva Credit Union

Frequently Asked Questions About Achieva Credit Union

How many branches does Achieva Credit Union operate?

Achieva Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Achieva Credit Union?

Yes, to access services at Achieva Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Achieva Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Achieva Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Achieva Credit Union offer online and mobile banking?

Most modern institutions like Achieva Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.achievacu.com.

Current Achieva Credit Union Rates

12-Month CD3.40%
18-Month CD3.75%
24-Month CD3.75%
60-Month CD3.65%
Savings0.05%
MMA1.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Achieva Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Achieva Credit Union Texas Ratio

Achieva Credit Union Health Trend

Achieva Credit Union CD Rates

Achieva Credit Union Savings Rates

Achieva Credit Union Money Market Rates

Achieva Credit Union Checking Rates

Achieva Credit Union Mortgage Rates

Achieva Credit Union Home Equity & HELOC

Achieva Credit Union Auto Loan Rates

Achieva Credit Union RV, Boat and Powersport Loan Rates

Achieva Credit Union Credit Card Rates

Achieva Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Achieva Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Achieva Credit Union

How many branches does Achieva Credit Union operate?

Is a member application needed to join Achieva Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Achieva Credit Union offer online and mobile banking?

Current Achieva Credit Union Rates

Compare to Other Credit Unions