|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Patriot Equity Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Patriot Equity Credit Union's CD - 36 Month rates are at 1.26%, CD - 24 Month rates are at 1.10%, CD - 18 Month rates are at 0.90%, CD - 12 Month rates are at 0.70%, CD - 6 Month rates are at 0.60%. Patriot Equity Credit Union's savings rates are at 0.50%. Patriot Equity Credit Union's money market rates are at 1.75%. Patriot Equity Credit Union's Personal Loan Rates are as low as 9.99%. Patriot Equity Credit Union's CD rates are 71% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Patriot Equity Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.49%. Rates last updated and verified on 10/29/2026. Patriot Equity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Patriot Equity Credit Union? Share your experience about Patriot Equity Credit Union by leaving a review below, or read customer reviews before you decide to use Patriot Equity Credit Union. Patriot Equity Credit Union
Patriot Equity Credit Union 1450 Union University Dr
https://www.pecujax.org Jackson, TN 38305  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Patriot Equity Credit Union CD Rates
Patriot Equity Credit Union Savings Rates
Patriot Equity Credit Union Money Market Rates
Patriot Equity Credit Union Home Equity & HELOC
Patriot Equity Credit Union Auto Loan Rates
Patriot Equity Credit Union RV, Boat and Powersport Loan Rates
Patriot Equity Credit Union Personal Loan Rates
Patriot Equity Credit Union Other Rates
Financial Health HistoryPatriot Equity Credit Union’s Texas Ratio fell from 23.35% in Q3 2023 to 12.49% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.3 to 5.0 and its Health Grade from B- to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Patriot Equity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Patriot Equity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Patriot Equity Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Patriot Equity Credit Union
Website
https://www.pecujax.org
Address
1450 Union University Dr,
Jackson, TN 38305
Phone
731-668-1155
Fax
731-668-3673
President
Matthew Denton
CEO
Lisa Adamiak
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.49%
Return on Assets (ROA)
0.0175%
Return on Equity (ROE)
0.1627%
Non-Performing Loans Ratio (NPL)
2.92%
Total Assets
33,041,124
Total Amount of Shares and Deposits
29,302,141
Total Shares and Deposits < 1 Year
29,222,928
Total Shares and Deposits 1 3 Years
79,214
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,978,416
Total Uninsured Shares and Deposits > $250K (F+J)
2,978,416
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,323,725
Total Interest Expense (Sum of items 6 8)
201,818
Share Certificates
142
Number of Accounts for Share Drafts
976
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
2,182
Money Market Shares
15
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,753,768
Total Liabilities
29,485,993
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Patriot Equity Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Patriot Equity Credit Union
Frequently Asked Questions About Patriot Equity Credit UnionDoes Patriot Equity Credit Union offer CDs?Yes. Patriot Equity Credit Union current CD rates include its CD - 36 Month at 1.26% APY, its CD - 24 Month at 1.10% APY and its CD - 18 Month at 0.90% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Patriot Equity Credit Union NCUA insured?Yes. Patriot Equity Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Patriot Equity Credit Union?The highest Patriot Equity Credit Union CD rate is its CD - 13 Month Special at 3.80% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Patriot Equity Credit Union offer?Patriot Equity Credit Union CD rates are 0.60% APY for a 6 month CD, 0.70% APY for a 12 month CD, 0.90% APY for an 18 month CD, 1.10% APY for a 2 year CD and 1.26% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Patriot Equity Credit Union for its full lineup. What is the highest savings rate at Patriot Equity Credit Union?The highest Patriot Equity Credit Union savings rate is its IRA Savings at 0.50% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Patriot Equity Credit Union?The highest Patriot Equity Credit Union money market rate is its Money Market Accounts at 1.75% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Patriot Equity Credit Union?The lowest Patriot Equity Credit Union auto loan rate is its Auto Loans - New Autos at 4.49% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Patriot Equity Credit Union?The lowest Patriot Equity Credit Union personal loan rate is its Personal Unsecured Loan at 9.99% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Patriot Equity Credit Union operate?Patriot Equity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Patriot Equity Credit Union?Yes, to access services at Patriot Equity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Patriot Equity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Patriot Equity Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Patriot Equity Credit Union offer online and mobile banking?Most modern institutions like Patriot Equity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pecujax.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Patriot Equity Credit Union rates compare?Patriot Equity Credit Union's CD rates are 71% lower than the MonitorBankRates national average, and it has an A health rating. Patriot Equity Credit Union's top rates are its CD - 13 Month Special at 3.80% APY, its IRA Savings at 0.50% APY, its Money Market Accounts at 1.75% APY and its Personal Unsecured Loan at 9.99% APR, verified by MonitorBankRates on October 29, 2026. Current Patriot Equity Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
ST Bernard Parish School Board Emp Credit Union
Scurry County School Federal Credit Union
Employees Choice Federal Credit Union
Northridge Community Credit Union
West Side Baptist Church Federal Credit Union
Members1st Community Credit Union
National Police Federal Credit Union
New Century Federal Credit Union
Sweet Home Federal Credit Union
Mesquite Credit Union
Elektra Federal Credit Union
U S #1364 Federal Credit Union
Washington County Teachers Federal Credit Union
Financial Security Credit Union
Meadowland Credit Union
Tribe Federal Credit Union
Proponent Federal Credit Union
Rolling F Credit Union
Erie Community Credit Union
Dakota West Credit Union
Harvester Financial Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
