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CAHP Credit Union Rates & Review March 2026

CAHP Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of CAHP Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.58%. Rates were last updated on 03/29/2026.

CAHP Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CAHP Credit Union? Share your experience about CAHP Credit Union by leaving a review below, or read customer reviews before you decide to use CAHP Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.58%
Excellent Lower than avg
CAHP Credit Union
Main Office
2843 Manlove Rd
Sacramento, CA 95826 3248
https://cahpcu.org
Member NCUA

CAHP Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99%
Details As Low As; Please call for current rates.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

CAHP Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa - 13.49%
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
PORAC PLATINUM VISA - 13.49%
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Premier Visa - 16.49%
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CAHP Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CAHP Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CAHP Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CAHP Credit Union
Address 2843 Manlove Rd, Sacramento, CA 95826 3248
Phone 916-362-4191
Fax 916-362-1399
President Paul Duran
CEO Audrey Pappas
Full-Time Employees 35
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.58%
Return on Assets (ROA)
0.6345%
Return on Equity (ROE)
7.1841%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
382,598,719
Total Amount of Shares and Deposits
346,142,941
Total Shares and Deposits < 1 Year
335,131,031
Total Shares and Deposits 1 3 Years
10,983,521
Total Shares and Deposits > 3 Years
28,389
Total Interest Expense (Sum of items 6 8)
5,716,070
Share Certificates
3,009
Number of Accounts for Share Drafts
13,514
IRA KEOGH Accounts
102
Number of Accounts for Regular Shares
24,066
Non Member Deposits
1
Money Market Shares
439
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,494,930
Total Liabilities
348,807,362
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About CAHP Credit Union

Is CAHP Credit Union a safe place to deposit money?

Yes, CAHP Credit Union is considered a safe financial institution. With a Texas Ratio of 0.58287093945354%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does CAHP Credit Union operate?

CAHP Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CAHP Credit Union?

Yes, to access services at CAHP Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CAHP Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CAHP Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CAHP Credit Union offer online and mobile banking?

Most modern institutions like CAHP Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cahpcu.org.