New Millennium Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.40% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 29.99%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. New Millennium Bank's 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.75%, 24-Month CD rates are at 3.50%, 60-Month CD rates are at 2.00%, 48-Month CD rates are at 2.00%. New Millennium Bank's savings rates are at 2.00%. New Millennium Bank's money market rates are at 1.75%.

New Millennium Bank

To see how these rates compare to New Millennium Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from New Millennium Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with New Millennium Bank CD rates. You can also compare New Millennium Bank savings rates, MMA rates and mortgage rates using our other rate lists.

New Millennium Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Millennium Bank? Share your experience about New Millennium Bank by leaving a review below, or read customer reviews before you decide to use New Millennium Bank.

New Millennium Bank Texas Ratio

New Millennium Bank's Texas Ratio is at 3.12%, which is considered excellent. The Texas Ratio for New Millennium Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, New Millennium Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
3.75%
24-Month CD
3.50%
36-Month CD
2.00%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
2.00%
MMA
1.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
New Millennium Bank
222 Bridge Plz S
Fort Lee, NJ 07024
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

New Millennium Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
New Millennium Bank
New Millennium Bank
12-Month CD
4.00%
$500
New Millennium Bank
New Millennium Bank
18-Month CD
3.75%
$500
New Millennium Bank
New Millennium Bank
24-Month CD
3.50%
$500
New Millennium Bank
New Millennium Bank
60-Month CD
2.00%
$500
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
New Millennium Bank
New Millennium Bank
36-Month CD
2.00%
$500
New Millennium Bank
New Millennium Bank
Super Savings
2.00%
$10,000
New Millennium Bank
New Millennium Bank
Money Market
1.75%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare New Millennium Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farm Bureau Bank FSB
Farm Bureau Bank FSB
36-Month CD
4.10%
$1,000
Wells River Savings Bank
Wells River Savings Bank
12-Month CD
4.07%
$200
Crest Savings Bank
Crest Savings Bank
Money Market
4.00%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
4.00%
$1,000
Parke Bank
Parke Bank
12-Month CD
4.00%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
High-Yield Checking
4.00%
$0
Thayer County Bank
Thayer County Bank
6-Month CD
3.60%
$2,500
GCSB Swayzee, IN
GCSB Swayzee, IN
36-Month CD
3.55%
$1,000
NBT Financial Bank
NBT Financial Bank
12-Month CD (Jumbo)
3.55%
$250,000
Cornhusker Bank
Cornhusker Bank
36-Month CD
3.55%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
17-Month CD
3.50%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
36-Month CD (Bump-Up)
3.20%
$1,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Super NOW Checking
3.00%
$50,000
New Foundation SB
New Foundation SB
18-Month CD
3.00%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
24-Month CD
3.00%
$500
Security Bank USA
Security Bank USA
60-Month CD
2.98%
$500
Coffee County Bank
Coffee County Bank
48-Month CD
2.75%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
36-Month CD
2.55%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
12-Month CD
2.50%
$1,000
Gate City Bank
Gate City Bank
12-Month CD
2.50%
$1,000
Ladysmith Federal S&L
24-Month CD
2.42%
$1,000
North Star Bank
North Star Bank
48-Month CD
2.36%
$500
705 Federal Credit Union
705 Federal Credit Union
48-Month CD
2.02%
$2,500
Westbury Bank
Westbury Bank
12-Month CD
2.00%
$500
FNB of Hope
48-Month CD
1.51%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
6-Month CD
1.50%
$500
Jefferson Security Bank
Jefferson Security Bank
48-Month CD
1.41%
$500
Ascendia Bank
Ascendia Bank
60-Month CD
1.00%
$500
Landmark Credit Union
Landmark Credit Union
6-Month CD
1.00%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
36-Month CD
0.75%
$0
Universal Bank
Universal Bank
36-Month CD
0.60%
$1,000
Ladysmith Federal S&L
Money Market
0.55%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
36-Month CD
0.55%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
NOW Checking
0.50%
$1,000
Landmark Credit Union
Landmark Credit Union
3-Month CD
0.50%
$500
Community Bank Delaware
Community Bank Delaware
18-Month CD
0.40%
$500
Napoleon State Bank
Napoleon State Bank
30-Month CD
0.30%
$500
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
Connection Bank
Connection Bank
Savings
0.15%
$100
Sacramento Deposit Bank
Sacramento Deposit Bank
Savings
0.15%
$50
Nebraska Bank of Commerce
Nebraska Bank of Commerce
Savings
0.10%
$0
Superior Savings Bank
Superior Savings Bank
12-Month CD
0.10%
$500
AVB Bank
AVB Bank
Opportunities Checking
0.05%
$1,500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Savings
0.05%
$10
SSB Scott State Bank
SSB Scott State Bank
Savings
0.05%
$10
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Regular Savings
0.03%
$5
PNC Bank
PNC Bank
60-Month CD
0.02%
$1,000
First County Bank
First County Bank
Savings
0.01%
$1
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 4, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

New Millennium Bank Information

New Millennium Bank
222 Bridge Plz S
Fort Lee, NJ 07024
Bergen
Established Date: 07/19/1999
FDIC Certificate #: 35151
Date of FDIC Deposit Insurance: 07/19/1999
Bank Holding Company: NMB FINANCIAL CORP
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is New Millennium Bank FDIC Insured? Yes
What is New Millennium Bank's Cert number? 35151
What is the maximum amount for insured deposits? $250,000 per holder, per account

New Millennium Bank Financials

Total Assets:
$823,445,000
Total Deposits:
$713,054,000
Equity Capital:
$102,521,000
Domestic Deposits:
$713,054,000
Net Income:
$1,670,000
Return on Assets:
1.0593%
Quarterly Return on Assets:
0.8300%
Pretax Return on Assets:
1.1981%
Pretax Quarterly Return on Assets:
1.2000%
Return on Equity:
11.1900%
Quarterly Return on Equity:
6.5700%
Common Equity Tier 1 Capital Ratio:
17.7849%
Tier 1 Risk-Based Capital Ratio:
17.7849%
Leverage Tier 1 (Core Capital) Ratio:
12.8946%
Total Risk-Based Capital Ratio (YTD):
19.0402%
Total Interest Income (YTD):
5.9377%
 
 
Headquarters:
Fort Lee
FDIC Field Office:
Jamesburg
Regulator:
FDIC
County:
Bergen
# of Offices:
9
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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