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AVB Bank Rates & Review March 2026

AVB Bank's 12-Month Certificates of Deposit (CD) rates are at 2.60%, 18-Month Certificates of Deposit (CD) rates are at 2.60%, 24-Month Certificates of Deposit (CD) rates are at 2.60%, 36-Month Certificates of Deposit (CD) rates are at 2.60%, 48-Month Certificates of Deposit (CD) rates are at 2.60%. AVB Bank's savings rates are at 0.00%. AVB Bank's money market rates are at 0.00%. AVB Bank's Conventional Fixed-Rate Mortgage rates are at 6.00%, Jumbo Loan rates are at 6.88%, FHA Loan rates are at 6.50%. MonitorBankRates evaluates the financial stability of AVB Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.39%. Rates were last updated on 03/25/2026.

AVB Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AVB Bank? Share your experience about AVB Bank by leaving a review below, or read customer reviews before you decide to use AVB Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.39%
Excellent Lower than avg
AVB Bank
322 S Main St
Broken Arrow, OK 74012
https://www.avb.bank
Member FDIC

AVB Bank CD Rates

Product Rate APY Term View More
12-Month Certificates of Deposit (CD) 2.58% 2.60% 12-Month
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
18-Month Certificates of Deposit (CD) 2.58% 2.60% 18-Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
24-Month Certificates of Deposit (CD) 2.58% 2.60% 24-Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
36-Month Certificates of Deposit (CD) 2.58% 2.60% 36-Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
48-Month Certificates of Deposit (CD) 2.58% 2.60% 48-Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
60-Month Certificates of Deposit (CD) 2.58% 2.60% 60-Month
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
182-Day (6-Month) Certificates of Deposit (CD) 2.11% 2.13% 182-Day
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
91-Days (3-Month) Certificates of Deposit (CD) 1.12% 1.12% 91-Days
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

AVB Bank Savings Rates

Product Rate APY View More
Business Savings 0.25% 0.25%
Min Balance $250
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Personal Savings 0.25% 0.25%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Health Savings Account (HSA) 0.12% 0.12%
Min Balance $15,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Health Savings Account (HSA) 0.10% 0.10%
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Health Savings Account (HSA) - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

AVB Bank Money Market Rates

Product Rate APY View More
Business Premium Money Market 0.35% 0.35%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Premium Money Market 0.30% 0.30%
Min Balance $150,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Premium Money Market 0.27% 0.27%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Personal Premium Money Market 0.27% 0.27%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Money Market 0.18% 0.18%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Money Market 0.15% 0.15%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Money Market - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Premium Money Market - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Personal Money Market - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Personal Premium Money Market - 0.00%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

AVB Bank Checking Rates

Product Rate APY View More
Business Interest Checking 0.12% 0.12%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Community Non-Profit Checking 0.12% 0.12%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Interest Checking 0.10% 0.10%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Community Non-Profit Checking 0.10% 0.10%
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Interest Checking 0.05% 0.05%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Community Non-Profit Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Business Interest Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Community Non-Profit Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Opportunities Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

AVB Bank Mortgage Rates

Product Rate Points APR Term View More
Conventional Fixed-Rate Mortgage 6.00% - 6.07% 30-year
Details 30-year term, $100,000 loan amount, fixed rate of 6.00%, as of 3.5.2026, Annual Percentage Rate (APR) of 6.074%, monthly principal and interest payment of $599.55, credit and collateral restrictions may apply, term and rate subject to change.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Jumbo Loan 6.88% - 6.89% 30-year
Details 30-year term, $770,000 loan amount, fixed rate of 6.875% as of 8.6.2024, Annual Percentage Rate (APR) of 6.885%, monthly principal and interest payment of $5,058.35, credit and collateral restrictions may apply, terms and rate subject to change. Other Jumbo mortgage products available, contact any mortgage officer for details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
FHA Loan 6.50% - 7.00% 30-year
Details 30-year term, $100,000 loan amount, fixed rate of 6.50%, as of 8.6.2024, Annual Percentage Rate (APR) of 6.995%, monthly principal and interest payment of $632.07, credit and collateral restrictions may apply, term and rate subject to change.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for AVB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather AVB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AVB Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name AVB Bank
Bank Holding Company ARKANSAS VALLEY BANCSHARES INC
Address 322 S Main St, Broken Arrow, OK 74012  ·  Tulsa
FDIC Certificate # 2326
Established 02/16/1905
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.39%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7658%
Return on Equity (ROE) 9.2600%
Non-Performing Loans (NPL) 0.03%
Total Assets $547,962,000
Total Deposits $477,533,000
Equity Capital $49,977,000
Net Income $5,966,000
Headquarters Broken Arrow
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About AVB Bank

Is AVB Bank a safe place to deposit money?

Yes, AVB Bank is considered a safe financial institution. With a Texas Ratio of 0.38910505836576%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does AVB Bank operate?

AVB Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, AVB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AVB Bank provides members with tools to manage their accounts and build a solid financial history.

Does AVB Bank offer online and mobile banking?

Most modern institutions like AVB Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.avb.bank.

Current AVB Bank Rates

  • 12-Month CD2.60%
  • 18-Month CD2.60%
  • 24-Month CD2.60%
  • 36-Month CD2.60%
  • 48-Month CD2.60%
  • 60-Month CD2.60%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.