USAA Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 2.75% and 3-month CD rates at 0.50%. Current savings rates are at 0.20% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.41%. Credit Card rates are at 9.90%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. USAA Federal Savings Bank's 6-Month CD rates are at 4.90%, 12-Month CD rates are at 4.65%, 18-Month CD rates are at 4.45%, 24-Month CD rates are at 4.25%, 36-Month CD rates are at 2.75%.

USAA Federal Savings Bank

To see how these rates compare to USAA Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USAA Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USAA Federal Savings Bank CD rates. You can also compare USAA Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

USAA Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USAA Federal Savings Bank? Share your experience about USAA Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use USAA Federal Savings Bank.

USAA Federal Savings Bank Texas Ratio

USAA Federal Savings Bank's Texas Ratio is at 15.65%, which is considered excellent. The Texas Ratio for USAA Federal Savings Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, USAA Federal Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.65%
18-Month CD
4.45%
24-Month CD
4.25%
36-Month CD
2.75%
48-Month CD
2.50%
60-Month CD
2.50%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
USAA Federal Savings Bank
10750 Mcdermott Fwy
San Antonio, TX 78288
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

USAA Federal Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
USAA Federal Savings Bank
USAA Federal Savings Bank
6-Month CD
4.90%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
12-Month CD
4.65%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
18-Month CD
4.45%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
24-Month CD
4.25%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
36-Month CD
2.75%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
48-Month CD
2.50%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
60-Month CD
2.50%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare USAA Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
USAlliance Financial
USAlliance Financial
12-Month CD
5.15%
$500
OBC Bank
OBC Bank
9-Month CD
5.12%
$5,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
11-Month CD
4.87%
$500
Adams County Bank
Adams County Bank
6-Month CD
4.84%
$500
The Victory Bank
The Victory Bank
12-Month CD (special)
4.75%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
60-Month CD
4.68%
$1,000
Merrick Bank
Merrick Bank
24-Month CD
4.65%
$25,000
Prime Alliance Bank
Prime Alliance Bank
24-Month CD
4.50%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
60-Month CD
4.25%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
6-Month CD
4.11%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
13-Month CD (special)
4.08%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
3-Month CD
4.05%
$1,000
University Federal Credit Union
University Federal Credit Union
3-Month CD
4.00%
$1,000
NBT Financial Bank
NBT Financial Bank
12-Month CD (Jumbo)
3.80%
$250,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
24-Month CD
3.53%
$500
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
24-Month CD
3.51%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
18-Month CD
3.45%
$1,500
Gate City Bank
Gate City Bank
Business Money Market
3.25%
$1,000,000
Community State Bank Starke, FL
Community State Bank Starke, FL
18-Month CD
3.05%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
60-Month CD
2.75%
$2,500
Acadia Federal Credit Union
Acadia Federal Credit Union
6-Month CD
2.53%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
30-Month CD
2.50%
$2,000
Ashton State Bank
Ashton State Bank
12-Month CD
2.27%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
60-Month CD
2.27%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
24-Month CD
2.25%
$500
Grand Timber Bank
Grand Timber Bank
24-Month CD
2.22%
$500
Castroville State Bank
Castroville State Bank
48-Month CD
2.17%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
48-Month CD
1.60%
$10,000
Bank of Brenham
Bank of Brenham
36-Month CD
1.11%
$1,000
1st Advantage Bank
1st Advantage Bank
Money Market
1.00%
$1,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
Friendship State Bank
36-Month CD
1.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
24-Month CD
0.85%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Savings
0.65%
$25
Hoyne Savings Bank
Hoyne Savings Bank
Money Market
0.50%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
Money Market
0.40%
$250,000
Lone Star Bank
Lone Star Bank
Savings
0.40%
$200
Windsor Federal S&L
Windsor Federal S&L
48-Month CD
0.40%
$1,000
Rolette State Bank
Rolette State Bank
Passbook Savings
0.35%
$100
Bank of New Hampshire
Bank of New Hampshire
60-Month CD
0.35%
$500
FSB Holton, KS
FSB Holton, KS
Money Market
0.30%
$2,500
Greenville National Bank
Greenville National Bank
24-Month CD
0.25%
$1,000
First Jackson Bank
First Jackson Bank
Savings
0.20%
$0
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
36-Month CD
0.20%
$1,000
Industry State Bank
Industry State Bank
Preferred Investment Money Market
0.15%
$1,000
Ulster Savings Bank
Ulster Savings Bank
Smart Savings
0.10%
$250
Alliance Bank IN
Alliance Bank IN
Traditional Savings
0.08%
$300
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Haverhill Bank
Haverhill Bank
Savings Account
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

USAA Federal Savings Bank Information

USAA Federal Savings Bank
10750 Mcdermott Fwy
San Antonio, TX 78288
Bexar
Established Date: 12/30/1983
FDIC Certificate #: 32188
Date of FDIC Deposit Insurance: 12/30/1983
Bank Holding Company: UNITED SERVICES AUTOMOBILE ASSN
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is USAA Federal Savings Bank FDIC Insured? Yes
What is USAA Federal Savings Bank's Cert number? 32188
What is the maximum amount for insured deposits? $250,000 per holder, per account

USAA Federal Savings Bank Financials

Total Assets:
$110,977,000,000
Total Deposits:
$102,832,000,000
Equity Capital:
$2,908,000,000
Domestic Deposits:
$102,832,000,000
Net Income:
$-27,000,000
Return on Assets:
0.2350%
Quarterly Return on Assets:
-0.1000%
Pretax Return on Assets:
-0.1010%
Pretax Quarterly Return on Assets:
-0.1000%
Return on Equity:
4.9800%
Quarterly Return on Equity:
-3.6800%
Common Equity Tier 1 Capital Ratio:
17.4143%
Tier 1 Risk-Based Capital Ratio:
17.9344%
Leverage Tier 1 (Core Capital) Ratio:
8.3763%
Total Risk-Based Capital Ratio (YTD):
19.1883%
Total Interest Income (YTD):
3.7662%
 
 
Headquarters:
San Antonio
FDIC Field Office:
Austin
Regulator:
OCC
County:
Bexar
# of Offices:
1
Metropolitan Statistical Area (MSA):
San Antonio-New Braunfels, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Texas Auto Loan Rates: 5 Year New Auto Loan Rate at 2.99%

Looking for the best Texas auto loan rates? You can search our auto loan rate tables for 3 year new auto loan rates, 4 year new auto loan rates, 5 year new auto loan rates or 4 year used auto loan rates in Texas or any other state. Pentagon Federal Credit Union tops our list of 5 year new auto loans in Texas. Penfed is currently offering 5 year new auto loans at 2.99 percent with no auto loan rate discount.Bank of America's auto loan rate is the second best auto loan rate on our list in Texas. The current rate for a Bank of America 5 year new auto loan is 3.49 percent with no auto loan rate discount.Third on our list of Texas auto loan rates is USAA Federal Savings Bank. USAA is offering 60 month new auto loan rates at 4.13 percent. USAA is also offering a 0.25 rate discount. USAA is also offering new auto loan rates as low as 2.74 percent for their members with an excellent credit history.     Read more...

Explore Other Rate Deals

Future Direction of Mortgage RatesFor the past decade, since the Financial Crisis and Great Recession, mortgage rates have been at or near historical lows. Fixed long term mortgage rates started moving higher in 2018 as economic growth picked up and long term bond yields moved higher. 30-year mortgage rates were nearing 5.00 percent and 15-year mortgage rates were around 4.30 percent.
Investors looking to preserve capital while getting a decent return for their money have been out of luck for the past 6 years. That will change in the coming months because the Federal Reserve will increase their key benchmark interest rate, the federal funds rate.
30 year mortgage rates increased for the third consecutive day after hitting an all-time low this past Friday. Current 30 year mortgage rates are averaging 4.12%, up from yesterday’s average 30 year mortgage rate of 4.07%. 15 year mortgage rates are averaging 3.36%, an increase from yesterday’s average 15 year mortgage rate of 3.31%.

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