USAA Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.30% and 3-month CD rates at 0.05%. Current savings rates are at 4.35% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 7.90%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. USAA Federal Savings Bank's 12-Month CD rates are at 1.80%, 18-Month CD rates are at 1.65%, 24-Month CD rates are at 1.40%, 36-Month CD rates are at 1.30%, 60-Month CD rates are at 1.25%.
To see how these rates compare to USAA Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USAA Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USAA Federal Savings Bank CD rates. You can also compare USAA Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. USAA Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USAA Federal Savings Bank? Share your experience about USAA Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use USAA Federal Savings Bank. USAA Federal Savings Bank Texas Ratio USAA Federal Savings Bank's Texas Ratio is at 14.77%, which is considered excellent. The Texas Ratio for USAA Federal Savings Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, USAA Federal Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
USAA Federal Savings Bank CD Rates and Interest Rates
USAA Federal Savings Bank
12-Month CD
1.80%
$1,000
USAA Federal Savings Bank
18-Month CD
1.65%
$1,000
USAA Federal Savings Bank
24-Month CD
1.40%
$1,000
USAA Federal Savings Bank
36-Month CD
1.30%
$1,000
USAA Federal Savings Bank
48-Month CD
1.25%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare USAA Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates
Oxford Bank
Kasasa Checking
4.85%
$0
Presidential Bank
Advantage Checking
4.62%
$500
Riverside Bank of Dublin
12-Month CD
4.45%
$500
The Corner Stone Bank
6-Month CD
4.40%
$1,000
Merrick Bank
12-Month CD
4.25%
$25,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 25, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. USAA Federal Savings Bank InformationUSAA Federal Savings Bank
1 Norterra DrPhoenix, AZ 85085 Maricopa Established Date: 12/30/1983 FDIC Certificate #: 32188 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: UNITED SERVICES AUTOMOBILE ASSN How Many Domestic U.S. Offices? 1 How Many Branches are There? 2 Website: https://www.usaa.com
Is USAA Federal Savings Bank FDIC Insured? Yes
What is USAA Federal Savings Bank's Cert number? 32188
What is the maximum amount for insured deposits? $250,000 per holder, per account
USAA Federal Savings Bank FinancialsTotal Assets:
$114,029,000,000
Total Deposits:
$100,647,000,000
Equity Capital:
$3,622,000,000
Domestic Deposits:
$100,647,000,000
Net Income:
$-45,000,000
Return on Assets:
-0.0097%
Quarterly Return on Assets:
-0.1600%
Pretax Return on Assets:
-0.1996%
Pretax Quarterly Return on Assets:
-0.2000%
Return on Equity:
-0.3600%
Quarterly Return on Equity:
-4.9300%
Common Equity Tier 1 Capital Ratio:
16.9490%
Tier 1 Risk-Based Capital Ratio:
17.4352%
Leverage Tier 1 (Core Capital) Ratio:
8.8322%
Total Risk-Based Capital Ratio (YTD):
18.6923%
Total Interest Income (YTD):
4.7347%
Headquarters:
Phoenix
FDIC Field Office:
Austin
Regulator:
OCC
County:
Maricopa
# of Offices:
1
Metropolitan Statistical Area (MSA):
Phoenix-Mesa-Chandler, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsNational average savings account rates and money market account rates are low right now. The average savings account rate/MMA rate for account balances of at least $2,500 is averaging only 0.33 percent. Account balances with a minimum of $10,000 are averaging 0.40 percent. Account balances of at least $25,000 earn a rate of 0.46 percent and balances of at least $50,000 earn a rate of 0.51 percent on average.
 30 year mortgage rates and 30 year refinance rates are at 5.04 percent, down slightly from yesterday’s average rate of 5.05 percent. 30 year mortgage rates and refinance rates in Tennessee are higher than the national average. Today's TN 3o year interest rates are averaging 5.06 percent.
Average savings rates increased to 0.49 percent, up from the previous week's average rate of 0.47 percent. A few banks increased their rates this past week which is why the average rate is up 0.02 percent. The best savings account rates this week are at 0.95 percent, maintaining last week's highest rate.
Bank or Credit Union Offers and DealsMortgage Rates and Refinance Rates Lower March 15: 15 Year Conforming Rates Back Under 4.00%Mortgage Rates: 30 Year Mortgage Rates Under 5.00% Mortgage Rates: Current Mortgage Interest Rates @ 4.85%- December 1, 2009 Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57% Mortgage Rates Weekly Report: Short Term Mortgage Rates Tumble as Bond Yields Decline First Internet Bank of Indiana Money Market Account Rates now at 0.80% Mortgage Rates Hit 4 Month Lows and Home Prices Soar in August Refi: A Second Chance to Refi Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29% Mortgage Refinance Rates: 30 Year Refinance Rates now at 4.88% Alternative Bank and Credit Union Offers to ExploreMortgage Rates: Updated May 4thLong Term Mortgage Rates at 4.87% Says Freddie Mortgage Rates: Near Record Low Mortgage Rates Today, 30 Year Mortgage Rates at 4.17% Shopping for the Best Auto Insurance Rates: Liability Auto Insurance Rates CD Rates: Best Interest Rates Available Today at 2.15% APY Fixed Rate Credit Cards: A Bygone Era Mortgage Rates for Thursday, Nov. 19, 2011 Higher Deposit Rates in 2014 or 2015? Home Loan Mortgage Rates Set New Record Lows CD Rates for December 24th, 2019 USAA Federal Savings Bank ReviewsThere are no reviews for USAA Federal Savings Bank yet. Feel free to create one below.
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