USAA Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.71%, 6-month CD rates at 0.25% and 3-month CD rates at 0.50%. Current savings rates are at 0.43% and money market rates are at 1.41%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 17.04%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates. USAA Federal Savings Bank's 12-Month CD rates are at 1.80%, 18-Month CD rates are at 1.65%, 24-Month CD rates are at 1.40%, 36-Month CD rates are at 1.30%, 60-Month CD rates are at 1.25%.
To see how these rates compare to USAA Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USAA Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USAA Federal Savings Bank CD rates. You can also compare USAA Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. USAA Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USAA Federal Savings Bank? Share your experience about USAA Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use USAA Federal Savings Bank. USAA Federal Savings Bank Texas Ratio USAA Federal Savings Bank's Texas Ratio is at 14.77%, which is considered excellent. The Texas Ratio for USAA Federal Savings Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, USAA Federal Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
USAA Federal Savings Bank CD Rates and Interest Rates
USAA Federal Savings Bank
12-Month CD
1.80%
$1,000
USAA Federal Savings Bank
18-Month CD
1.65%
$1,000
USAA Federal Savings Bank
24-Month CD
1.40%
$1,000
USAA Federal Savings Bank
36-Month CD
1.30%
$1,000
USAA Federal Savings Bank
48-Month CD
1.25%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare USAA Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates
CF Bank
6-Month CD
4.25%
$10,000
Citizens Independent Bank
6-Month CD
4.05%
$10,000
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Abington Bank
12-Month CD
3.75%
$1,000
GTE Financial Credit Union
12-Month CD
3.66%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 7, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. USAA Federal Savings Bank InformationUSAA Federal Savings Bank
1 Norterra DrPhoenix, AZ 85085 Maricopa Established Date: 12/30/1983 FDIC Certificate #: 32188 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: UNITED SERVICES AUTOMOBILE ASSN How Many Domestic U.S. Offices? 1 How Many Branches are There? 2 Website: https://www.usaa.com
Is USAA Federal Savings Bank FDIC Insured? Yes
What is USAA Federal Savings Bank's Cert number? 32188
What is the maximum amount for insured deposits? $250,000 per holder, per account
USAA Federal Savings Bank FinancialsTotal Assets:
$114,029,000,000
Total Deposits:
$100,647,000,000
Equity Capital:
$3,622,000,000
Domestic Deposits:
$100,647,000,000
Net Income:
$-45,000,000
Return on Assets:
-0.0097%
Quarterly Return on Assets:
-0.1600%
Pretax Return on Assets:
-0.1996%
Pretax Quarterly Return on Assets:
-0.2000%
Return on Equity:
-0.3600%
Quarterly Return on Equity:
-4.9300%
Common Equity Tier 1 Capital Ratio:
16.9490%
Tier 1 Risk-Based Capital Ratio:
17.4352%
Leverage Tier 1 (Core Capital) Ratio:
8.8322%
Total Risk-Based Capital Ratio (YTD):
18.6923%
Total Interest Income (YTD):
4.7347%
Headquarters:
Phoenix
FDIC Field Office:
Austin
Regulator:
OCC
County:
Maricopa
# of Offices:
1
Metropolitan Statistical Area (MSA):
Phoenix-Mesa-Chandler, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals After four straight quarters of declines in Gross Domestic Product (GDP) the U.S. economy expanded by a healthy 3.5 percent in the third quarter of 2009 according to The Bureau of Economic Analysis.
The lowest auto loan rate on our auto loan rates table in Jacksonville, Florida is from Pentagon Federal Credit Union(PenFed). PenFed's 48 month new auto loan rate is currently at 2.99 percent with zero rate discounts.
TAB Bank 2 Year Jumbo CD rates are now at 1.20 percent with a yield of 1.20 percent. View current 2 Year Jumbo CD rates at TAB Bank below.
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