USAA Federal Savings Bank Rates & Review November 2026

Yes. USAA Federal Savings Bank current CD rates include its 7-Month Standard CD at 2.25% APY, its 1 Year Standard CD at 1.80% APY and its 15-Month Standard CD at 1.70% APY, verified by MonitorBankRates as of November 5, 2026.

Yes. USAA Federal Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

The highest USAA Federal Savings Bank CD rate is its 7-Month Super Jumbo CD at 2.50% APY, verified by MonitorBankRates as of November 5, 2026.

USAA Federal Savings Bank CD rates are 2.25% APY for a 7 month CD, 1.80% APY for a 12 month CD, 1.70% APY for a 15 month CD, 1.65% APY for an 18 month CD, 1.40% APY for a 2 year CD, 0.01% APY for a 3 year CD, 0.01% APY for a 4 year CD and 0.01% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with USAA Federal Savings Bank for its full lineup.

The highest USAA Federal Savings Bank savings rate is its USAA Performance First Savings - Military-Pay Relationship Rate at 0.10% APY, verified by MonitorBankRates as of November 5, 2026.

The highest USAA Federal Savings Bank checking rate is its USAA Classic Checking at 0.01% APY, verified by MonitorBankRates as of November 5, 2026.

The lowest USAA Federal Savings Bank mortgage rate is its VA jumbo purchase loan at 6.00%, verified by MonitorBankRates as of November 5, 2026.

USAA Federal Savings Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Currently, USAA Federal Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

While formal credit repair services are not currently listed, USAA Federal Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Most modern institutions like USAA Federal Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.usaa.com.

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

USAA Federal Savings Bank's top CD rate of 2.50% APY on a 7 month CD is 12% lower than the MonitorBankRates national average of 2.84% APY for that term, and it has a B- health rating. USAA Federal Savings Bank's top rates are its 7-Months 7-Month Super Jumbo CD at 2.50% APY, its USAA Performance First Savings - Military-Pay Relationship Rate at 0.10% APY, its USAA Classic Checking at 0.01% APY and its VA jumbo purchase loan at 6.00%, verified by MonitorBankRates on November 5, 2026.