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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

MyBankingDirect.com Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

MyBankingDirect.com rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not MyBankingDirect.com, and you can see how they compare in the MyBankingDirect.com rate tables below. MonitorBankRates has no FDIC call report data for MyBankingDirect.com (no FDIC certificate on file), so it is not rated. Deposits may be insured through a partner bank; check the institution's own disclosures. Database rates last updated and verified on 09/23/2026.

MyBankingDirect.com money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MyBankingDirect.com? Share your experience about MyBankingDirect.com by leaving a review below, or read customer reviews before you decide to use MyBankingDirect.com.

Overall Health & Safety Grade ?
N/A
Not Rated No current filing
MonitorBankRates Rating ?
N/A
Not Rated No current filing
Texas Ratio ?
N/A
Not Rated No data

Current Rate Availability

We're not currently displaying rates for MyBankingDirect.com, but our database is updated constantly, so check back soon for the latest offers.

Are you with MyBankingDirect.com? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for MyBankingDirect.com is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather MyBankingDirect.com rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MyBankingDirect.com's official website for the most current offers and terms.

Customer Reviews

There are no reviews for MyBankingDirect.com yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
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Frequently Asked Questions About MyBankingDirect.com

How many branches does MyBankingDirect.com operate?

MyBankingDirect.com currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, MyBankingDirect.com does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MyBankingDirect.com provides members with tools to manage their accounts and build a solid financial history.

Does MyBankingDirect.com offer online and mobile banking?

Most modern institutions like MyBankingDirect.com provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mybankingdirect.com.

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