What are the current interest rates at Triangle Credit Union?

Current rates for Triangle Credit Union include: 12-Month CD: 1.00%, 18-Month CD: 1.50%, 24-Month CD: 1.00%, 60-Month CD: 3.25%, Savings: 2.50%, MMA: 2.50%

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Triangle Credit Union Rates & Review October 2026

Item: Triangle Credit Union
Rating: 1
Author: M.King

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Triangle Credit Union's top rates as of October 10, 2026 are 4.35% APY on its Traditional 13 month Special CD, 2.50% APY on savings, 2.50% APY on money market accounts, and personal loans from 11.75% APR, according to rates verified by MonitorBankRates. Other Triangle Credit Union CD rates include Traditional 15 month Special CD at 4.35%, Traditional 18 month Special CD at 4.15%, and Traditional 13 month Special CD at 4.00%. MonitorBankRates evaluates the financial stability of Triangle Credit Union with a 4.9 Star Rating, an A Overall Health Grade, and a Texas Ratio of 4.04%. Rates last updated and verified on 10/10/2026.

Triangle Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Triangle Credit Union? Share your experience about Triangle Credit Union by leaving a review below, or read customer reviews before you decide to use Triangle Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

4.04%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Triangle Credit Union
Franklin Street Branch

33 Franklin St
Nashua, NH 03064

https://trianglecu.org

Customer Reviews

1.0 ★ 1 review

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Triangle Credit Union CD Rates

Product	Rate	APY	Term
Traditional 13 month Special Certificate	4.266%	4.35%	13 Months
Min Deposit $1,000 Details Traditional Certificates & IRAs Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00% Oct 10, 20264.35%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional 15 month Special Certificate	4.266%	4.35%	15 Months
Min Balance $1,000 Details Balance: 15 Months Special Certificate; Traditional Certificates & IRAs Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.35% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional 18 month Special Certificate	4.073%	4.15%	18 Months
Min Balance $1,000 Details Balance: 18 Months Special Certificate; Traditional Certificates & IRAs Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional 13 month Special Certificate	3.928%	4.00%	13 Months
Min Balance $1,000 Details Balance: 13 Months Special Certificate; Traditional Certificates & IRAs Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional 6 month Special Certificate	3.928%	4.00%	6 Months
Min Balance $1,000 Details Balance: 6 Months Special Certificate; Traditional Certificates & IRAs Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional 9 month Special Certificate	3.687%	3.75%	9 Months
Min Balance $1,000 Details Balance: 9 Months Special Certificate; Traditional Certificates & IRAs Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional 30 month Special Certificate	3.445%	3.50%	30 Months
Min Balance $1,000 Details Balance: 30 Months Special Certificate; Traditional Certificates & IRAs Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 3 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
24 - 35 Month Traditional Certificate	3.203%	3.25%	24-35 Months
Min Balance $1,000 Details Balance: 24-35 Months Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
36 - 59 Month Traditional Certificate	3.203%	3.25%	36-59 Months
Min Balance $1,000 Details Balance: 36-59 Months Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
60 Month Traditional Certificate	3.203%	3.25%	60 Months
Min Balance $1,000 Details Balance: 60 Months Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional Certificates & IRAs - 24-35 month	3.203%	3.25%	24-35 months
Min Deposit $1,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.25% APY Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional Certificates & IRAs - 36-59 month	3.203%	3.25%	36-59 months
Min Deposit $1,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.25% APY Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional Certificates & IRAs - 60 month	3.203%	3.25%	60 Months
Min Deposit $1,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 2 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
18 Month Kids/Teen Flex Certificate	1.49%	1.50%	18 Months
Min Deposit $100 Min Balance $100 Details Youth Accounts Flex Certificates are available with a minimum balance of $100.00 and the ability to add deposits of $100 or more during the term of the certificate. Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity). If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plan. You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty. Annual Percentage Yield (APY) is stated as of 11/16/2022 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Terms & Conditions, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000. Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 1.50% APY · checked 4 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
12 - 23 Month Traditional Certificate	0.995%	1.00%	12-23 Months
Min Balance $1,000 Details Balance: 12-23 Months Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
6 - 11 Month Traditional Certificate	0.995%	1.00%	6-11 Months
Min Balance $1,000 Details Balance: 6-11 Months Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional Certificates & IRAs - 12-23 month	0.995%	1.00%	12-23 months
Min Deposit $1,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.00% APY Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Traditional Certificates & IRAs - 6-11 month	0.995%	1.00%	6-11 months
Min Deposit $1,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.00% APY Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Business CD Rates

Product	Rate	APY	Term
18 Month Business Certificates	3.832%	3.90%	18 Months
Min Balance $1,000 Details Minimum balance of $1,000.00. No additional deposits allowed during the term of the Certificates. Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity). If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply. You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty. Rates are subject to change at any time Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
12 Month Business Certificates	3.687%	3.75%	12 Months
Min Balance $1,000 Details Minimum balance of $1,000.00. No additional deposits allowed during the term of the Certificates. Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity). If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply. You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty. Rates are subject to change at any time Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
6 Month Business Certificates	3.687%	3.75%	6 Months
Min Balance $1,000 Details Minimum balance of $1,000.00. No additional deposits allowed during the term of the Certificates. Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity). If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply. You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty. Rates are subject to change at any time Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Savings Rates

Product	Rate	APY
Online Savings	2.472%	2.50%
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Regular Savings	2.472%	2.50%
Min Balance $25 Details APY = Annual Percentage Yield. Rate is accurate as of the date of publication and is subject to change at any time without notice. Dividends are calculated using the daily balance method, compounded daily, and paid monthly. Fees or withdrawals may reduce earnings. Membership eligibility applies. Terms and conditions may apply. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Online Savings	2.227%	2.25%
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Online Savings	1.982%	2.00%
Min Balance $25,000 Details Balance: $25,000-$49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Online Savings	0.549%	0.55%
Min Balance $100 Details Balance: $100-$9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Online Savings	0.549%	0.55%
Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
IRA Savings	0.349%	0.35%
Min Balance $25 Details Balance: $25.00 or more Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Kids Savings	0.25%	0.25%
Min Balance $25 Details Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Terms & Conditions, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Minor & Junior Savings	0.25%	0.25%
Min Balance $25 Details APY is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Health Savings Account (HSA)	0.05%	0.05%
Min Balance $25 Details Balance: $25.00 or more Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Regular Savings	0.05%	0.05%
Min Balance $100 Details Certain Restrictions may apply, refer to Triangle Credit Union's Terms & Conditions, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Business Savings Rates

Product	Rate	APY
Business Online Savings	2.374%	2.40%
Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Business Online Savings	2.276%	2.30%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Business Online Savings	2.129%	2.15%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.15% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Business Online Savings	1.884%	1.90%
Min Balance $100 Details Balance: $100 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Money Market Rates

Product	Rate	APY
Premier Money Market	2.472%	2.50%
Min Balance $100,000 Details Balance: $100,000 or more; Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Premier Money Market	2.227%	2.25%
Min Balance $50,000 Details Balance: $50,000-$99,999.99; Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Premier Money Market	1.982%	2.00%
Min Balance $25,000 Details Balance: $25,000-$49,999.99; Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Money Market	1.094%	1.10%
Min Deposit $500 Min Balance $500,000 Details Balance: $500,000 or more Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.10% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Premier Money Market	0.549%	0.55%
Min Balance $1,000 Details Balance: $1,000-$9,999.99; Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Premier Money Market	0.549%	0.55%
Min Balance $10,000 Details Balance: $10,000-$24,999.99; Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Money Market	0.449%	0.45%
Min Deposit $500 Min Balance $200,000 Details Balance: $200,000-$499,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.45% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Money Market	0.10%	0.10%
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000-$199,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Money Market	0.05%	0.05%
Min Deposit $500 Min Balance $500 Details Balance: $500-$9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Money Market	0.05%	0.05%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000-$49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	2.374%	2.40%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Business Money Market	2.276%	2.30%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Business Money Market	2.129%	2.15%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.15% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Business Money Market	1.884%	1.90%
Min Deposit $100 Min Balance $100 Details Balance: $100 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 5 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New & Used Business Automobile Loans	6.50%	-	6.702%	Up to 36 Months
Details Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.70% APR · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
New & Used Business Automobile Loans	6.625%	-	6.78%	Up to 48 Months
Details Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.78% APR · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
New & Used Business Automobile Loans	6.74%	-	6.866%	Up to 60 Months
Details Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.87% APR · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
New & Used Business Automobile Loans	6.99%	-	7.097%	72 Months
Details Term: 72 Months (Amounts Greater Than $20,000); Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.10% APR · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
New & Used Business Automobile Loans	7.74%	-	7.815%	84 Months
Details Term: 84 Months (Amounts financed Greater Than $25,000); Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.82% APR · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Business Vehicle Equity Loan	9.50%	-	9.629%	up to 60 Months
Details Model Year: 2021 & Newer (90% NADA Value); Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 9.63% APR Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Business Loans	11.754%	60 Months
Details Loan processing charge of $60 included in APR calculation. Additional amounts are available. Please contact the Commercial Loan Department. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 11.75% APR · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
Unsecured Business Loans	12.943%	34-month
Details Up to $10,000; Loan processing charge: $60. Minimum monthly payment based on $10,000 credit limit. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 12.94% APR · checked 6 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Triangle Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
New & Used Construction Equipment & General Business Equipment - 80% Financing (20% Down)	8.49%	-	8.618%	60 Months
Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 8.62% APR · checked 4 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
New & Used Construction Equipment & General Business Equipment - 80% Financing (20% Down)	10.24%	-	10.337%	84 Months
Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 10.34% APR · checked 4 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
New & Used Construction Equipment & General Business Equipment - 80% Financing (20% Down)	10.50%	-	10.572%	120 Months
Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 10.57% APR · checked 4 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%
New & Used Construction Equipment & General Business Equipment - 80% Financing (20% Down)	11.24%	-	11.295%	180 Months
Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 11.30% APR · checked 4 times Institution Ratings 4.9 Star Rating A Health Grade ◈ Texas Ratio: 4.04%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Triangle Credit Union’s Texas Ratio rose from 3.22% in Q3 2023 to 4.04% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$866M	4.04%	5.0	A+
March 31, 2026	$872M	2.57%	5.0	A+
December 31, 2025	$859M	3.94%	5.0	A+
September 30, 2025	$857M	3.94%	5.0	A+
June 30, 2025	$847M	3.87%	5.0	A+
March 31, 2025	$853M	1.66%	5.0	A+
December 31, 2024	$843M	3.01%	5.0	A+
September 30, 2024	$839M	3.54%	5.0	A+
June 30, 2024	$863M	3.32%	5.0	A+
March 31, 2024	$877M	2.38%	5.0	A+
December 31, 2023	$865M	3.73%	5.0	A+
September 30, 2023	$903M	3.22%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Triangle Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Triangle Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Triangle Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Triangle Credit Union

Website https://trianglecu.org

Address 33 Franklin St, Nashua, NH 03064

Phone 603-889-2470

Fax 603-883-7120

President Margo Compagna

CEO Arlan MacKnight

Full-Time Employees 150

Part-Time Employees 7

Branch Locations 8

ATM Locations 9

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.9 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

4.04%

Return on Assets (ROA)

0.3053%

Return on Equity (ROE)

3.4424%

Non-Performing Loans Ratio (NPL)

0.59%

Total Assets

865,738,092

Total Amount of Shares and Deposits

713,270,459

Total Shares and Deposits < 1 Year

683,778,171

Total Shares and Deposits 1 3 Years

25,992,626

Total Shares and Deposits > 3 Years

3,499,663

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

56,914,479

Total Uninsured Shares and Deposits > $250K (F+J)

56,914,479

Total Insured Shares and Deposits > $250K (item 17 less item K)

656,355,980

Total Interest Expense (Sum of items 6 8)

7,242,713

Share Certificates

5,561

Number of Accounts for Share Drafts

29,631

IRA KEOGH Accounts

1,351

Number of Accounts for Regular Shares

62,732

Money Market Shares

927

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

77,592,802

Total Liabilities

792,273,127

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Triangle Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/triangle-credit-union-rates-review-68210">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

M.King

★☆☆☆☆

June 15, 2026

I have been a member at TCU for over 20 years and they have gone down hill so much. They do not care about their members anymore, and treat them so poorly. They took a check of almost $250 2xs out of my account and when I called they told me that they could not release the funds or fix that mistake until Monday. I asked for a manager, expedited it to the on-call Emergency staff which did not answer nor did they call me until Monday. When they did call they let me know that the error was on their end and they would be refunding the money and any fees that occurred in my account due to that error. Which great thanks but I had to go all weekend with out funds due to their error. Staff on the weekend should\'ve been able to fix this or the Emergency on call staff should actually pick up the phone. This is so sad how much they have declined, I will be leaving and moving to a better credit union Asap.

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Want to discuss Triangle Credit Union with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★☆☆☆☆

Total Reviews

Add Your Rating and Review for Triangle Credit Union

Frequently Asked Questions About Triangle Credit Union

How many branches does Triangle Credit Union operate?

Triangle Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Triangle Credit Union?

Yes, to access services at Triangle Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Triangle Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Triangle Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Triangle Credit Union offer online and mobile banking?

Most modern institutions like Triangle Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://trianglecu.org.

Current Triangle Credit Union Rates

12-Month CD1.00%
18-Month CD1.50%
24-Month CD1.00%
60-Month CD3.25%
Savings2.50%
MMA2.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Triangle Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Triangle Credit Union Texas Ratio

Triangle Credit Union Health Trend

Triangle Credit Union CD Rates

Triangle Credit Union Business CD Rates

Triangle Credit Union Savings Rates

Triangle Credit Union Business Savings Rates

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Triangle Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Triangle Credit Union

How many branches does Triangle Credit Union operate?

Is a member application needed to join Triangle Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Triangle Credit Union offer online and mobile banking?

Current Triangle Credit Union Rates

Compare to Other Credit Unions