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iAdvertiser Disclosure
Advertiser Disclosure
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 Triangle Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Triangle Credit Union's Traditional CD - 24-35 month rates are at 3.25%, Traditional CD - 36-59 month rates are at 3.25%, Traditional CD - 60 month rates are at 3.25%, Traditional CD - 12-23 month rates are at 1.00%, Traditional CD - 6-11 month rates are at 1.00%. Triangle Credit Union's savings rates are at 2.50%. Triangle Credit Union's money market rates are at 2.50%. Triangle Credit Union's 30 Year Fixed Mortgage rates are at 7.06%. Triangle Credit Union's Personal Loan Rates are as low as 5.17%. Triangle Credit Union's Credit Card Rates are at 12.94%. Triangle Credit Union's CD rates are 3% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Triangle Credit Union with a 4.9 Star Rating, an A Overall Health Grade, and a Texas Ratio of 4.04%. Rates last updated and verified on 10/30/2026. Triangle Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Triangle Credit Union? Share your experience about Triangle Credit Union by leaving a review below, or read customer reviews before you decide to use Triangle Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Triangle Credit Union CD Rates
Triangle Credit Union Business CD Rates
Triangle Credit Union Savings Rates
Triangle Credit Union Business Savings Rates
Triangle Credit Union Money Market Rates
Triangle Credit Union Business Money Market Rates
Triangle Credit Union Mortgage Rates
Triangle Credit Union Auto Loan Rates
Triangle Credit Union Credit Card Rates
Triangle Credit Union Personal Loan Rates
Triangle Credit Union Other Rates
Financial Health HistoryTriangle Credit Union’s Texas Ratio rose from 3.22% in Q3 2023 to 4.04% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Triangle Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Triangle Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Triangle Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Triangle Credit Union
Website
https://trianglecu.org
Address
33 Franklin St,
Nashua, NH 03064
Phone
603-889-2470
Fax
603-883-7120
President
Margo Compagna
CEO
Arlan MacKnight
Full-Time Employees
150
Part-Time Employees
7
Branch Locations
8
ATM Locations
9
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
4.04%
Return on Assets (ROA)
0.3053%
Return on Equity (ROE)
3.4424%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
865,738,092
Total Amount of Shares and Deposits
713,270,459
Total Shares and Deposits < 1 Year
683,778,171
Total Shares and Deposits 1 3 Years
25,992,626
Total Shares and Deposits > 3 Years
3,499,663
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
56,914,479
Total Uninsured Shares and Deposits > $250K (F+J)
56,914,479
Total Insured Shares and Deposits > $250K (item 17 less item K)
656,355,980
Total Interest Expense (Sum of items 6 8)
7,242,713
Share Certificates
5,561
Number of Accounts for Share Drafts
29,631
IRA KEOGH Accounts
1,351
Number of Accounts for Regular Shares
62,732
Money Market Shares
927
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
77,592,802
Total Liabilities
792,273,127
Source: NCUA — Last Updated 06/30/2026
Customer ReviewsM.King
June 15, 2026
I have been a member at TCU for over 20 years and they have gone down hill so much. They do not care about their members anymore, and treat them so poorly. They took a check of almost $250 2xs out of my account and when I called they told me that they could not release the funds or fix that mistake until Monday. I asked for a manager, expedited it to the on-call Emergency staff which did not answer nor did they call me until Monday. When they did call they let me know that the error was on their end and they would be refunding the money and any fees that occurred in my account due to that error. Which great thanks but I had to go all weekend with out funds due to their error. Staff on the weekend should\'ve been able to fix this or the Emergency on call staff should actually pick up the phone. This is so sad how much they have declined, I will be leaving and moving to a better credit union Asap.
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Add Your Rating and Review for Triangle Credit Union
Frequently Asked Questions About Triangle Credit UnionDoes Triangle Credit Union offer CDs?Yes. Triangle Credit Union current CD rates include its Traditional CD - 24-35 month at 3.25% APY, its Traditional CD - 36-59 month at 3.25% APY and its Traditional CD - 60 month at 3.25% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Triangle Credit Union NCUA insured?Yes. Triangle Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Triangle Credit Union?The highest Triangle Credit Union CD rate is its 15 month Special CD at 4.35% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Triangle Credit Union offer?Triangle Credit Union CD rates are 1.00% APY for an 11 month CD, 1.00% APY for a 12 month CD, 1.50% APY for an 18 month CD, 1.00% APY for a 23 month CD, 1.00% APY for a 2 year CD, 3.25% APY for a 35 month CD, 3.25% APY for a 59 month CD and 3.25% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Triangle Credit Union for its full lineup. What is the highest savings rate at Triangle Credit Union?The highest Triangle Credit Union savings rate is its Savings at 2.50% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at Triangle Credit Union?The highest Triangle Credit Union money market rate is its Premier Money Market at 2.50% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest 30 year fixed mortgage rate at Triangle Credit Union?The lowest Triangle Credit Union 30 year fixed mortgage rate is its 30 Year Fixed Mortgage at 7.063% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest home equity rate at Triangle Credit Union?The lowest Triangle Credit Union home equity rate is its Business Vehicle Equity Loan - 2021 & Newer at 9.50%, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Triangle Credit Union?The lowest Triangle Credit Union auto loan rate is its Business Vehicle Equity Loan - 2021 & Newer at 9.50%, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Triangle Credit Union?The lowest Triangle Credit Union personal loan rate is its Unsecured Business Loans at 11.49%, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Triangle Credit Union?The lowest Triangle Credit Union credit card APR is its Business Line-Of-Credit Credit Card at 12.50%, verified by MonitorBankRates as of October 30, 2026. How many branches does Triangle Credit Union operate?Triangle Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Triangle Credit Union?Yes, to access services at Triangle Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Triangle Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Triangle Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Triangle Credit Union offer online and mobile banking?Most modern institutions like Triangle Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://trianglecu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Triangle Credit Union rates compare?Triangle Credit Union's CD rates are 3% lower than the MonitorBankRates national average, and it has an A health rating. Triangle Credit Union's top rates are its 15 month Special CD at 4.35% APY, its Savings at 2.50% APY, its Premier Money Market at 2.50% APY, its 30 Year Fixed Mortgage at 7.063%, its Business Share Loans at 5.174% APR and its Business Line-Of-Credit Credit Card at 12.943% APR, verified by MonitorBankRates on October 30, 2026. Current Triangle Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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