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 Franklin Mint Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Franklin Mint Federal Credit Union's 9 MONTH CD rates are at 3.80%, 12 MONTH CD rates are at 3.70%, 18 MONTH CD rates are at 3.70%, 6 MONTH CD rates are at 3.70%, 24 MONTH CD rates are at 3.60%. Franklin Mint Federal Credit Union's savings rates are at 0.10%. Franklin Mint Federal Credit Union's money market rates are at 0.40%. Franklin Mint Federal Credit Union's 15-Year Fixed Rate rates are at 5.62%, 20-Year Fixed Rate rates are at 6.00%, 5 yr/6 mo ARM rates are at 5.88%, 30-Year Fixed Rate rates are at 6.38%. Franklin Mint Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Franklin Mint Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.37%. Rates were last updated on 03/26/2026. Franklin Mint Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Franklin Mint Federal Credit Union? Share your experience about Franklin Mint Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Franklin Mint Federal Credit Union. Franklin Mint Federal Credit Union
Operation Office 5 Hillman Dr
https://www.fmfcu.org Chadds Ford, PA 19317 
Franklin Mint Federal Credit Union CD Rates
Franklin Mint Federal Credit Union Savings Rates
Franklin Mint Federal Credit Union Money Market Rates
Franklin Mint Federal Credit Union Checking Rates
Franklin Mint Federal Credit Union Mortgage Rates
Franklin Mint Federal Credit Union Home Equity & HELOC
Franklin Mint Federal Credit Union Auto Loan Rates
Franklin Mint Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Franklin Mint Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Franklin Mint Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Franklin Mint Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Franklin Mint Federal Credit Union
Website
https://www.fmfcu.org
Address
5 Hillman Dr,
Chadds Ford, PA 19317
Phone
610-325-5000
Fax
610-325-5265
President
Leon Spencer
CEO
Michael Magnavita
Full-Time Employees
320
Part-Time Employees
7
Branch Locations
17
ATM Locations
18
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.37%
Return on Assets (ROA)
0.3812%
Return on Equity (ROE)
4.8668%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
1,875,768,836
Total Amount of Shares and Deposits
1,701,604,949
Total Shares and Deposits < 1 Year
1,583,113,175
Total Shares and Deposits 1 3 Years
95,503,008
Total Shares and Deposits > 3 Years
22,988,766
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
161,405,440
Total Uninsured Shares and Deposits > $250K (F+J)
161,405,440
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,540,199,509
Total Interest Expense (Sum of items 6 8)
26,327,161
Share Certificates
15,751
Number of Accounts for Share Drafts
80,762
IRA KEOGH Accounts
2,738
Number of Accounts for Regular Shares
157,298
Non Member Deposits
78
Money Market Shares
1,782
Net Income (unless the amount is already included in Undivided Earnings)
7,149,783
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
90,144,164
Total Liabilities
1,757,206,427
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Franklin Mint Federal Credit UnionIs Franklin Mint Federal Credit Union a safe place to deposit money?Yes, Franklin Mint Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.3748637313468%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Franklin Mint Federal Credit Union operate?Franklin Mint Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Franklin Mint Federal Credit Union?Yes, to access services at Franklin Mint Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Franklin Mint Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Franklin Mint Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Franklin Mint Federal Credit Union offer online and mobile banking?Most modern institutions like Franklin Mint Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fmfcu.org. Current Franklin Mint Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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