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 First Community Credit Union Jamestown, ND Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 21, 2026
First Community Credit Union Jamestown, ND's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of First Community Credit Union Jamestown, ND with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.13%. Rates were last updated on 04/21/2026. First Community Credit Union Jamestown, ND money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Credit Union Jamestown, ND? Share your experience about First Community Credit Union Jamestown, ND by leaving a review below, or read customer reviews before you decide to use First Community Credit Union Jamestown, ND. First Community Credit Union Jamestown, ND
Administrative Center 310 10th St SE
https://www.myfccu.com Jamestown, ND 58401 5555 
First Community Credit Union Jamestown, ND Home Equity & HELOC
First Community Credit Union Jamestown, ND Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Community Credit Union Jamestown, ND is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Community Credit Union Jamestown, ND rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Community Credit Union Jamestown, ND's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Community Credit Union Jamestown, ND
Website
https://www.myfccu.com
Address
310 10th St SE,
Jamestown, ND 58401 5555
Phone
701-252-0360
Fax
President
Owen Olson
CEO
Stephen Schmitz
Full-Time Employees
252
Part-Time Employees
15
Branch Locations
26
ATM Locations
23
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.13%
Return on Assets (ROA)
0.4495%
Return on Equity (ROE)
3.7556%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
1,488,851,728
Total Amount of Shares and Deposits
1,106,988,438
Total Shares and Deposits < 1 Year
1,091,880,246
Total Shares and Deposits 1 3 Years
12,933,789
Total Shares and Deposits > 3 Years
2,174,401
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
127,082,479
Total Uninsured Shares and Deposits > $250K (F+J)
127,082,479
Total Insured Shares and Deposits > $250K (item 17 less item K)
979,905,959
Total Interest Expense (Sum of items 6 8)
21,933,499
Share Certificates
10,108
Number of Accounts for Share Drafts
35,893
IRA KEOGH Accounts
1,552
Number of Accounts for Regular Shares
132,274
All other shares
1,283
Non Member Deposits
3
Money Market Shares
5,564
Net Income (unless the amount is already included in Undivided Earnings)
6,692,629
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
61,834,288
Total Liabilities
1,324,941,484
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Community Credit Union Jamestown, NDIs First Community Credit Union Jamestown, ND a safe place to deposit money?Yes, First Community Credit Union Jamestown, ND is considered a safe financial institution. With a Texas Ratio of 5.1340947474511%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Community Credit Union Jamestown, ND operate?First Community Credit Union Jamestown, ND currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Community Credit Union Jamestown, ND?Yes, to access services at First Community Credit Union Jamestown, ND, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Community Credit Union Jamestown, ND does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Community Credit Union Jamestown, ND provides members with tools to manage their accounts and build a solid financial history. Does First Community Credit Union Jamestown, ND offer online and mobile banking?Most modern institutions like First Community Credit Union Jamestown, ND provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfccu.com. Compare to Other Credit Unions
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