What are the current interest rates at HIGHMARK?

Current rates for HIGHMARK include: 12-Month CD: 3.55%, 24-Month CD: 3.65%, 60-Month CD: 3.55%, MMA: 2.78%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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HIGHMARK

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HIGHMARK Rates & Review October 2026

Q: How many branches does HIGHMARK operate?

HIGHMARK currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join HIGHMARK?

Yes, to access services at HIGHMARK, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, HIGHMARK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, HIGHMARK provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

HIGHMARK's top rates as of October 10, 2026 are 4.10% APY on its 25 Month Limited Time Only CD, 2.78% APY on money market accounts, auto loans from 4.25% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other HIGHMARK CD rates include 25 Month Limited Time Only! IRA CD at 4.10%, 10 Month Limited Time Only CD at 4.00%, and 10 Month Limited Time Only! IRA CD at 4.00%. MonitorBankRates evaluates the financial stability of HIGHMARK with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.01%. Rates last updated and verified on 10/10/2026.

HIGHMARK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HIGHMARK? Share your experience about HIGHMARK by leaving a review below, or read customer reviews before you decide to use HIGHMARK.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.01%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

HIGHMARK
Highmark Main Office

725 5th St
Rapid City, SD 57701

http://www.highmarkfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

HIGHMARK CD Rates

Product	Rate	APY	Term
25 Month Limited Time Only Certificate	4.03%	4.10%	25 Month
Min Deposit $500 Details Limited Time Only; Honors Rate: N/A *; Platinum Rate: N/A * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
25 Month Limited Time Only! IRA Share Certificate	4.03%	4.10%	25 Month
Min Deposit $500 Details Limited Time Only! Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
10 Month Limited Time Only Certificate	3.93%	4.00%	10 Month
Min Deposit $500 Details Limited Time Only; Honors Rate: N/A *; Platinum Rate: N/A * Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
10 Month Limited Time Only! IRA Share Certificate	3.929%	4.00%	10 Month
Min Deposit $500 Details Limited Time Only! Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
24 Month Certificate	3.59%	3.65%	24 Month
Min Deposit $500 Details Honors Rate: 3.69%; Platinum Rate: 3.84% Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
24 Month IRA Share Certificate	3.59%	3.65%	24 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Oct 1, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
36 Month Certificate	3.59%	3.65%	36 Month
Min Deposit $500 Details Honors Rate: 3.69%; Platinum Rate: 3.84% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.65% ▼ 0.05 pts · high 3.70% / low 3.65% Oct 1, 20263.65%▼ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
36 Month IRA Share Certificate	3.59%	3.65%	36 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Oct 1, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
48 Month Certificate	3.54%	3.60%	48 Month
Min Deposit $500 Details Honors Rate: 3.64%; Platinum Rate: 3.79% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.60% ▲ 0.05 pts · high 3.60% / low 3.55% Oct 1, 20263.60%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
48 Month IRA Share Certificate	3.54%	3.60%	48 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Oct 1, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
60 Month Certificate	3.50%	3.555%	60 Month
Min Deposit $500 Details Honors Rate: 3.60%; Platinum Rate: 3.75% Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 3.50% → 3.56% ▲ 0.06 pts · high 3.56% / low 3.50% Oct 6, 20263.56%▼ from 3.56% Oct 1, 20263.56%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
12 Month Certificate	3.50%	3.55%	12 Month
Min Deposit $500 Details Honors Rate: 3.60%; Platinum Rate: 3.75% Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 3.65% → 3.55% ▼ 0.10 pts · high 3.65% / low 3.55% Oct 6, 20263.55%▼ from 3.56% Oct 1, 20263.56%▼ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
12 Month IRA Share Certificate	3.50%	3.55%	12 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History 1 change since Oct 1, 2026 · 3.56% → 3.55% ▼ 0.01 pts · high 3.56% / low 3.55% Oct 6, 20263.55%▼ from 3.56% Oct 1, 20263.56%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
60 Month IRA Share Certificate	3.50%	3.55%	60 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History 1 change since Oct 1, 2026 · 3.56% → 3.55% ▼ 0.01 pts · high 3.56% / low 3.55% Oct 6, 20263.55%▼ from 3.56% Oct 1, 20263.56%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
9 Month Certificate	3.50%	3.55%	9 Month
Min Deposit $500 Details Honors Rate: 3.60%; Platinum Rate: 3.75% Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 3.60% → 3.55% ▼ 0.05 pts · high 3.60% / low 3.55% Oct 6, 20263.55%▼ from 3.56% Oct 1, 20263.56%▼ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
6 Month Certificate	3.35%	3.40%	6 Month
Min Deposit $500 Details Honors Rate: 3.45%; Platinum Rate: 3.60% Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

HIGHMARK Savings Rates

Product	Rate	APY
Money Mammals and/or Teen Club	1.00%	1.00%
Min Deposit $25 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Christmas/Vacation Clubs	0.50%	0.50%
Min Deposit $25 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

HIGHMARK Money Market Rates

Product	Rate	APY	View More
Money Mammals and/or Teen Club	1.00%	1.00%
Min Deposit $25 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

HIGHMARK Business Money Market Rates

Product	Rate	APY
Business Money Market	2.75%	2.78%
Min Balance $250,000 Details Balance: $250,000.01 + Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.78% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Business Money Market	2.50%	2.53%
Min Balance $250,000 Details Balance: $250,000.01 to $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.78% → 2.53% ▼ 0.25 pts · high 2.78% / low 2.53% Oct 6, 20262.53%▼ from 2.78% Sep 14, 20262.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Business Money Market	1.95%	1.97%
Min Balance $25,000 Details Balance: $25,000.01 to $100,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.97% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Business Money Market	1.00%	1.00%
Min Balance $2,500 Details Balance: $2,500 to $25,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

HIGHMARK Auto Loan Rates

Product	Rate	Points	APR
Auto Loan	-	-	4.25%
Details As Low As; Rates Effective October 1, 2026 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
KASASA Cash w/ Car Loan Checking	-	-	6.05%
Details Qualifications Required: eStatements Enrollment Required; eStatements Enrollment Required; Qualifying balance up to $10,000.00 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.05% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

HIGHMARK RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Recreational Vehicle Loan	-	7.25%
Details Starting at; Rates Effective October 1, 2026 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.25% → 7.25% ▲ 2.00 pts · high 7.25% / low 5.25% Oct 1, 20267.25%▲ from 5.25% Sep 14, 20265.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

HIGHMARK Credit Card Rates

Product	Rate	APR	View More
VISA Credit Card	-	9.90%
Details All the rates shown are Annual Percentage Rate (APR). Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.90% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

HIGHMARK Other Rates

Product	Rate	Points	APY/APR
Business Primary/Special Share	0.05%	-	0.05%
Min Balance $100 Details Balance: $100 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
IRA Share Account	0.35%	-	0.35%
Min Deposit $25 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
KASASA Cash Checking	-	-	4.50%
Min Deposit $0 Min Balance $10,000 Details Qualifications Required: eStatements Enrollment Required; eStatements Enrollment Required; Qualifying balance up to $10,000.00 Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 4.50% → 4.50% ▼ 0.00 pts · high 4.50% / low 0.25% Oct 6, 20264.50%▲ from 0.25% Sep 27, 20260.25%▼ from 4.50% Sep 14, 20264.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Cash Checking	4.41%	-	4.50%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.01 to $10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Cash Checking	0.05%	-	0.05%
Min Balance $0 Details Qualifications Not Met; Balance: $0.01 + Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.50% → 0.05% ▼ 4.45 pts · high 4.50% / low 0.05% Sep 18, 20260.05%▼ from 4.50% Sep 14, 20264.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Cash Checking	-	-	0.25%
Min Balance $10,000 Details On balances over $10,000.00 depending on balance in account Last Updated 10/10/2026 Rate History No change since Oct 1, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Saver Savings	2.96%	-	3.00%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.01 to $100,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Saver Savings	0.25%	-	0.25%
Min Balance $100,000 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $100,000 + Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Saver Savings	0.05%	-	0.05%
Min Balance $0 Details Qualifications Not Met; Balance: $0.01 + Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Saver Savings	-	-	3.00%
Min Balance $0 Details Qualifications Required: Qualifications Required; 0.25% APY on balances over $100,000 depending on balance in account; 0.05% APY if qualifications are not met; Balance: $0.01-$100,000.00 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Kasasa Saver Savings	-	-	0.25%
Min Balance $100,000 Details 0.05% APY if qualifications are not met; Balance: $100,000.01 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Performance MM	1.00%	-	1.00%
Min Balance $25,000 Details Balance: $25,000.01 to $100,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Performance MM	1.49%	-	1.50%
Min Balance $100,000 Details Balance: $100,000.01 to $250,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Performance MM	2.47%	-	2.50%
Min Balance $250,000 Details Balance: $250,000 + Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Primary & Special Shares	0.05%	-	0.05%
Min Deposit $100 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Smart Choice MM	2.95%	-	2.99%
Min Balance $25 Details Balance: $25 to $2,500 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.99% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Smart Choice MM	0.75%	-	0.75%
Min Balance $2,501 Details Balance: $2,501 to $25,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Smart Choice MM	0.25%	-	0.25%
Min Balance $25,000 Details Balance: $25,000.01 to $50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Smart Choice MM	0.20%	-	0.20%
Min Balance $50,000 Details Balance: $50,000.01 to $100,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%
Smart Choice MM	0.15%	-	0.15%
Min Balance $100,000 Details Balance: $100,000.01 + Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

HIGHMARK’s Texas Ratio fell from 26.05% in Q3 2023 to 13.01% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.1 to 5.0 and its Health Grade from C+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$258M	13.01%	5.0	A
March 31, 2026	$260M	8.79%	5.0	A
December 31, 2025	$259M	7.13%	5.0	A
September 30, 2025	$257M	11.08%	5.0	A
June 30, 2025	$256M	13.10%	5.0	A
March 31, 2025	$254M	8.33%	5.0	A
December 31, 2024	$253M	10.21%	5.0	A
September 30, 2024	$248M	9.33%	5.0	A
June 30, 2024	$245M	9.20%	5.0	A
March 31, 2024	$254M	9.16%	4.9	A
December 31, 2023	$248M	19.12%	4.7	B+
September 30, 2023	$256M	26.05%	4.1	C+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for HIGHMARK is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather HIGHMARK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HIGHMARK's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name HIGHMARK

Website http://www.highmarkfcu.com

Address 725 5th St, Rapid City, SD 57701

Phone 605-716-4444

Fax 605-343-4927

President Dorothy Peacock

CEO Mindy Howard

Full-Time Employees 59

Part-Time Employees 4

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (93/100)

Texas Ratio

13.01%

Return on Assets (ROA)

0.1812%

Return on Equity (ROE)

2.3605%

Non-Performing Loans Ratio (NPL)

1.43%

Total Assets

257,807,982

Total Amount of Shares and Deposits

235,085,817

Total Shares and Deposits < 1 Year

229,877,239

Total Shares and Deposits 1 3 Years

4,752,982

Total Shares and Deposits > 3 Years

455,595

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

26,636,123

Total Uninsured Shares and Deposits > $250K (F+J)

26,636,123

Total Insured Shares and Deposits > $250K (item 17 less item K)

208,449,694

Total Interest Expense (Sum of items 6 8)

2,245,897

Share Certificates

1,805

Number of Accounts for Share Drafts

10,029

IRA KEOGH Accounts

457

Number of Accounts for Regular Shares

14,282

Non Member Deposits

Money Market Shares

483

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

31,685,161

Total Liabilities

240,712,630

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

HIGHMARK earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Customer Reviews

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Frequently Asked Questions About HIGHMARK

How many branches does HIGHMARK operate?

HIGHMARK currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join HIGHMARK?

Yes, to access services at HIGHMARK, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, HIGHMARK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HIGHMARK provides members with tools to manage their accounts and build a solid financial history.

Does HIGHMARK offer online and mobile banking?

Most modern institutions like HIGHMARK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.highmarkfcu.com.

Current HIGHMARK Rates

12-Month CD3.55%
24-Month CD3.65%
60-Month CD3.55%
MMA2.78%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

HIGHMARK Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

HIGHMARK Texas Ratio

HIGHMARK Health Trend

HIGHMARK CD Rates

HIGHMARK Savings Rates

HIGHMARK Money Market Rates

HIGHMARK Business Money Market Rates

HIGHMARK Auto Loan Rates

HIGHMARK RV, Boat and Powersport Loan Rates

HIGHMARK Credit Card Rates

HIGHMARK Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

HIGHMARK earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About HIGHMARK

How many branches does HIGHMARK operate?

Is a member application needed to join HIGHMARK?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does HIGHMARK offer online and mobile banking?

Current HIGHMARK Rates

Compare to Other Credit Unions