What are the current interest rates at Health Care Idaho Credit Union?

Current rates for Health Care Idaho Credit Union include: 18-Month CD: 4.20%, Savings: 3.40%

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Health Care Idaho Credit Union

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Health Care Idaho Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Health Care Idaho Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Health Care Idaho Credit Union's 18-Month Promo CD rates are at 4.20%. Health Care Idaho Credit Union's savings rates are at 3.40%. Health Care Idaho Credit Union's Personal Loan Rates are at 5.69%. MonitorBankRates evaluates the financial stability of Health Care Idaho Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates last updated and verified on 08/28/2026.

Health Care Idaho Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Health Care Idaho Credit Union? Share your experience about Health Care Idaho Credit Union by leaving a review below, or read customer reviews before you decide to use Health Care Idaho Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.45%

Excellent Lower than avg

Health Care Idaho Credit Union
Main Office

208 W Jefferson St
Boise, ID 83702 6044

https://hcicu.com

Health Care Idaho Credit Union CD Rates

Product	Rate	APY	Term	View More
18-Month Promo CD	-	4.20%	18 months
Details Limited-time offer Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Health Care Idaho Credit Union Savings Rates

Product	Rate	APY	View More
High Yield Online Savings	-	3.40%
Details As high as Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Health Care Idaho Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto	-	-	5.69%
Details As low as Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Health Care Idaho Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa	-	11.24%
Details As low as; variable APR Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Health Care Idaho Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Health Care Idaho Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Health Care Idaho Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Health Care Idaho Credit Union

Website https://hcicu.com

Address 208 W Jefferson St, Boise, ID 83702 6044

Phone 208-275-0069

Fax 208-275-0032

President Robyn Williams

CEO Crystal Bissell

Full-Time Employees 0

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.45%

Return on Assets (ROA)

-1.0429%

Return on Equity (ROE)

-9.2744%

Non-Performing Loans Ratio (NPL)

0.90%

Total Assets

12,158,795

Total Amount of Shares and Deposits

9,415,388

Total Shares and Deposits < 1 Year

9,415,388

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

57,195

Total Uninsured Shares and Deposits > $250K (F+J)

57,195

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,358,193

Total Interest Expense (Sum of items 6 8)

26,738

Number of Accounts for Share Drafts

453

Number of Accounts for Regular Shares

1,188

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

-126,798

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

655,078

Total Liabilities

10,791,619

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Health Care Idaho Credit Union

How many branches does Health Care Idaho Credit Union operate?

Health Care Idaho Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Health Care Idaho Credit Union?

Yes, to access services at Health Care Idaho Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Health Care Idaho Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Health Care Idaho Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Health Care Idaho Credit Union offer online and mobile banking?

Most modern institutions like Health Care Idaho Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://hcicu.com.