Newtek Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.28%, 6-month CD rates at 4.32% and 3-month CD rates at 2.50%. Current savings rates are at 0.25% and money market rates are at 0.07%. Mortgage rates today on 30-year fixed loans are around 7.13%. Credit Card rates are at 17.20%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Newtek Bank's 6-Month CD rates are at 4.10%, 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.95%, 24-Month CD rates are at 3.90%, 36-Month CD rates are at 3.80%. Newtek Bank's savings rates are at 4.35%.

Newtek Bank

To see how these rates compare to Newtek Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Newtek Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Newtek Bank CD rates. You can also compare Newtek Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Newtek Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Newtek Bank? Share your experience about Newtek Bank by leaving a review below, or read customer reviews before you decide to use Newtek Bank.

Newtek Bank Texas Ratio

Newtek Bank's Texas Ratio is at 6.35%, which is considered excellent. The Texas Ratio for Newtek Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Newtek Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
3.95%
24-Month CD
3.90%
36-Month CD
3.80%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
4.35%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Newtek Bank
1111 Brickell Ave
Miami, FL 33131
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Newtek Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
High Yield Savings
4.35%
$1
Newtek Bank
Newtek Bank
6-Month CD
4.10%
$2,500
Newtek Bank
Newtek Bank
12-Month CD
4.00%
$2,500
Newtek Bank
Newtek Bank
18-Month CD
3.95%
$2,500
Newtek Bank
Newtek Bank
24-Month CD
3.90%
$2,500
Newtek Bank
Newtek Bank
36-Month CD
3.80%
$2,500
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Newtek Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
Customers Bank
Customers Bank
Yield Shield Savings
4.23%
$25,000
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.06%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
12-Month CD
4.00%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
48-Month CD
4.00%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
24-Month CD
3.98%
$100
Vibrant Credit Union
Vibrant Credit Union
48-Month CD
3.95%
$5
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
18-Month CD
3.85%
$1,000
FSB of Westmoreland
FSB of Westmoreland
18-Month CD
3.84%
$1,000
Gunnison S&L
Gunnison S&L
60-Month CD
3.83%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
18-Month CD
3.80%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Money Market
3.75%
$500
Vermont State Bank
Vermont State Bank
48-Month CD
3.72%
$500
CFG Bank
CFG Bank
60-Month CD
3.65%
$500
FSB of Burnet
FSB of Burnet
3-Month CD (Jumbo)
3.60%
$95,000
Ally Bank
Ally Bank
36-Month CD
3.50%
$0
Northern Bank Direct
Northern Bank Direct
48-Month CD
3.50%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
24-Month CD
3.02%
$500
Bell Bank
Bell Bank
18-Month CD
3.02%
$500
ableBanking
ableBanking
36-Month CD
3.00%
$5,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
60-Month CD
3.00%
$500
First Shore Federal S&L
First Shore Federal S&L
60-Month CD
3.00%
$500
Centreville Bank
Centreville Bank
36-Month CD
2.75%
$1,000
Think Mutual Bank
Think Mutual Bank
60-Month CD
2.75%
$250
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
30-Month CD
2.73%
$500
Delaware NB of Delhi
Delaware NB of Delhi
36-Month CD
2.63%
$100
State Bank of Cherry
60-Month CD
2.58%
$1,000
Main Street Bank
Main Street Bank
48-Month CD
2.50%
$1,000
Main Street Bank
Main Street Bank
18-Month CD
2.50%
$1,000
Bank of Hillsboro
Bank of Hillsboro
48-Month CD
2.28%
$1,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
3-Month CD
2.25%
$500
1st University Credit Union
1st University Credit Union
18-Month CD
2.02%
$1,000
Maine Community Bank
Maine Community Bank
48-Month CD
2.00%
$500
Artisans Bank
Artisans Bank
36-Month CD
2.00%
$1,500
Walden Savings Bank
Walden Savings Bank
12-Month CD
1.90%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
Lighthouse Savings
1.66%
$15,000
First National Bank of Clarksdale
First National Bank of Clarksdale
18-Month CD
1.50%
$500
The Bank of Protection
The Bank of Protection
Money Market
1.00%
$2,500
Midland Community Bank
Midland Community Bank
24-Month CD
0.85%
$1,000
Municipal Bank
Municipal Bank
36-Month CD
0.60%
$1,000
Harleysville Bank
Harleysville Bank
48-Month CD (Rising Rate)
0.50%
$500
Lone Star Bank
Lone Star Bank
Savings
0.30%
$200
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
Money Market Investor
0.25%
$2,500
Ixonia Bank
Ixonia Bank
Platinum Personal Savings
0.20%
$25,000
Simmesport State Bank
Simmesport State Bank
NOW Checking
0.15%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Savings
0.10%
$50
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
NOW Checking
0.10%
$0
OneLocal Bank
OneLocal Bank
Statement Savings
0.10%
$25
PNC Bank
PNC Bank
48-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Newtek Bank Information

Newtek Bank
1111 Brickell Ave
Miami, FL 33131
Miami-Dade
Established Date: 04/01/1963
FDIC Certificate #: 18734
Date of FDIC Deposit Insurance: 04/01/1963
Bank Holding Company: NEWTEKONE INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Newtek Bank FDIC Insured? Yes
What is Newtek Bank's Cert number? 18734
What is the maximum amount for insured deposits? $250,000 per holder, per account

Newtek Bank Financials

Total Assets:
$714,124,000
Total Deposits:
$565,272,000
Equity Capital:
$105,402,000
Domestic Deposits:
$565,272,000
Net Income:
$9,352,000
Return on Assets:
3.7557%
Quarterly Return on Assets:
5.4400%
Pretax Return on Assets:
7.7866%
Pretax Quarterly Return on Assets:
7.7900%
Return on Equity:
22.0400%
Quarterly Return on Equity:
35.8700%
Common Equity Tier 1 Capital Ratio:
23.7637%
Tier 1 Risk-Based Capital Ratio:
23.7637%
Leverage Tier 1 (Core Capital) Ratio:
14.8920%
Total Risk-Based Capital Ratio (YTD):
25.0261%
Total Interest Income (YTD):
8.1305%
 
 
Headquarters:
Miami
FDIC Field Office:
South Florida
Regulator:
OCC
County:
Miami-Dade
# of Offices:
1
Metropolitan Statistical Area (MSA):
Miami-Fort Lauderdale-Pompano Beach, FL
Consolidated Metropolitan Statistical Area (CMSA):
Miami-Fort Lauderdale, FL
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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