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AloStar Bank of Commerce Rates & Review March 2026

AloStar Bank of Commerce's 8-Month CD rates are at 4.00%. MonitorBankRates evaluates the financial stability of AloStar Bank of Commerce with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/16/2026.

AloStar Bank of Commerce money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AloStar Bank of Commerce? Share your experience about AloStar Bank of Commerce by leaving a review below, or read customer reviews before you decide to use AloStar Bank of Commerce.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
AloStar Bank of Commerce
3595 Grandview Parkway, Suite 425
Birmingham, AL 35243
https://www.alostarbank.com
Member FDIC

AloStar Bank of Commerce CD Rates

Product Rate APY Term View More
8-Month CD - 4.00% 8
Min Deposit $1,000
Details Applies when you open a new CD with $25,000 or more in non-Cadence funds OR when you have or open a Cadence Performance Checking account.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for AloStar Bank of Commerce is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather AloStar Bank of Commerce rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AloStar Bank of Commerce's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name AloStar Bank of Commerce
FDIC Certificate # 59060
Address 3595 Grandview Parkway, Suite 425, Birmingham, AL 35243  ·  Jefferson
Established 04/15/2011
FDIC Insurance Date 04/15/2011
Domestic Offices 1
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4771%
Return on Equity (ROE) 7.2900%
Non-Performing Loans (NPL) 0.00%
Total Assets $945,354,000
Total Deposits $703,912,000
Equity Capital $195,706,000
Net Income $7,019,000
Headquarters Birmingham
Total Offices 1
Source: FDIC  |  Last Updated 06/30/2017

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Frequently Asked Questions About AloStar Bank of Commerce

Is AloStar Bank of Commerce a safe place to deposit money?

Yes, AloStar Bank of Commerce is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does AloStar Bank of Commerce operate?

AloStar Bank of Commerce currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, AloStar Bank of Commerce does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AloStar Bank of Commerce provides members with tools to manage their accounts and build a solid financial history.

Does AloStar Bank of Commerce offer online and mobile banking?

Most modern institutions like AloStar Bank of Commerce provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alostarbank.com.