What are the current interest rates at Northrim Bank?

Current rates for Northrim Bank include: 12-Month CD: 1.38%, 18-Month CD: 2.22%, 24-Month CD: 2.02%, 36-Month CD: 2.02%, Savings: 1.10%, MMA: 0.11%

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Northrim Bank Rates & Review October 2026

Q: How many branches does Northrim Bank operate?

Northrim Bank currently maintains approximately 21 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Northrim Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northrim Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 29, 2026

Northrim Bank's top rates as of September 29, 2026 are 3.65% APY on its 5-Month Regular CD, 1.10% APY on savings, 0.11% APY on money market accounts, and 0.10% APY on checking, according to rates verified by MonitorBankRates. Other Northrim Bank CD rates include 11-Month Jump Up at 3.03%, 18-Months JUMP-UP CDS: 18-Month at 2.22%, and 18-Months JUMP-UP IRAs: 18-Month at 2.22%. MonitorBankRates evaluates the financial stability of Northrim Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.98%. Rates last updated and verified on 09/29/2026.

Northrim Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northrim Bank? Share your experience about Northrim Bank by leaving a review below, or read customer reviews before you decide to use Northrim Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.98%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Northrim Bank

3111 C St
Anchorage, AK 99503

https://www.northrim.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Northrim Bank CD Rates

Product	Rate	APY	Term
5 Month Regular	3.60%	3.65%	5 Month
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
11 Month Jump Up	3.00%	3.03%	11 Month
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 3.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP CDS: 18 month	2.20%	2.22%	18 Months
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 2.22% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP IRAs: 18 month	2.20%	2.22%	18 Months
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 2.22% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP CDS: 2 Years	2.00%	2.02%	2 Years
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP CDS: 3 Years	2.00%	2.02%	3 Years
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP IRAs: 2 Years	2.00%	2.02%	2 Years
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP IRAs: 3 Years	2.00%	2.02%	3 Years
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP CDS: 1 Year	1.37%	1.38%	1 Year
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 1.38% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
JUMP-UP IRAs: 1 Year	1.37%	1.38%	1 Year
No additional details. Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 1.38% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%

Northrim Bank Savings Rates

Product	Rate	APY
Alaska Savings	1.10%	1.10%
Min Deposit $10,000 Min Balance $250,000 Details Balance: $250,000 to $499,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 1.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Alaska Savings Bonus Rate	1.09%	1.09%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 1.09% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Alaska Savings	1.00%	1.00%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 to $249,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.88%	0.88%
Min Deposit $500 Min Balance $1,000,000 Details Balance: $1,000,000+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.88% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Alaska Savings Bonus Rate	0.85%	0.85%
Min Deposit $10,000 Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.83%	0.83%
Min Deposit $500 Min Balance $750,000 Details Balance: $750,000 to $999,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.83% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.78%	0.78%
Min Deposit $500 Min Balance $500,000 Details Balance: $500,000 to $749,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Alaska Savings	0.72%	0.72%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.72% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.68%	0.68%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000 to $499,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.68% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.58%	0.58%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 to $249,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.58% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.48%	0.48%
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.48% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Alaska Savings	0.47%	0.47%
Min Deposit $10,000 Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.47% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.38%	0.38%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.38% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Education Savings	0.22%	0.22%
Min Deposit $100 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.22% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Kid's Club	0.22%	0.22%
Min Deposit $5 Min Balance $0 Details Balance: $0.01+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.22% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Alaska Savings Bonus Rate	0.15%	0.15%
Min Deposit $10,000 Min Balance $25,000 Details Balance: Less than $25,000 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Alaska Savings	0.10%	0.10%
Min Deposit $10,000 Min Balance $25,000 Details Balance: Less than $25,000 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Performance Savings	0.10%	0.10%
Min Deposit $500 Min Balance $25,000 Details Balance: Less than $25,000 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%

Northrim Bank Business Savings Rates

Product	Rate	APY
Business Performance Savings	0.88%	0.88%
Min Deposit $500 Min Balance $1,000,000 Details Balance: $1,000,000 to $29,999,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.88% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Performance Savings	0.83%	0.83%
Min Deposit $500 Min Balance $750,000 Details Balance: $750,000 to $999,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.83% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Performance Savings	0.78%	0.78%
Min Deposit $500 Min Balance $500,000 Details Balance: $500,000 to $749,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.78% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Performance Savings	0.68%	0.68%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000 to $499,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.68% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Performance Savings	0.58%	0.58%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 to $249,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.58% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Performance Savings	0.48%	0.48%
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.48% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Performance Savings	0.38%	0.38%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.38% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Classic Savings/Business Savings	0.14%	0.14%
Min Balance $2,500 Details Balance: $2,500 to $24,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.14% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Performance Savings	0.10%	0.10%
Min Deposit $500 Min Balance $25,000 Details Balance: Less than $25,000 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Classic Savings/Business Savings	0.10%	0.10%
Min Balance $2,500 Details Balance: Less than $2,500 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%

Northrim Bank Business Money Market Rates

Product	Rate	APY
Money Market/Business Money Market	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.11% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Money Market/Business Money Market	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Money Market/Business Money Market	0.09%	0.09%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.09% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Money Market/Business Money Market	0.08%	0.08%
Min Balance $5,000 Details Balance: $5,000 to $24,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.08% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Money Market/Business Money Market	0.07%	0.07%
Min Balance $2,500 Details Balance: Less than $2,500 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.07% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%

Northrim Bank Checking Rates

Product	Rate	APY
Flex Checking President's Club	0.10%	0.10%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking President's Club	0.09%	0.09%
Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.09% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking President's Club	0.08%	0.08%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.08% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking President's Club	0.07%	0.07%
Min Balance $2,500 Details Balance: $2,500 to $4,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.07% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking President's Club	0.07%	0.07%
Min Balance $5,000 Details Balance: $5,000 to $24,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.07% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
50 Plus Checking	0.06%	0.06%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
50 Plus Checking	0.06%	0.06%
Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
50 Plus Checking	0.06%	0.06%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking Direct	0.06%	0.06%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking Direct	0.06%	0.06%
Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking Direct	0.06%	0.06%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking President's Club	0.06%	0.06%
Min Balance $2,500 Details Balance: Less than $2,500 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Loyalty Checking	0.06%	0.06%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Loyalty Checking	0.06%	0.06%
Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Loyalty Checking	0.06%	0.06%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
50 Plus Checking	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 to $4,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
50 Plus Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 to $24,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking Direct	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 to $4,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking Direct	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 to $24,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Loyalty Checking	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 to $4,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Loyalty Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 to $24,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
50 Plus Checking	0.04%	0.04%
Min Balance $2,500 Details Balance: Less than $2,500 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.04% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Flex Checking Direct	0.04%	0.04%
Min Balance $2,500 Details Balance: Less than $2,500 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.04% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Loyalty Checking	0.04%	0.04%
Min Balance $2,500 Details Balance: Less than $2,500 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.04% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%

Northrim Bank Business Checking Rates

Product	Rate	APY
Business Interest Checking	0.07%	0.07%
Min Balance $50,000 Details Balance: $50,000 to $99,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.07% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Interest Checking	0.07%	0.07%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.07% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Interest Checking	0.06%	0.06%
Min Balance $5,000 Details Balance: $5,000 to $24,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Interest Checking	0.06%	0.06%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%
Business Interest Checking	0.05%	0.05%
Min Balance $2,500 Details Balance: Less than $2,500 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%

Northrim Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
Variable IRA (Traditional and Roth)	0.38%	-	0.38%
Min Deposit $100 Last Updated 09/29/2026 Rate History No change since Sep 29, 2026 · 0.38% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.98%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Northrim Bank’s Texas Ratio rose from 2.63% in Q3 2023 to 5.98% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.4B	5.98%	5.0	A+
March 31, 2026	$3.3B	4.08%	5.0	A+
December 31, 2025	$3.3B	3.15%	5.0	A+
September 30, 2025	$3.3B	4.48%	5.0	A+
June 30, 2025	$3.2B	4.13%	5.0	A+
March 31, 2025	$3.1B	4.37%	5.0	A+
December 31, 2024	$3.0B	4.33%	5.0	A+
September 30, 2024	$2.9B	2.09%	5.0	A+
June 30, 2024	$2.8B	2.17%	5.0	A+
March 31, 2024	$2.7B	2.53%	5.0	A+
December 31, 2023	$2.8B	2.78%	5.0	A+
September 30, 2023	$2.8B	2.63%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northrim Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northrim Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northrim Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Northrim Bank

Bank Holding Company NORTHRIM BCORP INC

Address 3111 C St, Anchorage, AK 99503 · Anchorage

Website https://www.northrim.com

FDIC Certificate # 33216

Established 19901204

FDIC Insurance Date 19901204

Domestic Offices 21

Total Branches 21

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.98%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.9771%

Return on Equity (ROE) 17.6400%

Non-Performing Loans (NPL) 0.68%

Total Assets $3,395,565,000

Total Deposits $2,930,711,000

Equity Capital $385,513,000

Net Income $32,963,000

Headquarters Anchorage

Total Branches and Offices 21

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Northrim Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Northrim Bank

How many branches does Northrim Bank operate?

Northrim Bank currently maintains approximately 21 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Northrim Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northrim Bank provides members with tools to manage their accounts and build a solid financial history.

Does Northrim Bank offer online and mobile banking?

Most modern institutions like Northrim Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northrim.com.

Current Northrim Bank Rates

12-Month CD1.38%
18-Month CD2.22%
24-Month CD2.02%
36-Month CD2.02%
Savings1.10%
MMA0.11%

Retrieved from our database of financial products. Rates subject to change.

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Northrim Bank Rates & Review October 2026

Brian McKay

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Northrim Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Northrim Bank

How many branches does Northrim Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Northrim Bank offer online and mobile banking?

Current Northrim Bank Rates

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