Citizens Bank of Edinburg CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens Bank of EdinburgToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.24% and 3-month CD rates at 4.15%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.14%. Credit Card rates are at 14.24%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens Bank of Edinburg CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank of Edinburg, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank of Edinburg CD rates. You can also compare Citizens Bank of Edinburg savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank of Edinburg money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank of Edinburg? Share your experience about Citizens Bank of Edinburg by leaving a review below, or read customer reviews before you decide to use Citizens Bank of Edinburg.

Citizens Bank of Edinburg Texas Ratio

Citizens Bank of Edinburg's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Citizens Bank of Edinburg is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank of Edinburg is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Bank of Edinburg
100 E Washington St
Edinburg, IL 62531
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Citizens Bank of Edinburg Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
6-Month CD
4.55%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
48-Month CD
4.31%
$500
ESSA Bank & Trust
ESSA Bank & Trust
12-Month CD
4.00%
$1,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
12-Month CD (Member Advantage)
4.00%
$500
Colorado Federal Savings Bank
Colorado Federal Savings Bank
60-Month CD
3.80%
$5,000
Merchants Bank of Indiana
Merchants Bank of Indiana
12-Month CD
3.75%
$1,000
Woodlands National Bank
Woodlands National Bank
6-Month CD
3.58%
$1,000
Somerset Savings Bank
Somerset Savings Bank
Premier Money Market
3.56%
$5,000
CSB of Cheney, KS
CSB of Cheney, KS
36-Month CD
3.56%
$500
Evergreen Bank Group
Evergreen Bank Group
36-Month CD
3.50%
$500
Tinker Federal Credit Union
Tinker Federal Credit Union
24-Month CD
3.40%
$1,000
FSB of Burnet
FSB of Burnet
3-Month CD
3.29%
$1,000
GreenLeaf Bank
GreenLeaf Bank
36-Month CD
3.25%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.13%
$1,000
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
18-Month CD
3.02%
$500
Cendera Bank
Cendera Bank
Checking
2.53%
$50,000
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
The Bank of Princeton
The Bank of Princeton
60-Month CD
2.50%
$500
Swedish-American State Bank
Swedish-American State Bank
60-Month CD
2.05%
$500
Live Oak Bank
Live Oak Bank
36-Month CD
2.00%
$2,500
Hyperion Bank
Hyperion Bank
60-Month CD
2.00%
$500
BluPeak Credit Union
BluPeak Credit Union
12-Month CD
2.00%
$1,000
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
1.53%
$500
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
24-Month CD
1.25%
$1,000
UniBank for Savings
UniBank for Savings
24-Month CD
1.25%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
60-Month CD
1.10%
$1,000
Essex Savings Bank
Essex Savings Bank
24-Month CD
1.02%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
18-Month CD
1.00%
$500
Prevail Bank
Prevail Bank
Triumph Money Market
1.00%
$250,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
60-Month CD
1.00%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
18-Month CD
1.00%
$500
Minnstar Bank
Minnstar Bank
36-Month CD
0.75%
$500
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
First Westroads Bank
First Westroads Bank
Money Market
0.60%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Lone Star Bank
Lone Star Bank
Personal Money Market
0.50%
$25,000
Merchants State Bank
Merchants State Bank
Savings
0.50%
$10
CNB Clinton National Bank
CNB Clinton National Bank
12-Month CD
0.45%
$500
First FSB of Kentucky
First FSB of Kentucky
12-Month CD
0.40%
$500
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
OneLocal Bank
OneLocal Bank
18-Month CD
0.30%
$500
Wells River Savings Bank
Wells River Savings Bank
6-Month CD
0.30%
$200
Norway Savings Bank
Norway Savings Bank
12-Month CD
0.25%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
Treasury Savings
0.10%
$0
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Regular Savings
0.10%
$100
Milford Bank
Milford Bank
12-Month CD
0.10%
$1,000
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
Windsor Federal S&L
Windsor Federal S&L
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens Bank of Edinburg rate data right now, check back for updates, we are adding rates all the time.

Citizens Bank of Edinburg Information

Citizens Bank of Edinburg
100 E Washington St
Edinburg, IL 62531
Christian
Established Date: 07/16/1971
FDIC Certificate #: 20454
Date of FDIC Deposit Insurance: 07/16/1971
Bank Holding Company: CB EDINBURG HOLDINGS INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Citizens Bank of Edinburg FDIC Insured? Yes
What is Citizens Bank of Edinburg's Cert number? 20454
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank of Edinburg Financials

Total Assets:
$30,345,000
Total Deposits:
$27,494,000
Equity Capital:
$2,644,000
Domestic Deposits:
$27,494,000
Net Income:
$65,000
Return on Assets:
0.9802%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
1.1149%
Pretax Quarterly Return on Assets:
1.1100%
Return on Equity:
12.2800%
Quarterly Return on Equity:
9.9100%
Leverage Tier 1 (Core Capital) Ratio:
9.5188%
Total Interest Income (YTD):
3.8909%
 
 
Headquarters:
Edinburg
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Christian
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

By now you have probably heard the Fed didn't increase the fed funds rate this month so deposit rates have mostly remained the same. There is still hope for an increase in October's meeting but a lot will depend on September's employment report due to be released on Friday.

aaa-auto-loansAAA is offering some very competitive auto loan rates for AAA members. Rates for car loans will vary by State but we have seen rates in the four to five percent range for all States. AAA also offers auto loans with no down payment for qualified applicants.

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