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First Western Trust Bank Rates & Review April 2026

You can compare First Western Trust Bank rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 3.80% and 3-month CD rates at 2.00%. Savings rates are at 0.01% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to First Western Trust Bank rates. MonitorBankRates evaluates the financial stability of First Western Trust Bank with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 20.57%. Rates were last updated on 04/18/2026.

First Western Trust Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Western Trust Bank? Share your experience about First Western Trust Bank by leaving a review below, or read customer reviews before you decide to use First Western Trust Bank.

Overall Health & Safety Grade ?
B+
Good Health Score: 90/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
20.57%
Good Higher than avg
First Western Trust Bank
1900 16th St
Denver, CO 80202
https://www.myfw.com
Member FDIC

Current Rate Availability

We do not have First Western Trust Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Western Trust Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Western Trust Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Western Trust Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Western Trust Bank
Bank Holding Company FIRST WESTERN FINANCIAL INC
Address 1900 16th St, Denver, CO 80202  ·  Denver
FDIC Certificate # 57607
Established 03/17/2004
FDIC Insurance Date 03/17/2004
Domestic Offices 15
Total Branches 15
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+
Overall Health Grade Score: 90/100
5.0
Exceptional Out of 5.0 Stars
20.57%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5104%
Return on Equity (ROE) 5.6700%
Non-Performing Loans (NPL) 1.77%
Total Assets $3,151,853,000
Total Deposits $2,754,378,000
Equity Capital $299,667,000
Net Income $15,534,000
Headquarters Denver
Total Offices 15
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About First Western Trust Bank

Is First Western Trust Bank a safe place to deposit money?

Yes, First Western Trust Bank is considered a safe financial institution. With a Texas Ratio of 20.572519926696%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First Western Trust Bank operate?

First Western Trust Bank currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Western Trust Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Western Trust Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Western Trust Bank offer online and mobile banking?

Most modern institutions like First Western Trust Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfw.com.