Fayette County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Fayette County BankToday's 12-month CD rates can be found at 3.06%, 6-month CD rates at 0.05% and 3-month CD rates at 3.55%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Fayette County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Fayette County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Fayette County Bank CD rates. You can also compare Fayette County Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Fayette County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fayette County Bank? Share your experience about Fayette County Bank by leaving a review below, or read customer reviews before you decide to use Fayette County Bank.

Fayette County Bank Texas Ratio

Fayette County Bank's Texas Ratio is at 9.20%, which is considered excellent. The Texas Ratio for Fayette County Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Fayette County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Fayette County Bank
101 N Court St
Fayetteville, WV 25840
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Fayette County Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
4.30%
$500
Mountain View Bank of Commerce
Mountain View Bank of Commerce
9-Month CD
4.25%
$1,000
Cross River Bank
Cross River Bank
6-Month CD
4.15%
$500
Touchmark Bank
Touchmark Bank
12-Month CD (Jumbo)
4.15%
$100,000
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
4.11%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
12-Month CD
4.07%
$1,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
60-Month CD
4.06%
$2,000
Twin River Bank
Twin River Bank
48-Month CD
4.06%
$500
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
4.00%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
18-Month CD
4.00%
$200
Empower Federal Credit Union
Empower Federal Credit Union
60-Month CD
3.90%
$500
BMO Alto
BMO Alto
60-Month CD
3.60%
$0
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
24-Month CD
3.50%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
24-Month CD
3.50%
$500
Volunteer State Bank
Volunteer State Bank
18-Month CD
3.35%
$1,000
Bank of Dudley
24-Month CD
3.29%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
18-Month CD
3.25%
$500
Lea County State Bank
Lea County State Bank
36-Month CD
2.84%
$1,000
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.80%
$1,000
Home Bank of California
Home Bank of California
48-Month CD
2.64%
$10,000
Clarion County Community Bank
Clarion County Community Bank
24-Month CD
2.60%
$500
Grove Bank
Grove Bank
48-Month CD
2.57%
$1,000
Leighton State Bank
Leighton State Bank
6-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
12-Month CD
2.50%
$500
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.27%
$250
Sloan State Bank
Sloan State Bank
36-Month CD
2.12%
$1,000
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Freedom Savings
1.51%
$50
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Liberty Bank for Savings
Liberty Bank for Savings
60-Month CD
1.25%
$5,000
William Penn Bank
William Penn Bank
48-Month CD
1.01%
$500
Greenstate Credit Union
Greenstate Credit Union
60-Month CD
0.75%
$500
T Bank
T Bank
T Savings
0.75%
$0
Unico Bank
Unico Bank
60-Month CD
0.70%
$1,000
Napoleon State Bank
Napoleon State Bank
36-Month CD
0.50%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Savings
0.40%
$100
FNB of River Falls
FNB of River Falls
24-Month CD
0.40%
$2,500
Triad Bank, N.A.
Triad Bank, N.A.
3-Month CD
0.40%
$1,000
The Dime Bank
The Dime Bank
Statement Savings
0.35%
$5
Greeneville Federal Bank
Greeneville Federal Bank
18-Month CD
0.30%
$1,000
OneUnited Bank
OneUnited Bank
24-Month CD
0.30%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
Savings
0.25%
$100
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
3-Month CD
0.10%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Money Market
0.10%
$2,500
The Valley State Bank
The Valley State Bank
3-Month CD
0.10%
$500
Catskill Hudson Bank
Catskill Hudson Bank
Interest Checking
0.07%
$0
Forward Bank
Forward Bank
Statement Savings
0.05%
$100
Skyone Federal Credit Union
Skyone Federal Credit Union
Advantage Checking
0.05%
$2,500
Applied Bank
Applied Bank
60-Month CD
0.05%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Plus Checking
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Fayette County Bank rate data right now, check back for updates, we are adding rates all the time.

Fayette County Bank Information

Fayette County Bank
101 N Court St
Fayetteville, WV 25840
Fayette
Established Date: 06/01/1900
FDIC Certificate #: 6762
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FCNB BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Fayette County Bank FDIC Insured? Yes
What is Fayette County Bank's Cert number? 6762
What is the maximum amount for insured deposits? $250,000 per holder, per account

Fayette County Bank Financials

Total Assets:
$148,594,000
Total Deposits:
$137,538,000
Equity Capital:
$7,610,000
Domestic Deposits:
$137,538,000
Net Income:
$217,000
Return on Assets:
0.5654%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7214%
Pretax Quarterly Return on Assets:
0.7200%
Return on Equity:
12.7900%
Quarterly Return on Equity:
11.5700%
Common Equity Tier 1 Capital Ratio:
21.8537%
Tier 1 Risk-Based Capital Ratio:
21.8537%
Leverage Tier 1 (Core Capital) Ratio:
9.6295%
Total Risk-Based Capital Ratio (YTD):
23.1028%
Total Interest Income (YTD):
3.6804%
 
 
Headquarters:
Fayetteville
FDIC Field Office:
Scott Depot
Regulator:
OCC
County:
Fayette
# of Offices:
3
Metropolitan Statistical Area (MSA):
Beckley, WV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

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