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iAdvertiser Disclosure
Advertiser Disclosure
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 Oklahomas Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Oklahomas Credit Union's Personal Loan Rates are at 3.49%. MonitorBankRates evaluates the financial stability of Oklahomas Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates were last updated on 04/05/2026. Oklahomas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oklahomas Credit Union? Share your experience about Oklahomas Credit Union by leaving a review below, or read customer reviews before you decide to use Oklahomas Credit Union. Oklahomas Credit Union
Capitol Headquarters 3001 N Lincoln Blvd
https://www.okcu.org Oklahoma City, OK 73105 
Oklahomas Credit Union Mortgage Rates
Oklahomas Credit Union Auto Loan Rates
Oklahomas Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Oklahomas Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oklahomas Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Oklahomas Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Oklahomas Credit Union
Website
https://www.okcu.org
Address
3001 N Lincoln Blvd,
Oklahoma City, OK 73105
Phone
405-606-6328
Fax
405-602-6337
President
Mike Patterson
CEO
Luann Schmiedel
Full-Time Employees
129
Part-Time Employees
17
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.79%
Return on Assets (ROA)
0.6615%
Return on Equity (ROE)
5.1997%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
797,923,400
Total Amount of Shares and Deposits
631,825,663
Total Shares and Deposits < 1 Year
554,567,140
Total Shares and Deposits 1 3 Years
67,394,167
Total Shares and Deposits > 3 Years
9,864,356
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
138,916,044
Total Uninsured Shares and Deposits > $250K (F+J)
138,916,044
Total Insured Shares and Deposits > $250K (item 17 less item K)
492,909,619
Total Interest Expense (Sum of items 6 8)
8,453,825
Share Certificates
5,140
Number of Accounts for Share Drafts
20,035
IRA KEOGH Accounts
1,769
Number of Accounts for Regular Shares
51,699
Non Member Deposits
39
Money Market Shares
256
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,391,663
Total Liabilities
720,858,125
Source: NCUA — Last Updated 09/30/2023
Frequently Asked Questions About Oklahomas Credit UnionIs Oklahomas Credit Union a safe place to deposit money?Yes, Oklahomas Credit Union is considered a safe financial institution. With a Texas Ratio of 0.78831475991227%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Oklahomas Credit Union operate?Oklahomas Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Oklahomas Credit Union?Yes, to access services at Oklahomas Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Oklahomas Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Oklahomas Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Oklahomas Credit Union offer online and mobile banking?Most modern institutions like Oklahomas Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.okcu.org. Compare to Other Credit Unions
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