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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Advance Financial Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Advance Financial Federal Credit Union's 60 Month CD rates are at 1.00%, 48 Month CD rates are at 0.90%, 36 Month CD rates are at 0.80%, 30 Month Regular CD rates are at 0.75%, 24 Month CD rates are at 0.70%. Advance Financial Federal Credit Union's money market rates are at 0.03%. Advance Financial Federal Credit Union's 30-Year Fixed Mortgage rates are at 5.62%. Advance Financial Federal Credit Union's Personal Loan Rates are as low as 12.50%. MonitorBankRates evaluates the financial stability of Advance Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.82%. Rates last updated and verified on 09/21/2026. Advance Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advance Financial Federal Credit Union? Share your experience about Advance Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Advance Financial Federal Credit Union. Advance Financial Federal Credit Union
Schererville Office 31 W US Highway 30
https://www.advancefcu.org Schererville, IN 46375-2108 
Advance Financial Federal Credit Union CD Rates
Advance Financial Federal Credit Union Savings Rates
Advance Financial Federal Credit Union Money Market Rates
Advance Financial Federal Credit Union Checking Rates
Advance Financial Federal Credit Union Mortgage Rates
Advance Financial Federal Credit Union Home Equity & HELOC
Advance Financial Federal Credit Union Auto Loan Rates
Advance Financial Federal Credit Union Personal Loan Rates
Advance Financial Federal Credit Union Other Rates
Financial Health HistoryAdvance Financial Federal Credit Union’s Texas Ratio fell from 2.87% in Q2 2023 to 1.82% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Advance Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advance Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advance Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Advance Financial Federal Credit Union
Website
https://www.advancefcu.org
Address
31 W US Highway 30,
Schererville, IN 46375-2108
Phone
219-392-3900
Fax
219-392-3952
President
Michael Coduti
CEO
Jerry Gomez
Full-Time Employees
33
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.82%
Return on Assets (ROA)
0.0945%
Return on Equity (ROE)
0.7272%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
122,800,857
Total Amount of Shares and Deposits
107,538,043
Total Shares and Deposits < 1 Year
105,514,274
Total Shares and Deposits 1 3 Years
1,535,795
Total Shares and Deposits > 3 Years
487,974
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,077,753
Total Uninsured Shares and Deposits > $250K (F+J)
4,077,753
Total Insured Shares and Deposits > $250K (item 17 less item K)
103,460,290
Total Interest Expense (Sum of items 6 8)
134,415
Share Certificates
444
Number of Accounts for Share Drafts
2,755
IRA KEOGH Accounts
149
Number of Accounts for Regular Shares
7,534
Money Market Shares
470
Net Income (unless the amount is already included in Undivided Earnings)
116,003
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,291,824
Total Liabilities
109,002,748
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Advance Financial Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Advance Financial Federal Credit UnionHow many branches does Advance Financial Federal Credit Union operate?Advance Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Advance Financial Federal Credit Union?Yes, to access services at Advance Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Advance Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Advance Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Advance Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Advance Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.advancefcu.org. Current Advance Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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