|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Nebraska Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
First Nebraska Credit Union's 12-mo. Term CDs rates are at 3.75%, 6-mo. Term CDs rates are at 3.60%, Rewards CD - 18 month rates are at 3.10%, Rewards CD - 24 month rates are at 3.05%, Rewards CD - 36 month rates are at 3.00%. First Nebraska Credit Union's savings rates are at 0.25%. First Nebraska Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of First Nebraska Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.77%. Rates last updated and verified on 10/29/2026. First Nebraska Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Nebraska Credit Union? Share your experience about First Nebraska Credit Union by leaving a review below, or read customer reviews before you decide to use First Nebraska Credit Union. First Nebraska Credit Union
Bedford Branch 10655 Bedford Ave
https://www.firstnebraska.org Omaha, NE 68134  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. First Nebraska Credit Union CD Rates
First Nebraska Credit Union Savings Rates
First Nebraska Credit Union Home Equity & HELOC
First Nebraska Credit Union Other Rates
Financial Health HistoryFirst Nebraska Credit Union’s Texas Ratio rose from 1.89% in Q3 2023 to 3.77% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Nebraska Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Nebraska Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Nebraska Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Nebraska Credit Union
Website
https://www.firstnebraska.org
Address
10655 Bedford Ave,
Omaha, NE 68134
Phone
402-492-9100
Fax
402-827-1573
President
Phil Kottmeyer
CEO
Dale Kovar
Full-Time Employees
50
Part-Time Employees
8
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.77%
Return on Assets (ROA)
0.2537%
Return on Equity (ROE)
1.6152%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
184,161,333
Total Amount of Shares and Deposits
155,848,460
Total Shares and Deposits < 1 Year
154,142,018
Total Shares and Deposits 1 3 Years
1,417,063
Total Shares and Deposits > 3 Years
289,379
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,399,871
Total Uninsured Shares and Deposits > $250K (F+J)
6,399,871
Total Insured Shares and Deposits > $250K (item 17 less item K)
149,448,589
Total Interest Expense (Sum of items 6 8)
839,926
Share Certificates
1,267
Number of Accounts for Share Drafts
6,630
IRA KEOGH Accounts
383
Number of Accounts for Regular Shares
18,138
All other shares
454
Money Market Shares
303
Net Income (unless the amount is already included in Undivided Earnings)
467,182
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,505,145
Total Liabilities
156,632,704
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for First Nebraska Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for First Nebraska Credit Union
Frequently Asked Questions About First Nebraska Credit UnionDoes First Nebraska Credit Union offer CDs?Yes. First Nebraska Credit Union current CD rates include its 12-mo. Term CDs at 3.75% APY, its 6-mo. Term CDs at 3.60% APY and its Rewards CD - 18 month at 3.10% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from First Nebraska Credit Union NCUA insured?Yes. First Nebraska Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at First Nebraska Credit Union?The highest First Nebraska Credit Union CD rate is its 12-mo. Term CDs at 3.75% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does First Nebraska Credit Union offer?First Nebraska Credit Union CD rates are 3.60% APY for a 6 month CD, 3.75% APY for a 12 month CD, 3.10% APY for an 18 month CD, 3.05% APY for a 2 year CD, 3.00% APY for a 3 year CD and 2.80% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with First Nebraska Credit Union for its full lineup. What is the highest savings rate at First Nebraska Credit Union?The highest First Nebraska Credit Union savings rate is its Savings at 0.25% APY, verified by MonitorBankRates as of October 29, 2026. How many branches does First Nebraska Credit Union operate?First Nebraska Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Nebraska Credit Union?Yes, to access services at First Nebraska Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Nebraska Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Nebraska Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Nebraska Credit Union offer online and mobile banking?Most modern institutions like First Nebraska Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstnebraska.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do First Nebraska Credit Union rates compare?First Nebraska Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. First Nebraska Credit Union's top rates are its 12-mo. Term CDs at 3.75% APY and its Savings at 0.25% APY, verified by MonitorBankRates on October 29, 2026. Current First Nebraska Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Empower Federal Credit Union
Kaskaskia Valley Credit Union
MVP Postal and Printing Federal Credit Union
Charlotte Fire Department Credit Union
Soarion Federal Credit Union
Mobile Educators Credit Union
Fort Mcclellan Credit Union
Wolf Point Federal Credit Union
Consolidated Federal Credit Union
CenturyFirst Federal Credit Union
University Credit Union Miami, FL
Heritage South Community Credit Union
United Members Federal Credit Union
Prince Georges Community Federal Credit Union
Alton Municipal Employees Credit Union
UFirst Federal Credit Union
GFA Federal Credit Union
Medical Employees of Staten Island Federal Credit Union
UP State Credit Union
Central Missouri Community Credit Union
Franklin Trust Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
